The top-rated health insurance agent in Lowell, Massachusetts is AAA Lowell, rated 4.4 stars across 413 reviews. Other highly rated options include A-Affordable Insurance Agency, Inc., Monica Insurance Agency Inc, Mill City Insurance Inc. This directory lists 24 health insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Lowell | 585 Pawtucket Blvd | (978) 937-3061 |
| 2 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 3 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 4 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 5 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 6 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 7 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 8 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 9 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
| 10 | I-insurance Group Inc | 799 Gorham St A | (978) 645-6996 |
AAA Lowell serves the residents of Middlesex County, including the city of Lowell, Massachusetts, as a health insurance agent. It assists individuals and families in finding health coverage plans that suit their medical needs and budget constraints. The agency provides guidance through enrollment periods and helps clients understand different policy options. It also offers support for plan changes and claims questions. AAA Lowell handles Medicare supplement plans and ACA marketplace enrollments in this area.
A-Affordable Insurance Agency, Inc. serves the greater Lowell, Massachusetts area as a Health Insurance Agent. The agency assists clients with navigating health coverage options, including both individual and group plans. Its representatives clarify plan benefits and network details to help residents find suitable medical insurance. The company also handles plan enrollments and annual policy reviews for Medicare and marketplace health insurance.
Monica Insurance Agency Inc serves homeowners, families, and small business owners in the Lowell, MA area, providing guidance on individual and group health insurance plans. Agents help clients compare coverage options through the Massachusetts Health Connector and private carriers to find suitable policies for their budgets and medical needs. Assistance is available during open enrollment, qualifying life events, and Medicare transitions. The agency also extends its services to neighboring communities in the Middlesex County region, including Chelmsford.
Mill City Insurance Inc provides a range of health insurance agent services in Lowell, Massachusetts, including individual plan guidance and group coverage for small businesses. Its service plans involve comparing available local and regional policies to find appropriate options for each client. Regular plan reviews help ensure coverage keeps up with changing health needs. The company services single-family homes, apartments, retail shops, and restaurants in the Lowell area.
Serving Lowell, Massachusetts, and the surrounding communities, Sharlene Wulleman: Allstate Insurance handles health insurance coverage for local individuals and families. The agency navigates policy options to address a variety of medical needs and budget considerations. For a typical job, it begins by reviewing a client’s specific healthcare requirements to identify suitable plans from available carriers. This approach ensures that each recommendation is tailored, with the agent explaining the coverage details and costs clearly before finalizing the enrollment process.
Francis E. Provencher Insurance helps individuals and families in Lowell, MA, understand the difference between one-time enrollment periods for major medical plans and ongoing options like supplemental policies that can be adjusted each year. As a local health insurance agent, the company can guide clients through plan comparisons, from preventive care networks to prescription drug coverage. This assistance is available on a scheduled basis, with appointments arranged as needed throughout the year to review or update existing coverage.
KK Insurance Agency, Inc. provides guidance on individual and family health plans, Medicare options, and short-term medical coverage. Serving the Lowell, Massachusetts area, the agency helps clients navigate open enrollment periods and select policies suited to their medical needs and financial situations. Its work includes explaining plan networks, prescription drug formularies, and out-of-pocket limits. During life changes like losing employer-sponsored insurance or turning sixty-five, it assists with special enrollment to secure continuous, appropriate health coverage.
As New England winters bring unpredictable weather and seasonal illnesses to Lowell, residents often review their coverage for unexpected medical costs. Alpha Insurance serves as a health insurance agent, connecting individuals and families with plans that address routine care and emergency needs. They guide clients through policy options from major carriers, explaining differences in deductibles and provider networks. A thorough consultation begins with an assessment of the client’s current health status and budget, which leads to a review of available plans in the Massachusetts marketplace.
Angela Westen Insurance works with individuals and families to find health plans that match their medical needs and financial circumstances. The agency helps clients navigate open enrollment, compare coverage options, and understand policy details for individual health insurance in the Lowell, Massachusetts area. Its services include assisting with plan renewals and addressing questions about deductibles and provider networks. The company also serves commercial clients needing coverage for their staff, including those in offices, warehouses, and food service operations.
I-insurance Group Inc serves Lowell residents seeking health insurance coverage for their households, with an emphasis on helping individuals navigate plan selection and enrollment procedures. The firm also assists local businesses in securing commercial health coverage for their employees throughout the greater Lowell area. Agents work closely with clients to match policies to medical needs and budgetary constraints. Between regular visits, the office provides follow-up service to address policy changes, billing questions, or renewal options.
What Does a a Health Insurance Agent in Lowell Cost?
Health insurance agent services in Massachusetts are usually free to the consumer because agents earn commissions from insurance companies. Premium costs vary widely based on the plan type, age, income, and coverage level. For example, a Bronze plan may cost around $300 to $500 per month for an individual, while a Gold plan could be $500 to $800 or more. This is general information, not insurance advice.
About health insurance agents in Lowell
Health insurance agents in Lowell, Massachusetts help individuals and families find coverage through the Massachusetts Health Connector or private insurers. Agents must be licensed by the Massachusetts Division of Insurance and can guide you through open enrollment or special enrollment periods. They also assist with understanding Massachusetts mandates, such as the requirement to have minimum creditable coverage.
Frequently Asked Questions
What does a health insurance agent in Lowell do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They can also help you determine if you qualify for subsidies through the Massachusetts Health Connector.
Do I have to pay a fee to use a health insurance agent in Massachusetts?
In most cases, health insurance agents are paid by the insurance carrier, not by you. However, some agents may charge a consulting fee for certain services. Always ask about fees before working with an agent.
When can I enroll in health insurance in Massachusetts?
Open enrollment for individual plans typically runs from November 1 to January 23 each year. You may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage, moving, or having a baby.