The top-rated health insurance agent in Bloomingdale, Illinois is Trux Insurance Services, rated 5.0 stars across 184 reviews. Other highly rated options include Seabloom & Associates, INC. American Family Insurance, Dan Castro - State Farm Insurance Agent, Expert Insurance Team. This directory lists 15 health insurance agents serving Bloomingdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trux Insurance Services | 1 Tiffany Pointe #7-G2 | (331) 240-1101 |
| 2 | Seabloom & Associates, INC. American Family Insurance | 109 Fairfield Way Suite 102 | (630) 825-0100 |
| 3 | Dan Castro - State Farm Insurance Agent | 213 E Lake St | (630) 830-9710 |
| 4 | Expert Insurance Team | 255 E Lake St Ste 302 | (800) 808-0209 |
| 5 | Oriental Insurance Agency Inc | 121 Fairfield Way Suite 106A | (630) 440-3354 |
| 6 | Publix Insurance Agency- Auto and Home | 201 E Army Trail Rd #210 | (630) 550-0150 |
| 7 | A Pointe Insurance | 1 Tiffany Pointe Ste 202 | (331) 263-8088 |
| 8 | One Stop Insurance Agency | 130 N Bloomingdale Rd | (630) 400-8111 |
| 9 | John S. Geroulis: Allstate Insurance | 123 E Lake St Ste 305 | (630) 351-3720 |
| 10 | Titan Insurance Services, Inc. | 123 E Lake St Ste 106 | (630) 912-2922 |
Trux Insurance Services serves clients in the Bloomingdale, Illinois area and the greater DuPage County region, offering comprehensive health insurance agent services. The company assists individuals and families with navigating the complexities of medical coverage options available in this area. Local residents can find help comparing different plan structures to match their healthcare needs and budgets. Trux Insurance Services specializes in the annual enrollment process and provides guidance on individual health plans for the Bloomingdale community.
Seabloom & Associates, INC. American Family Insurance provides a range of health insurance agent services in Bloomingdale, IL, including plan selection guidance and enrollment support throughout the year. Their service approach involves assessing individual client needs to recommend suitable coverage options from available policies. Ongoing maintenance includes assisting with claims questions, updating policy details, and explaining changes in healthcare regulations. This independent agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants in the region.
Dan Castro - State Farm Insurance Agent serves local homeowners, business owners, and families seeking health coverage. This agency provides individual and group health insurance plans, helping clients navigate enrollment periods and policy options. Personalized consultations are offered to match coverage with specific healthcare needs and budgets. In addition to serving Bloomingdale, Illinois, the office also works with residents and businesses in the greater Wayne and Roselle communities.
Serving Bloomingdale, Illinois, and the surrounding communities of the western suburbs, Expert Insurance Team handles individual and family health insurance plans. It also assists with short-term coverage needs and Medicare supplement options. For each client, the company reviews current health needs and budget constraints to identify available marketplace or private plans. It then explains the differences in deductibles, networks, and out-of-pocket maximums. To complete a typical job, it compares policy options side by side and presents a straightforward recommendation based on the client’s priorities.
As a health insurance agent, Oriental Insurance Agency Inc in Bloomingdale, IL assists clients by distinguishing between one-time policy purchases, such as short-term plans, and recurring services like ongoing marketplace or Medicare enrollment. Coverage options typically include individual and family medical plans, dental, vision, and supplemental policies tailored to local needs. The agency’s service runs on a as-needed basis, with clients scheduling appointments during enrollment periods or for plan reviews.
Publix Insurance Agency- Auto and Home offers health insurance brokerage services, specializing in individual and family plans alongside Medicare supplement options. Its agents assist clients in Bloomingdale, IL, by comparing coverage from multiple carriers to find suitable policies. The agency also generally advises on plan utilization and claims navigation throughout the year. During the annual Open Enrollment Period, it helps local residents evaluate changes to their current health plans and select new coverage that meets their medical and budgetary needs.
As the seasonal open enrollment period arrives in Bloomingdale, local residents often seek guidance on their health insurance options. A Pointe Insurance serves as a health insurance agent in the area, helping clients compare individual plans and understand coverage details. They work to match policy benefits with personal healthcare needs and budgets. A typical initial step with this company involves a consultation to review a client’s current medical situation and insurance requirements.
One Stop Insurance Agency in Bloomingdale, IL assists clients with general health insurance needs and also specializes in supplemental medical and short-term coverage options. The agency helps individuals and families navigate plan selections during open enrollment and qualifying life events. It can serve commercial sectors that often require group health benefits, such as local offices, regional warehouses, and food service businesses.
John S. Geroulis: Allstate Insurance provides health insurance options for residential clients in Bloomingdale, Illinois. The agency also offers commercial coverage for local businesses and serves the greater surrounding area. As a health insurance agent, the company helps clients select plans that fit their medical needs and budget. Customers can expect clear assistance during enrollment, and the office encourages follow-up service between regular annual visits for any coverage questions or changes.
Titan Insurance Services, Inc. in Bloomingdale, IL is known for helping clients secure individual and family health coverage. The agency focuses on navigating the annual enrollment periods for the local residents. It offers guidance on plan options, explains the differences in deductibles and copays, and assists with the application process. The agents work to match customers with plans that fit their budget and medical needs. For those with changing circumstances, Titan Insurance Services, Inc. also specializes in finding short-term health insurance options for coverage gaps.
What Does a a Health Insurance Agent in Bloomingdale Cost?
Health insurance agents in Illinois typically do not charge you directly for their services. They are paid commissions by the insurance companies. The cost of a health plan itself varies widely based on age, income, and plan type. For a 40-year-old in Bloomingdale, a mid-level Silver plan on the marketplace may cost between $400 and $700 per month before subsidies. Subsidies based on income can lower that cost significantly. This is general information, not insurance advice.
About health insurance agents in Bloomingdale
Health insurance agents in Bloomingdale, Illinois help individuals and families find coverage through the Illinois Health Insurance Marketplace or private plans. Illinois law requires agents to be licensed by the Illinois Department of Insurance. Agents can explain how Illinois expanded Medicaid and how special enrollment periods work under state rules.
Frequently Asked Questions
What is the role of a health insurance agent in Bloomingdale?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They must follow Illinois regulations, including providing clear plan details and cost information. Agents can assist with both on-exchange and off-exchange plans.
When can I enroll in a health plan through a Bloomingdale agent?
The annual open enrollment period for 2025 plans runs from November 1, 2024 to January 15, 2025 in Illinois. You may also qualify for a special enrollment period after a life event like losing other coverage or moving to Bloomingdale. Illinois also offers a special enrollment period for low-income residents through the state-based marketplace.
Does Illinois have a penalty for not having health insurance?
Yes, Illinois has a state individual mandate that requires most residents to have health coverage or pay a penalty on their state tax return. The penalty for 2024 is 2.5% of household income or a flat amount per adult and child, whichever is higher. A health insurance agent can help you find affordable coverage to avoid this penalty.
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