The top-rated health insurance agent in Haverhill, Massachusetts is AAA Haverhill, rated 4.7 stars across 274 reviews. Other highly rated options include MTM Insurance of Greater Haverhill, INC., De La Cruz Insurance Group, James Sarcione: Allstate Insurance. This directory lists 14 health insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Haverhill | 308 Main St | (978) 373-3611 |
| 2 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 3 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 4 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 5 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 6 | Senior Benefits Boston, LLC | 350 Main St Suite 5 | (617) 721-1250 |
| 7 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 8 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 9 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 10 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
AAA Haverhill serves the greater Haverhill area in Essex County, offering health insurance agent services to individuals and families. The agency helps clients navigate plan options during open enrollment and special enrollment periods. It works with various carriers to compare coverage and costs for medical and prescription drug needs. Clients receive assistance in understanding policy terms and subsidy eligibility. The agency handles plan selection for preventative care and emergency services.
MTM Insurance of Greater Haverhill, INC. provides health insurance agent services, including enrollment assistance, plan comparisons, and ongoing policy management for individuals and families in the Haverhill, MA area. The company helps clients navigate open enrollment periods and offers support for claim questions or coverage changes throughout the year. Its service plans focus on matching clients with suitable health insurance options from available carriers. The agency services single-family homes, apartments, retail businesses, and restaurants in the local community.
De La Cruz Insurance Group serves clients in Haverhill and the surrounding communities throughout the Merrimack Valley. As a health insurance agent, the company handles individual and family plans, Medicare options, and small business group coverage. It navigates the annual open enrollment periods and special enrollment qualifying events for its clients. To handle a typical job, the agent begins with a personal consultation to assess specific health care needs and budget, then compares available plans from multiple carriers to find a suitable match for each customer.
Homeowners, property managers, and small business owners in Haverhill can obtain health insurance policies through James Sarcione: Allstate Insurance. This agency assists customers with selecting and enrolling in individual health plans, family coverage, and Medicare supplements. They provide guidance on comparing benefit options and network choices available in the local market. Their services extend to clients in the greater Merrimack Valley region, including the neighboring community of Methuen.
James Page Insurance in Haverhill, MA, assists clients with both short-term health plans and ongoing major medical coverage, helping individuals and families select policies that fit their needs. As a health insurance agent, the company also advises on options through the Massachusetts Health Connector for those seeking subsidies or specific marketplace plans. Clients can engage this office on a scheduled basis for annual open enrollment reviews or on an as-needed basis for life changes requiring a new policy.
Senior Benefits Boston, LLC specializes in helping seniors navigate Medicare plans and supplemental insurance options for comprehensive coverage. Serving the Haverhill, MA area as a health insurance agent, the company guides clients through plan comparisons during annual enrollment. It also assists with policy updates and questions about coverage changes throughout the year. During open enrollment periods, it helps individuals avoid late enrollment penalties and secure plans that align with their medical needs and budgets.
As residents of Haverhill prepare for the annual open enrollment period, many seek guidance through the complexities of plan comparisons and subsidy calculations. Sullivan Insurance & Financial serves as a health insurance agent, helping local individuals and families evaluate their coverage options across available marketplaces. The agency assists clients in understanding plan benefits, deductibles, and network requirements to match personal health needs. Any new client begins with a comprehensive assessment of their current coverage and healthcare usage to identify the most suitable policy for the coming year.
Cowan Insurance Agency works with individuals and groups in Haverhill to select and manage health insurance plans. It specializes in policies that cover medical, dental, and vision care. The agency helps clients understand plan options during open enrollment periods. It also assists with claims questions and policy renewals throughout the year. Commercial sectors Cowan can serve include offices, warehouses, and food service businesses.
Fred C. Church, Inc. in Haverhill, MA assists local residents in selecting health insurance plans for their individual or family needs. The agency also guides businesses through commercial group coverage options available in the broader Merrimack Valley area. Agents review plan networks and benefits to help clients choose suitable policies for their circumstances. Follow-up visits are scheduled after enrollment to address any questions or changes that arise before the next annual open enrollment period.
Sams Insurance Agency Inc. is known for guiding individuals and families through the process of selecting health insurance plans in Haverhill, MA. The agency assists clients in understanding their coverage options, including preventive care and prescription drug benefits. It helps customers compare various policies to fit their needs and budget within the local area. For those seeking additional protection, the agency can offer enrollment assistance for dental and vision coverage.
What Does a a Health Insurance Agent in Haverhill Cost?
Health insurance agents in Massachusetts are typically paid by insurance companies not by clients so you do not pay a fee for their services. Plan premiums vary widely based on age income and metal tier. For example a bronze plan for a 40 year old in Haverhill may cost around 350 to 500 per month before subsidies while a gold plan may be 500 to 700 per month. Subsidies through the Massachusetts Health Connector can lower these costs significantly. This is general information not insurance advice.
About health insurance agents in Haverhill
Health insurance agents in Haverhill Massachusetts help individuals families and small businesses compare plans and enroll in coverage. Massachusetts law requires residents to maintain health insurance or face a tax penalty under the state individual mandate. Agents can guide you through options including MassHealth Connector plans and private insurance.
Frequently Asked Questions
What does a health insurance agent in Haverhill do?
A health insurance agent helps you review plan options estimate costs and enroll in coverage. They can explain how Massachusetts state subsidies and the ConnectorCare program work. Agents do not charge you directly they earn commissions from insurance companies.
Do I need health insurance in Massachusetts?
Yes Massachusetts law requires all residents age 18 and older to have health insurance that meets minimum creditable coverage standards. If you do not have coverage you may owe a penalty on your state tax return. An agent can help you find a plan that satisfies the mandate.
When can I enroll in a health plan in Haverhill?
Open enrollment for individual plans typically runs from November 1 to January 23 each year. You may qualify for a special enrollment period after a qualifying life event such as losing other coverage moving or having a baby. An agent can verify your eligibility for special enrollment.