The top-rated health insurance agent in Post Falls, Idaho is Evans Insurance, rated 5.0 stars across 222 reviews. Other highly rated options include Andy Cline: Allstate Insurance, Basin Pacific-Post Falls, Farm Bureau- North Idaho Insurance Agency. This directory lists 17 health insurance agents serving Post Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evans Insurance | 4653 St Joe Ave Unit A-109 | (208) 765-8917 |
| 2 | Andy Cline: Allstate Insurance | 1208 N Idaho St Suite 103 | (208) 777-7675 |
| 3 | Basin Pacific-Post Falls | 311 E Mullan Ave | (208) 457-1800 |
| 4 | Farm Bureau- North Idaho Insurance Agency | 806 E Polston Ave Suite B | (208) 618-8765 |
| 5 | Acrisure Post Falls, ID (Dickinson Insurance) | 609 N Syringa St Ste A | (208) 773-0504 |
| 6 | Farm Bureau Insurance | 806 E Polston Ave STE A | (208) 457-8018 |
| 7 | Joseph Richards - Idaho Farm Bureau Insurance Agent | 806 E Polston Ave Suite B | (208) 618-8765 |
| 8 | Farm Insurance Group Idaho | 405 E Seltice Way | (208) 268-0948 |
| 9 | Idaho Summit Insurance | 311 E Mullan Ave | (208) 449-1001 |
| 10 | American National Insurance Company: Helen Mossman | 1616 E Seltice Way #219 | (208) 773-7665 |
Evans Insurance provides a full range of health insurance agent services for residents and businesses in the Post Falls, Idaho area, including plan selection assistance and annual policy reviews. The agency offers guidance on enrolling in individual and family plans, as well as helping clients understand their coverage options during open enrollment periods. Service plans include ongoing support for claims questions and plan changes throughout the year. The company services single-family homes, apartments, retail establishments, and restaurants across the region.
Andy Cline: Allstate Insurance serves the Post Falls, Idaho, metro and Kootenai County area as a local health insurance agent. The company helps individuals and families navigate available health insurance plans and options that meet regulatory requirements in the region. Agents work with clients to compare coverage, deductibles, and provider networks for various medical needs. The office specifically handles enrollment in Affordable Care Act marketplace plans and short-term medical insurance policies for local residents.
Homeowners, businesses, and property managers in Post Falls turn to Basin Pacific-Post Falls for comprehensive health insurance agent services. They help clients navigate plan options under the Affordable Care Act and other available coverage, matching individuals and groups with appropriate policies for their medical needs and budgets. This local office brings deep knowledge of Idaho’s insurance landscape to every consultation, simplifying complex enrollment processes and annual renewals. The agency also serves surrounding communities in the Coeur d’Alene metropolitan area with the same dedicated assistance.
Serving the Post Falls area and surrounding communities in North Idaho, Farm Bureau- North Idaho Insurance Agency handles health insurance coverage for local individuals and families. The company connects clients with policies that meet their medical needs and budget constraints. It begins each engagement by reviewing the client's current situation, identifying coverage gaps, and explaining available plan options. The agency then guides the client through plan selection, application, and enrollment using a straightforward, step-by-step process to ensure understanding.
Acrisure Post Falls, Idaho (Dickinson Insurance) distinguishes between one-time consultations for specific policy questions and ongoing support for annual enrollment changes, primarily focusing on individual and family medical coverage. Local agents navigate the complexities of marketplace plans, short-term options, and supplemental policies to match each client’s budget and healthcare needs. They explain provider networks, prescription drug tiers, and out-of-pocket costs in plain terms. Service for existing clients runs on an as-needed basis, with agents available for mid-year changes due to life events such as marriage or job loss.
Farm Bureau Insurance in Post Falls, Idaho, provides health insurance plan selection assistance. The company helps individuals and families navigate coverage options through the local marketplace. Clients can consult with their agent to review policy benefits and deductibles. For those self-employed or working for small businesses, the agent facilitates access to individual or group health plans. During open enrollment periods, the company assists with understanding deadlines and subsidy eligibility to avoid coverage gaps.
As the seasons change in Post Falls, many residents look to update their coverage before the open enrollment windows close. Joseph Richards - Idaho Farm Bureau Insurance Agent provides health insurance plans designed to meet individual or family needs throughout the local area. The agency assists clients with comparing policies, understanding network options, and navigating subsidy eligibility. An initial consultation can be scheduled in person to review current coverage and discuss specific health care requirements for the coming year.
Farm Insurance Group Idaho works in Post Falls to connect residents and businesses with appropriate health coverage options. It concentrates specifically on health insurance, guiding clients through plan selection and enrollment. As a health insurance agent, the company helps individuals understand deductibles, networks, and preventive care benefits. It also advises smaller commercial clients seeking suitable medical plans for their workforce. Offices, warehouses, and food service operations in the region can turn to this agent for employee health benefit assistance tailored to their distinct operational needs.
Idaho Summit Insurance, based in Post Falls, ID, is known for helping individuals and families navigate the health insurance marketplace. The agency assists clients in selecting medical plans, comparing coverage options, and understanding policy benefits for their specific needs. Its work includes guiding customers through open enrollment periods and helping with subsidy applications. The company can also help add on dental and vision coverage to supplement a major medical plan.
What Does a a Health Insurance Agent in Post Falls Cost?
The cost of a health insurance plan in Post Falls varies based on age, income, plan type, and coverage level. Monthly premiums for an individual can range from around 300 to over 800 dollars for a silver plan. Subsidies through the Idaho exchange may lower your cost if your income is within certain limits. This is general information and not insurance advice.
About health insurance agents in Post Falls
Health insurance agents in Post Falls, Idaho help individuals and families find coverage that meets their needs and budget. Idaho law requires all agents to be licensed by the Idaho Department of Insurance. Agents can explain the Idaho Health Insurance Exchange and help you compare plans during open enrollment or a special enrollment period.
Frequently Asked Questions
What does a health insurance agent in Post Falls do?
A health insurance agent helps you review and compare health plans from different carriers. They explain plan benefits, deductibles, and out-of-pocket costs. They also help you apply for coverage and understand Idaho-specific rules like the state exchange.
When can I enroll in a health plan in Idaho?
Open enrollment for individual health plans in Idaho typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, getting married, or having a baby. An agent can confirm your eligibility.
Do Idaho health insurance agents charge a fee?
Most health insurance agents in Idaho are paid by the insurance company, not by you. They receive a commission from the carrier when you enroll in a plan. You should always ask about any fees before working with an agent.
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