The top-rated health insurance agent in Somerset, Kentucky is Isaacs Insurance, rated 4.9 stars across 93 reviews. Other highly rated options include Chad Smallwood - State Farm Insurance Agent, Stewart & Tucker Insurance, MedAdvantage Health & Medicare Advisors. This directory lists 20 health insurance agents serving Somerset.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaacs Insurance | 250 Belmont Drive Suite 3 | (606) 679-1590 |
| 2 | Chad Smallwood - State Farm Insurance Agent | 823 S Hwy 27 Ste 2 | (606) 416-5072 |
| 3 | Stewart & Tucker Insurance | 3737 S Hwy 27 | (606) 451-2139 |
| 4 | MedAdvantage Health & Medicare Advisors | 602 Ogden St Suite 3 | (606) 777-5188 |
| 5 | Cundiff & Company Insurance Inc. | 525 Ogden St | (606) 679-8379 |
| 6 | Priority Insurance Agency | 110 Richie Ln suite a | (606) 425-4862 |
| 7 | Kentucky Farm Bureau Insurance | 95 Farm Bureau Drive | (606) 679-5900 |
| 8 | Reed Brothers Insurance Services, Inc. | 95 E Somerset Church Rd | (606) 679-6311 |
| 9 | Mathis Insurance Agency, Inc | 1340 S Hwy 27 | (606) 679-7836 |
| 10 | Pearson Insurance Agency | 429 Ogden St #2 | (606) 679-1450 |
Isaacs Insurance serves the Somerset, Kentucky area as a local health insurance agent. The agency works with individuals and families to find suitable medical coverage plans. It guides clients through the enrollment process, helping them understand policy details and associated costs. The company assists with navigating the annual open enrollment period. It also handles applications for government-subsidized marketplace plans and Medicare supplement policies for seniors in this region.
Chad Smallwood - State Farm Insurance Agent provides health insurance services to individuals and families in Somerset, KY. The agency helps clients understand their coverage options and assists with selecting suitable plans for medical needs. Ongoing support includes help with policy changes, claims questions, and annual plan reviews to keep coverage aligned with current health requirements. The office serves a variety of properties in the area, including single-family homes, apartments, retail locations, and restaurants.
Stewart & Tucker Insurance serves homeowners, families, and individuals in Somerset, KY, who are seeking health insurance coverage for themselves and their households. As a health insurance agent, the company helps clients navigate plan options, compare policies, and enroll in coverage that fits their medical needs and budgets. It provides guidance on both individual plans and family policies, explaining terms and benefits so customers can make informed decisions. The agency also extends its services to the neighboring community of Burnside, helping residents there find suitable health insurance solutions.
MedAdvantage Health & Medicare Advisors specializes in Medicare plan selection and supplemental insurance options for Somerset residents. It helps individuals navigate open enrollment periods and compare coverage for prescription drugs, hospital stays, and preventive care. The agency works with clients year-round to review existing policies and adjust for life changes. Approaching the annual Medicare Advantage open enrollment window, it assists beneficiaries with plan changes to ensure their medical needs and drug lists remain adequately covered.
Serving Somerset, Kentucky, and the surrounding communities, Cundiff & Company Insurance Inc. assists individuals and families with their health insurance agent needs. The agency handles plan comparisons, enrollment periods, and coverage questions to help clients navigate insurance options in the local area. They work with current health insurance regulations and policy changes that affect residents. Customers receive a practical, step-by-step consultation where the agent reviews personal health needs to identify suitable plans from available providers.
Clients may visit Priority Insurance Agency for a single policy purchase or establish an ongoing relationship for periodic coverage reviews. The agency helps individuals and families in Somerset, KY, navigate health insurance plans that address medical needs and budget considerations. General guidance includes comparing marketplace options, supplementing Medicare, or finding short-term coverage. This service typically operates on a one-time or as-needed basis, tailored to each client’s specific enrollment situation.
Kentucky Farm Bureau Insurance serves homeowners, families, and individuals in Somerset who need health insurance coverage. The agency helps clients navigate plan options and find policies that match their medical needs and budget. Assistance includes explaining benefits, answering coverage questions, and guiding customers through the enrollment process. Local knowledge of the Somerset healthcare market allows the agent to offer relevant advice to residents. The agency also provides services to customers in the neighboring community of Burnside and the surrounding Pulaski County area.
As the seasons change in Somerset, residents often reevaluate their medical coverage needs, turning to Reed Brothers Insurance Services for guidance. As a health insurance agent, the company assists clients in navigating plan options to match changing health requirements and budgets. They explain policy details, compare coverage levels, and clarify the enrollment process for local plans. The initial step toward updating or securing protection typically begins with a personalized consultation to review current insurance status.
Mathis Insurance Agency, Inc. assists individuals and families in Somerset, KY with navigating the health insurance marketplace each year. The agency specializes in connecting clients with suitable medical coverage plans from available carriers. Its services help customers compare options during open enrollment and special enrollment periods. These plans can cover routine checkups, prescription medications, and emergency care. The agency can serve the insurance needs of local commercial sectors such as offices, warehouses, and food service businesses.
Pearson Insurance Agency serves residents of Somerset, Kentucky, with individual and family health insurance plans that help them meet their medical coverage needs. The agency also assists local businesses by offering commercial health insurance options for their employees. Service is provided throughout the Somerset area and surrounding Pulaski County. After initial policy setup, the agency follows up with clients to answer questions or adjust coverage during regular visits, ensuring their plans continue to suit their changing health care situations.
What Does a a Health Insurance Agent in Somerset Cost?
Health insurance agents in Kentucky typically do not charge you a direct fee for their services. Instead they earn a commission from the insurance carrier which is built into the premium. For ACA plans monthly premiums in Somerset can range from 300 to 800 dollars for an individual depending on age income and plan tier. Private plans and short term policies may have different pricing. This is general information and not insurance advice.
About health insurance agents in Somerset
Health insurance agents in Somerset Kentucky help individuals families and small businesses find coverage that meets their needs and budget. Kentucky law requires all agents to be licensed by the Kentucky Department of Insurance and to follow state regulations for plan disclosures and enrollment periods. Local agents understand the specific healthcare options available in Pulaski County and can guide you through the annual Open Enrollment Period or Special Enrollment Periods.
Frequently Asked Questions
What does a health insurance agent in Somerset do?
A health insurance agent helps you compare plans from different carriers explain coverage details and assist with enrollment. They can help you apply for subsidies through the Kentucky Health Benefit Exchange or find private plans outside the exchange.
Do I have to pay a fee to use a health insurance agent in Kentucky?
In most cases health insurance agents are paid by the insurance company not by you. Kentucky law allows agents to charge a fee for certain services but they must disclose this in writing before you agree to work with them.
When can I enroll in a health plan through a Somerset agent?
You can enroll during the annual Open Enrollment Period usually from November 1 to January 15. You may also qualify for a Special Enrollment Period if you have a qualifying life event such as losing other coverage moving or having a baby.
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