The top-rated health insurance agent in Southborough, Massachusetts is Fitts Insurance, rated 4.9 stars across 107 reviews. Other highly rated options include Gaudette Insurance Agency, Inc., Marsh Kemp Insurance | Hilb Group, Capital Insurance Co.. This directory lists 10 health insurance agents serving Southborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fitts Insurance | 30 Turnpike Rd #3 | (508) 620-6200 |
| 2 | Gaudette Insurance Agency, Inc. | 5 E Main St | (508) 480-9540 |
| 3 | Marsh Kemp Insurance | Hilb Group | 120 Turnpike Rd | (508) 366-6161 |
| 4 | Capital Insurance Co. | 65 Turnpike Rd | (413) 853-0132 |
| 5 | Hayden Wood Insurance Agency, Inc. | 30 Turnpike Rd #5 | (508) 229-8700 |
| 6 | G A Lamy Insurance Agency, Inc. | 5 E Main St | (508) 485-3306 |
| 7 | Hilb Group | 120 Turnpike Rd | (508) 791-5566 |
| 8 | Hospitality Insurance Group - Liquor Liability Insurance Coverage | 106 Southville Rd | (877) 366-1140 |
| 9 | Gould & Naimoli Partners - a Hilb Group Company | 120 Turnpike Rd Ste 300 | — |
| 10 | The Northwestern Mutual Life Insurance Company: Kanan Sachdeva | 257 Turnpike Rd #300 | (508) 251-7202 |
What Does a a Health Insurance Agent in Southborough Cost?
Health insurance agents in Massachusetts typically do not charge clients directly for their services. Instead, they receive commissions from insurance companies when you enroll in a plan. These commissions are built into the premium and do not increase your cost. For private plans, premiums can range from around 300 to 800 dollars per month for an individual, depending on age, location, and plan type. Subsidized plans through the Health Connector may have lower monthly costs. This is general information, not insurance advice.
About health insurance agents in Southborough
Health insurance agents in Southborough Massachusetts help individuals and families find coverage that fits their needs and budget. These agents are licensed by the Massachusetts Division of Insurance and must follow state regulations. They can explain plans from the Massachusetts Health Connector and private insurers, including options that comply with the state individual mandate.
Frequently Asked Questions
What does a health insurance agent in Southborough do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They assist with both private plans and Massachusetts Health Connector plans. Agents do not charge you a fee; they are paid by the insurance company.
Do I need health insurance in Massachusetts?
Yes, Massachusetts requires most residents to have health insurance or pay a penalty on their state tax return. This is called the individual mandate. An agent can help you find a plan that meets the minimum creditable coverage standard set by the state.
Can a Southborough agent help with MassHealth or subsidized plans?
Yes, many agents are certified to help you apply for MassHealth or subsidized plans through the Massachusetts Health Connector. They can guide you through the application process and help determine if you qualify for premium tax credits or cost-sharing reductions.