The top-rated health insurance agent in Belleville, Illinois is Insurance Branch, rated 5.0 stars across 1,049 reviews. Other highly rated options include Kate Elder - State Farm Insurance Agent, Medicare Insurance Options LLC, Yaekel & Associates Insurance Services Inc. This directory lists 20 health insurance agents serving Belleville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Branch | 1916 Insurance Br Wy | (800) 420-0045 |
| 2 | Kate Elder - State Farm Insurance Agent | 1638 Carlyle Ave | (618) 277-7300 |
| 3 | Medicare Insurance Options LLC | 310 E Main St #11 | (618) 310-0344 |
| 4 | Yaekel & Associates Insurance Services Inc | 1915 W Main St | (618) 233-0024 |
| 5 | Brightside Insurance Agency | 719 Centreville Ave | (618) 340-2310 |
| 6 | McKelvey Insurance Group | 2241 Country Rd #3 | (618) 623-0080 |
| 7 | Auffenberg Insurance | 921 S Illinois St | (618) 622-4538 |
| 8 | Elmore Insurance | 307 N Illinois St | (618) 277-8838 |
| 9 | Pufalt-Pauley Insurance Agency | 315 N Illinois St | (618) 233-0034 |
| 10 | Schmale Insurance Inc | 305 Carlyle Ave ste a | (618) 233-0193 |
Insurance Branch serves the Belleville, Illinois, metro area as a health insurance agent. The company connects local individuals and families with health coverage plans that meet their medical needs. It also helps small business owners in the region find group health insurance options for their employees. In this field, agents guide clients through the process of comparing plan deductibles, premiums, and provider networks. The agency handles both individual marketplace plans under the Affordable Care Act and short-term medical policies for interim coverage needs.
Kate Elder - State Farm Insurance Agent in Belleville, IL, offers a range of health insurance solutions to help individuals and families find coverage that fits their needs. Its service plans include consultations to explain policy options and ongoing support for claims and billing questions. Routine maintenance involves annual policy reviews to adjust coverage as circumstances change. The company works with clients who own single-family homes, apartments, retail businesses, and restaurants.
Medicare Insurance Options LLC serves the Belleville, Illinois area and its surrounding communities, handling a range of health insurance plans for local residents. The company specializes in helping clients navigate their Medicare options, including both Medicare Advantage and Medicare Supplement policies. For each client, the agency takes time to review individual health needs and budget considerations before presenting suitable plan choices. It then uses a personalized consultation approach to explain coverage details and assist with the enrollment process from start to finish.
Yaekel & Associates Insurance Services Inc assists homeowners, families, and individuals with their health insurance needs in Belleville, Illinois. The agency helps clients compare plan options and navigate enrollment for medical coverage that fits different budgets and life situations. They work to explain policy details clearly so customers can make informed decisions about their healthcare. The firm also provides service to residents throughout St. Clair County and the greater East St. Louis metro area.
Brightside Insurance Agency in Belleville, IL helps clients distinguish between one-time plans for temporary gaps in coverage and recurring policies for ongoing health needs. The agency guides individuals through selecting plans that match local provider networks and budget requirements. Assistance is available as either a single consultation for a specific policy purchase or as a recurring service for annual open enrollment reviews and mid-year adjustments, with service running on an as-needed basis at the client’s request.
McKelvey Insurance Group operates as a health insurance agent in Belleville, IL, guiding individuals and businesses through plan selection and enrollment. It specializes in connecting clients with policies that match their medical needs and financial preferences, offering support for both individual and group coverage. The company works with a range of commercial sectors, including offices, warehouses, and food service operations, to help them secure employee health benefits that comply with regional requirements.
Auffenberg Insurance offers health insurance agent services in Belleville, Illinois, specializing in plan comparisons and enrollment assistance for individuals and families. It provides general guidance on navigating open enrollment periods, understanding coverage options, and managing policy renewals throughout the year. The agency helps clients evaluate plan benefits to match healthcare needs and budgets. During the annual open enrollment season or after a qualifying life event like a job change or new child, it assists with selecting suitable health insurance plans to avoid coverage gaps.
With the Open Enrollment period approaching, residents of Belleville, IL, often seek guidance through the complexities of plan selection and subsidy eligibility. Elmore Insurance responds by offering clear, focused advice on local health coverage options, helping individuals and families match their medical needs to suitable insurance plans. Their work involves explaining policy details, comparing available networks, and outlining potential out-of-pocket costs. A straightforward initial consultation, either in person or by phone, is typically the first step toward securing appropriate coverage for the coming year.
Pufalt-Pauley Insurance Agency serves residents in Belleville, IL, with individual health insurance plans. Commercial coverage is also available for small and medium-sized businesses in the surrounding metro-east area. Representatives work with clients to review plan options and explain policy details clearly. After enrollment, the agency provides ongoing follow-up support, helping with claims questions or coverage adjustments between regular annual visits.
Schmale Insurance Inc is an independent health insurance agency serving residents of Belleville, IL. It assists individuals, families, and groups in selecting and enrolling in medical plans that fit varying needs and budgets. The agency works with multiple carriers to offer a range of coverage options, from major medical to short-term policies. Agents guide clients through open enrollment and life changes. A specialty service it can add on is dental and vision plan coordination alongside major medical policies.
What Does a a Health Insurance Agent in Belleville Cost?
Health insurance agents in Illinois do not charge consumers for their services; they receive commissions from insurance companies. The cost of the health insurance plan itself varies widely. For an individual in Belleville, monthly premiums for an ACA silver plan can range from about 400 to 700 dollars before subsidies, depending on age and income. Medicare supplement plans may cost between 100 and 300 dollars per month. This is general information, not insurance advice.
About health insurance agents in Belleville
Health insurance agents in Belleville, Illinois help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. Illinois requires agents to hold a valid license from the Illinois Department of Insurance and follow state regulations for plan disclosures. Local agents understand the specific healthcare providers and networks available in St. Clair County.
Frequently Asked Questions
What does a health insurance agent in Belleville do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can guide you through Illinois-specific programs like the state-based marketplace Get Covered Illinois. Agents do not charge you directly because they earn commissions from insurance companies.
Do I need an agent to buy health insurance in Illinois?
No, you can buy directly from the marketplace or an insurance company. However, an agent can help you understand complex rules like Illinois open enrollment periods and special enrollment qualifying events. Their service is free to you because their commission is paid by the insurer.
When can I enroll in health insurance in Illinois?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15 in Illinois. You may qualify for a special enrollment period after life events like losing other coverage, moving, or having a baby. Medicaid enrollment is available year-round for eligible residents.
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