The top-rated health insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,426 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 30 health insurance agents serving Worcester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 70 Southbridge St | (508) 799-3900 |
| 2 | Berlin Insurance Group | 61 Milton St | (508) 459-1226 |
| 3 | Mainstream Insurance Agency, Inc. | 704 Southbridge St | (508) 797-4500 |
| 4 | Zawada Insurance Agency | 52 Highland St | (508) 831-0133 |
| 5 | Universal Insurance Agency Inc | 374 Belmont St | (508) 752-9333 |
| 6 | HUB International | 292 Park Ave | (508) 755-3555 |
| 7 | The Hanover Insurance Group, Inc. | 440 Lincoln St | (800) 922-8427 |
| 8 | Feingold Insurance Agency | 446 Main St Suite 1403 | (508) 831-9500 |
| 9 | Point Insurance - Worcester | 424 Belmont St | (508) 552-8066 |
| 10 | Insurance Marketing Agencies | Day Building, 306 Main St | (508) 753-7233 |
A-Affordable Insurance Agency, Inc. in Worcester, Massachusetts, provides both one-time policy evaluations and recurring enrollment services for health insurance coverage. Licensed agents assist individuals and families in selecting plans that meet their medical and financial needs. The agency arranges coverage with various carriers to offer a range of options for clients throughout the year. Consultations and plan management are available on a scheduled or as-needed basis.
Berlin Insurance Group in Worcester, MA offers specialty services in navigating individual health plans and small group coverage. Its general work includes helping clients compare policy options, understand premiums, and manage enrollment periods. The agency assists with both Medicare supplement plans and short-term medical policies for residents. As open enrollment approaches each fall, it provides guidance on plan changes to avoid coverage gaps. When unexpected job changes or family expansions occur, the agency helps secure interim health protection quickly.
As open enrollment season approaches in Worcester, residents often seek clear guidance on their health coverage options. Mainstream Insurance Agency, Inc. provides straightforward advice as a local Health Insurance Agent. They explain the differences between private plans and public programs, helping individuals and families match policies to their medical needs and budgets. Every consultation begins with a thorough review of each client's current coverage and health care usage. The initial assessment step involves collecting this information to identify suitable choices from available insurers.
Zawada Insurance Agency in Worcester, Massachusetts helps individuals and families find health insurance coverage that fits their needs. The company specializes in offering additional plans that can supplement standard medical policies. An agent works with clients to explain available options for managing healthcare costs. The agency serves a variety of commercial sectors in the region, including offices, warehouses, and food service businesses that require coverage for their employees.
Universal Insurance Agency Inc serves the Worcester, Massachusetts metro area as a health insurance agent. The agency guides individuals and families through plan selection for medical coverage. Open enrollment periods and special life events often prompt clients to seek assistance. Navigating deductible options and provider networks is a common service provided. The agency helps customers compare policies available in the Massachusetts Health Connector. Specific services include handling applications for Medicare supplement plans and short-term health insurance.
HUB International specializes in connecting individuals and families with suitable health insurance plans, offering guidance through the selection of medical, dental, and vision coverage. It also provides general brokerage services for small business group policies and Medicare options. The company assists clients in navigating the annual open enrollment period, ensuring residents understand their choices and meet key deadlines.
The Hanover Insurance Group, Inc. in Worcester, Massachusetts assists residents with individual health insurance plans tailored to personal medical needs. This agency also addresses commercial coverage requirements for local businesses seeking employee benefits and group policies. Services extend throughout central Massachusetts, connecting clients with suitable insurance products from available providers. After enrollment, representatives offer follow-up assistance for claims questions or policy adjustments that arise between regular plan updates, ensuring continuity of coverage.
Feingold Insurance Agency serves homeowners, renters, and individuals in Worcester, Massachusetts, by offering health insurance plans that help manage medical costs and coverage needs. The agency works with clients to navigate plan options, including preventive care and prescription drug benefits, tailored to different budgets and healthcare requirements. Its services also assist small business owners in finding group health solutions for their employees. Residents in the neighboring community of Shrewsbury can also access these health insurance services through the agency.
Point Insurance - Worcester provides health insurance agent services, working with clients to select individual and family plans. It also assists small business owners in navigating group coverage options throughout the year. Ongoing support includes help with plan renewals and annual enrollment updates. The agent offers guidance on plan changes when clients experience qualifying life events. Its services are available to homeowners, tenants in apartments, and operators of retail shops and full-service restaurants.
What Does a a Health Insurance Agent in Worcester Cost?
Health insurance agents in Massachusetts typically do not charge a direct fee to consumers. They earn commissions from the insurance companies whose plans they sell. These commissions are built into the plan premiums so you pay the same price whether you use an agent or not. For small business plans agent fees can vary but are often a percentage of the premium around 2 to 5 percent. This is general information not insurance advice.
About health insurance agents in Worcester
Health insurance agents in Worcester Massachusetts help individuals families and small businesses find coverage that meets their needs. Agents are licensed by the Massachusetts Division of Insurance and must follow state regulations including the Massachusetts Health Care Reform Law. They can guide you through the Health Connector the state marketplace and explain options like MassHealth or subsidized plans.
Frequently Asked Questions
Do I need a health insurance agent in Worcester?
An agent can simplify the process of comparing plans and understanding your options. They help you apply for subsidies through the Massachusetts Health Connector. This is especially useful if you are self-employed or have a complex health situation.
How do I know if an agent is licensed in Massachusetts?
You can verify an agents license on the Massachusetts Division of Insurance website. All agents selling health insurance in Worcester must be licensed by the state. They must also complete continuing education to stay current on laws.
What is the open enrollment period in Massachusetts?
Open enrollment for individual health plans through the Massachusetts Health Connector typically runs from November 1 to January 23 each year. Outside this window you may qualify for a special enrollment period due to life events like marriage or job loss.