The top-rated health insurance agent in Windsor, Connecticut is Lynn Dobrowsky - State Farm Insurance Agent, rated 5.0 stars across 339 reviews. Other highly rated options include Oxygen Insurance Agency LLC, Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income, The Hartford. This directory lists 10 health insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lynn Dobrowsky - State Farm Insurance Agent | 150 Poquonock Ave | (860) 640-6777 |
| 2 | Oxygen Insurance Agency LLC | 360 Bloomfield Ave Suite 301 | (860) 580-6226 |
| 3 | Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income | 100 Northfield Dr #200 | (860) 298-1011 |
| 4 | The Hartford | 1 Griffin Rd N | (860) 547-5000 |
| 5 | Brian Busam - State Farm Insurance Agent | 555 Day Hill Rd | (860) 787-5415 |
| 6 | Allstate - Gridley Insurance | 181 Broad St Ste 2 | (860) 602-6456 |
| 7 | Parker Ellingwood Agency Inc Insurance | 62 Poquonock Ave # 5 | (860) 688-5215 |
| 8 | The Hanover Insurance Group Regional Office | 7 Waterside Crossing Suite 101 | (860) 368-5030 |
| 9 | Aetna | 570 Pigeon Hill Rd | (860) 298-0637 |
| 10 | Rabbett Insurance Agency | 233 Addison Rd | (860) 688-1303 |
Lynn Dobrowsky - State Farm Insurance Agent serves the Windsor, Connecticut area, specializing in health insurance options for individuals and families. The agency helps clients navigate plan selections and enrollment periods to find suitable coverage. Additional services include auto and life insurance policies to address broader financial protection needs. Lynn Dobrowsky specifically handles health insurance plan comparisons and Medicare supplement policies.
Oxygen Insurance Agency LLC in Windsor, CT offers a range of health insurance agent services, including plan comparisons and enrollment assistance. Its service plans involve guiding clients through the selection of individual or family health coverage plans. The agency helps maintain policies by assisting with renewals and annual updates to ensure ongoing coverage aligns with changing needs. It services single-family homes, apartments, retail, and restaurants.
Bolton Financial, LLC serves Connecticut retirees seeking guidance on health insurance options as they transition from employer coverage to Medicare. The agency helps clients evaluate pensions, Social Security claims, and retirement income strategies to coordinate with their medical needs. By simplifying complex benefits decisions, the agent assists residents in Windsor with finding suitable Medicare Advantage and Medigap plans. Their support extends to retirees throughout the Greater Hartford metro, including neighboring communities like Bloomfield and Hartford proper.
The Hartford serves homeowners and businesses in Windsor, Connecticut, offering health insurance agent services that help clients navigate individual and group plans. The company assists with policy comparisons and enrollment processes to secure coverage tailored to specific needs. Licensed professionals provide guidance on plan options and benefits available throughout the local area. This agency also extends its services to clients in the greater Hartford metropolitan region, including communities such as Bloomfield.
Serving Windsor and the surrounding communities in north-central Connecticut, Brian Busam - State Farm Insurance Agent handles individual and family health insurance policies. It also offers supplemental coverage options and helps clients navigate open enrollment periods. The agency works to assess each customer’s particular healthcare needs and financial situation. For a typical job, it compares available plans from major carriers to present the most suitable options and assists with the application process from start to finish.
Serving Windsor, Connecticut, and the surrounding communities in Hartford County, Allstate - Gridley Insurance assists clients with health insurance agent services, including plan selection and enrollment support. The company helps individuals and families navigate available coverage options to suit varying needs. To handle a typical job, it generally reviews a client’s health requirements and budget before presenting suitable plans for comparison.
As a health insurance agent, Parker Ellingwood Agency Inc Insurance in Windsor, CT offers individual and family plans, as well as Medicare supplement and prescription drug coverage. The agency helps clients navigate plan options, deductibles, and annual enrollment periods. With the changing healthcare landscape, it also assists residents in adjusting to new plan regulations during the year. For those facing unexpected medical needs or a job change, the agency provides guidance on special enrollment periods to secure timely coverage.
The difference between a single visit and an ongoing partnership is whether clients need just plan details in one meeting or year-round assistance. The Hanover Insurance Group Regional Office in Windsor, CT helps people navigate health insurance coverage selections without assuming every household wants identical advice. Local agents here explain policy terms, compare marketplace or private options, and clarify how deductibles and networks function across different medical needs. Their service runs on a one-time or as-needed basis, determined entirely by each client’s changing health and budget circumstances.
In Windsor, Connecticut, a person working with a Health Insurance Agent can choose between a one-time plan comparison or an ongoing service for annual enrollment updates. Coverage within the area typically includes individual health plans, family policies, and Medicare options tailored to local provider networks. These services are offered through Aetna, a company based in this town, assisting clients with policy questions and claims support. Consultations and policy adjustments in this category generally occur on an as-needed basis.
As open enrollment approaches, many Windsor residents wonder how to adjust coverage for changing medical needs. Rabbett Insurance Agency, located in Windsor, CT, guides individuals and families through these decisions as a health insurance agent. The agency provides clear comparisons of plan benefits, deductibles, and network options to help clients find suitable policies for their budgets. Understanding local provider preferences is a key part of the service every season. This process always begins with a thorough inspection of the client's current health-care usage and an initial-assessment appointment.
What Does a a Health Insurance Agent in Windsor Cost?
Health insurance agents in Connecticut typically do not charge you a direct fee. Their compensation comes from the insurance carrier as a commission, which is built into the plan premium. For individual plans, commissions range from 2% to 5% of the annual premium. For small group plans, commissions may be higher or flat per employee. Costs vary by carrier and plan type. This is general information and not insurance advice.
About health insurance agents in Windsor
Health insurance agents in Windsor Connecticut help individuals and families compare plans on the Connecticut Health Insurance Exchange. They can also guide you through private options and explain state-specific rules like the Connecticut mandate requiring residents to have coverage. Working with a local agent ensures you understand network options at Hartford Hospital and other nearby providers.
Frequently Asked Questions
What does a health insurance agent in Windsor do?
A health insurance agent helps you review and enroll in health plans from private insurers or the Connecticut exchange. They explain plan details such as deductibles and copays. They do not provide legal advice or act as a broker for Medicare unless separately licensed.
Do I need to pay a health insurance agent in Connecticut?
Most health insurance agents in Connecticut are paid by the insurance company through commissions. You typically do not pay a fee directly. However some agents may charge a consulting fee for complex cases, so ask before you start.
Can a Windsor agent help me with Connecticut open enrollment?
Yes. Connecticut open enrollment for ACA plans usually runs from November 1 to January 15 each year. An agent can help you enroll during this period or check if you qualify for a special enrollment period due to life events like moving or losing other coverage.
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