The top-rated health insurance agent in Caldwell, Idaho is Three Rivers Insurance Inc., rated 4.9 stars across 77 reviews. Other highly rated options include Selva Insurance Group - Idaho Farm Bureau Insurance, The Hartwell Corporation, Idaho Farm Bureau Insurance. This directory lists 13 health insurance agents serving Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Three Rivers Insurance Inc. | 910 Cleveland Blvd | (208) 454-1424 |
| 2 | Selva Insurance Group - Idaho Farm Bureau Insurance | 4122 Cleveland Blvd | (208) 809-8140 |
| 3 | The Hartwell Corporation | 1220 Cleveland Blvd | (208) 459-1678 |
| 4 | Idaho Farm Bureau Insurance | 4122 Cleveland Blvd | (208) 459-1604 |
| 5 | Eduardo Diaz - State Farm Insurance Agent | 2922 Cleveland Blvd Ste 500 | (208) 453-6852 |
| 6 | James Ellis Agency LLC American Family Insurance | 704 Dearborn St | (208) 321-7560 |
| 7 | Montoya Insurance Group | 6115 Cleveland Blvd Ste 101 | (208) 459-1687 |
| 8 | Shaffer Buck Insurance | 524 S 9th Ave #101 | (208) 454-1401 |
| 9 | Midtowne Insurance | 6618 Cleveland Blvd # A | (208) 459-9422 |
| 10 | Shine Insurance LLC | 4919 Laster St | (208) 273-5320 |
Three Rivers Insurance Inc. serves the Caldwell, Idaho area as a health insurance agent, helping individuals and families navigate plan options under the Affordable Care Act. The company also assists local small business owners in finding suitable group health coverage for their employees. By evaluating a client’s medical needs and budget, the agency matches them with appropriate private insurance policies. Its services include Medicare supplement plan selections and short-term health insurance arrangements for residents in the surrounding county.
Selva Insurance Group - Idaho Farm Bureau Insurance provides health insurance agent services in Caldwell, Idaho, assisting clients with plan selection, enrollment, and policy management. Its service plans include ongoing support for claims questions, coverage adjustments, and annual renewal reviews to keep policies aligned with changing needs. The company also offers guidance on understanding provider networks and out-of-pocket costs. It services individual clients and families through single-family homes, and covers local businesses including apartments, retail shops, and restaurants.
The Hartwell Corporation serves homeowners and small business owners seeking local guidance on health insurance plans in Caldwell, Idaho. It helps clients compare individual and group policies to find appropriate coverage for medical needs and budgets. The company explains plan options with clarity and assists during enrollment periods. It also supports property managers in trialing employee benefits packages for their staff. The Hartwell Corporation extends its services to surrounding communities in the greater Nampa area.
Idaho Farm Bureau Insurance in Caldwell serves local homeowners, families, and individuals seeking health coverage. As a health insurance agent, the company helps clients navigate plan options, including individual and family policies. The office works closely with residents to find suitable medical coverage for their needs. Its services extend to surrounding communities in the Treasure Valley, including the Nampa area.
Eduardo Diaz - State Farm Insurance Agent in Caldwell, ID, helps clients distinguish between one-time health insurance purchase options for simple, short-term needs and ongoing plan selections for lasting coverage. General health insurance work in this area involves explaining plan benefits, coordinating enrollment periods, and reviewing policy updates annually. A local agent here can assist individuals with questions about network access and deductible selections. Service for these insurance consultations and policy management runs on an as-needed basis, with availability for annual plan reviews and unexpected coverage adjustments.
James Ellis Agency LLC American Family Insurance focuses on helping individuals and families find suitable health insurance coverage in Caldwell, Idaho. The agency works with clients to review available plans, explain coverage options, and assist with applications. In addition to health insurance, the general service work includes answering questions about policy details and navigating enrollment paperwork. The agency provides practical help during open enrollment periods and assists residents who experience a qualifying life event, such as losing employer-sponsored coverage or a change in household size.
Montoya Insurance Group serves Caldwell, Idaho, and the surrounding communities in Canyon County. It handles health insurance plans for individuals, families, and small businesses seeking coverage in the local market. The agent works with clients to navigate plan options and annual enrollment periods. To handle a typical job, it meets with each person to review their current coverage and medical needs before presenting suitable policy comparisons.
As open enrollment approaches each year, Caldwell residents often face complex choices among health plans. Shaffer Buck Insurance serves this local need by guiding individuals and families through available coverage options as a dedicated health insurance agent. The team evaluates different policies to align with specific budgets and healthcare requirements in the Caldwell area. Before recommending a plan, the agency schedules an initial consultation to review each client’s current medical needs and financial situation for a complete assessment.
Midtowne Insurance provides health insurance guidance and plan enrollment services for individuals and families in Caldwell, Idaho. The agency specializes in helping clients navigate plan options, including preventive care coverage and prescription drug benefits, during open enrollment periods. Its agents work with regional carriers to align policies with medical needs and household budgets. The company can assist commercial sectors such as small offices, industrial warehouses, and food service establishments with employee benefit packages and compliance-related advice.
Shine Insurance LLC provides health insurance services to residents in the Caldwell, Idaho area. The agency also handles commercial coverage options for local businesses and serves clients throughout the surrounding region. With a focus on clear explanations, the agent helps individuals and employers find suitable policies that match their needs. Support includes follow-up assistance and plan adjustments between regular policy periods to ensure ongoing coverage remains appropriate.
What Does a a Health Insurance Agent in Caldwell Cost?
Health insurance agents in Idaho are typically paid by insurance carriers so you do not pay them directly. Your premium cost depends on the plan you choose your age and income. For an ACA plan in Idaho monthly premiums can range from 300 to 700 dollars for an individual before subsidies. For short term plans costs may be lower but coverage is limited. This is general information not insurance advice.
About health insurance agents in Caldwell
A health insurance agent in Caldwell Idaho can help you compare plans on the Idaho health insurance exchange or find private coverage. Idaho law requires agents to be licensed through the Idaho Department of Insurance. Local agents understand the needs of Canyon County residents and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Caldwell do?
A health insurance agent helps you review and enroll in health plans that fit your budget and medical needs. They can explain plan benefits network options and out of pocket costs. Agents in Idaho must follow state rules on disclosure and cannot charge you a fee for their services.
How do I choose a health insurance agent in Caldwell Idaho?
Look for an agent who is licensed with the Idaho Department of Insurance and has experience with Idaho specific plans. You can verify a license on the Idaho Department of Insurance website. Ask about their knowledge of local hospitals and doctors in the Caldwell area.
When can I enroll in a health plan through a Caldwell agent?
You can enroll during the annual open enrollment period typically from November 1 to January 15. If you have a qualifying life event like losing other coverage or moving to Caldwell you may qualify for a special enrollment period. An agent can confirm your eligibility.
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