ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Health Insurance Agents Near You in Ludlow, MA

Browse health insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated health insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 14 health insurance agents serving Ludlow.

Showing 14 health insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Ludlow Travel Agency176 Winsor St(413) 583-8578
6Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
7The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
8Touched By An Angel, Inc343 Winsor St(413) 284-1601
9James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
10Griswold Home Care for Hampden & Berkshire Counties360 Sewall St(413) 385-0012
GA
364 East St
The Gomes Agency
Health Insurance Agent · Ludlow, MA

The Gomes Agency, serving the Ludlow, Massachusetts area, operates as a health insurance agent assisting local residents and businesses. The company helps clients navigate individual health plans and family coverage options throughout Western Massachusetts. It also facilitates access to Medicare supplements and prescription drug plans for eligible seniors. Typical services include explaining plan benefits, enrolling new members, and managing annual policy renewals during open enrollment periods. The agency handles both Affordable Care Act marketplace plans and short-term medical insurance for those in transitional periods.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Health Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance provides a comprehensive range of health insurance services, including plan selection assistance and enrollment support for individuals and families. The company also offers ongoing service plans to help clients review coverage options during open enrollment periods and manage claims or billing issues as they arise. Serving the Ludlow, Massachusetts area, this agency specializes in navigating the local healthcare landscape for its clients. It services a variety of properties, including single-family homes and apartments.

HI
564 Center St
HUB International
Health Insurance Agent · Ludlow, MA

HUB International in Ludlow, Massachusetts, is known as an insurance broker offering a range of health insurance plans for individuals, families, and local businesses in the region. Its services include policy comparisons, enrollment assistance, and claims support for various medical and supplemental coverage options. The agency helps clients navigate plan changes during open enrollment and qualifying life events. A specialty service it can add on is dental insurance plan integration.

II
187 East St
Ideal Insurance Agency, Inc.
Health Insurance Agent · Ludlow, MA

Homeowners and small business owners in the Ludlow area turn to Ideal Insurance Agency, Inc. for health insurance agent services. The agency helps clients navigate both individual and group health plan options, assisting with plan selection and enrollment each year. It also coordinates with local providers to match coverage with medical needs. Residents in neighboring Springfield rely on the same dedicated support for their health insurance solutions.

LT
176 Winsor St
Ludlow Travel Agency
Health Insurance Agent · Ludlow, MA

Based in Ludlow, MA, Ludlow Travel Agency serves as a local health insurance agent, bridging a key difference between short-term gap plans and comprehensive, year-round health coverage. Addressing coverage needs ranging from unexpected medical expenses to ongoing preventive care, the agency helps clients navigate plan structures available in the region. Verifying eligibility for subsidies and understanding out-of-pocket costs are part of its typical consultation process. Service is available on either a one-time enrollment consultation or an as-needed basis for plan updates throughout the year.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Health Insurance Agent · Ludlow, MA

Duke Insurance Brokerage, Inc. in Ludlow, MA offers health insurance agent services focused on helping individuals and families select appropriate medical coverage plans. It also provides guidance to small business owners seeking group health benefits for their employees. The company works with clients to compare policy options from multiple carriers, translating complex terms into clear, straightforward explanations. This assists residents in making informed decisions during the annual open enrollment period or when a qualifying life event, such as job loss or a new child, creates an urgent need to secure new coverage.

DI
563 Center St #2499
The Dowd Insurance Agencies
Health Insurance Agent · Ludlow, MA

Serving Ludlow, Massachusetts, and the surrounding communities, The Dowd Insurance Agencies provides health insurance guidance to individuals and families. The company handles plan comparisons, enrollment, and coverage questions for its clients. It works to understand each person’s specific medical needs and budget constraints before identifying suitable options from available carriers. This approach helps simplify the selection process for customers navigating complex policy terms and annual changes. The typical job begins with a thorough consultation to clarify coverage priorities and ends with a detailed breakdown of plan benefits, costs, and provider networks.

TB
343 Winsor St
Touched By An Angel, Inc
Health Insurance Agent · Ludlow, MA

The changing health insurance needs of Ludlow residents, from open enrollment periods to life events, require careful guidance. Touched By An Angel, Inc provides local expertise as a health insurance agent. They help individuals and families navigate plan options, including Medicare and Affordable Care Act coverage. Their office focuses on explaining policy details clearly and finding appropriate coverage within a client's budget. A thorough initial consultation is scheduled to review current coverage and assess future requirements.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Health Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC serves the Ludlow area by offering health insurance plans for individuals and families. The agency specializes in helping clients understand coverage options under the Affordable Care Act and supplemental policies that address specific medical needs. Health insurance brokers in this region typically guide people through enrollment periods and explain how different plans apply to routine care or hospital stays. The company can support local commercial sectors such as offices, warehouses, and food service operations.

GH
360 Sewall St
Griswold Home Care for Hampden & Berkshire Counties
Health Insurance Agent · Ludlow, MA
CI
398 East St
Cunningham Insurance Agency Inc.
Health Insurance Agent · Ludlow, MA
(413) 589-1616
cunninghaminsuranceagency.com
EH
487 Holyoke St Suite 1
Enhabit Home Health
Health Insurance Agent · Ludlow, MA
(413) 610-2324
enhabit.com/location/spr-ludlow-ma
II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Health Insurance Agent · Ludlow, MA
(413) 589-0901
dowd.com
YC
190 East St
Your Choice Insurance Agency
Health Insurance Agent · Ludlow, MA
(413) 589-0192
fieldeddy.com

What Does a a Health Insurance Agent in Ludlow Cost?

Health insurance agents in Massachusetts do not charge you directly for their services. Their compensation comes from the insurance carriers. However, the health plans themselves have costs like monthly premiums, deductibles, and copays. For 2024, average monthly premiums for an individual ACA plan in Massachusetts range from about $300 to $600 depending on age, income, and metal tier. Subsidies through the Health Connector can lower these costs significantly. This is general information, not insurance advice.

About health insurance agents in Ludlow

Health insurance agents in Ludlow, Massachusetts help individuals and families navigate the Massachusetts Health Connector and private insurance plans. These agents are licensed by the Massachusetts Division of Insurance and must follow state regulations including the Massachusetts individual mandate which requires most residents to have health coverage. Local agents understand the specific needs of Hampden County residents and can explain plan options from insurers like Blue Cross Blue Shield of Massachusetts and Harvard Pilgrim.

Frequently Asked Questions

What does a health insurance agent in Ludlow do?

A health insurance agent in Ludlow helps you compare and enroll in health plans from the Massachusetts Health Connector or private insurers. They explain plan benefits, costs, and provider networks. Agents also assist with subsidy eligibility and annual renewals.

Do I need to pay for a health insurance agents services in Massachusetts?

In Massachusetts, health insurance agents are typically paid by the insurance company, not by you. Their commission is built into the plan premium. You can use an agent without paying extra out of pocket.

What is the open enrollment period for health insurance in Massachusetts?

The Massachusetts Health Connector open enrollment period usually runs from November 1 to January 23 each year. Outside this window, you may qualify for a special enrollment period due to life events like losing other coverage, moving, or having a baby.

Health Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.