The top-rated health insurance agent in Birmingham, Michigan is L.A. Insurance, rated 4.9 stars across 666 reviews. Other highly rated options include Platinum Elite, David Purvis Farm Bureau Insurance Agency, AAA Birmingham. This directory lists 10 health insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 400 Hamilton Row #200 | (248) 541-1900 |
| 2 | Platinum Elite | 400 Hamilton Row #200 | (248) 382-8882 |
| 3 | David Purvis Farm Bureau Insurance Agency | 1010 Bowers St ste a | (248) 644-6364 |
| 4 | AAA Birmingham | 34802 Woodward Ave | (248) 433-8200 |
| 5 | Consolidated Agencies Inc | 33261 Woodward Ave | (248) 712-6107 |
| 6 | Birmingham Insurance Agency | 401 S Old Woodward Ave | (248) 600-5398 |
| 7 | Hylant | 220 Park St #102 | (248) 643-8750 |
| 8 | MFE Insurance Brokerage | 344 N Old Woodward Ave #304 | (248) 365-4111 |
| 9 | Guided Insurance Solutions | 550 W Merrill St | (248) 262-5046 |
| 10 | Everest Insurance Group | 700 E Maple Rd #101 | (248) 455-4075 |
L.A. Insurance provides health insurance coverage guidance to individuals and groups in the Birmingham, Michigan area. Its services include assisting clients with plan selection, enrollment, and claims questions. The agency specializes in helping customers navigate Medicare supplements, individual major medical policies, and employer-sponsored group health plans. It serves various commercial sectors including local offices, warehouses, and food service businesses.
Platinum Elite serves the Birmingham, MI metro area and surrounding communities by connecting individuals and families with suitable health insurance plans. The company acts as a local agent, helping clients understand complex coverage options during open enrollment and special enrollment periods. It also assists with plan comparisons for Medicare and individual health policies. With a focus on navigating the Health Insurance Marketplace, it handles enrollment for ACA-compliant plans. The agency also processes applications for short-term medical coverage in this area.
David Purvis Farm Bureau Insurance Agency in Birmingham, MI provides a range of health insurance options to help individuals and families manage their medical coverage needs. The agency assists clients in selecting and maintaining appropriate plans, offering ongoing support for policy changes and claims questions. It helps customers navigate enrollment periods and adjust coverage as their healthcare requirements evolve. The agency works with clients in various residential and commercial settings, including single-family homes, apartments, retail establishments, and restaurants.
AAA Birmingham helps homeowners, businesses, and property managers in Metro Detroit secure health insurance plans tailored to their needs. It assists clients in navigating open enrollment periods and comparing policy options from major carriers. The agency also explains how coverage coordinates with employer-sponsored benefits. Common services include advising on deductibles, prescription drug tiers, and urgent care networks. Meeting with an agent in Birmingham can simplify annual renewals and family plan adjustments. The agency additionally serves the nearby communities of Bloomfield Hills and Troy.
Serving Birmingham, Michigan, and the surrounding communities of Oakland County, Consolidated Agencies Inc provides health insurance agent services. The company handles individual and family health plans, as well as group coverage for local businesses. Navigating enrollment periods and plan options is a primary focus to help clients find appropriate coverage. For a typical job, the agent first reviews a client’s current coverage and specific medical needs, then compares available marketplace or private plans to identify suitable choices before guiding them through the application process.
Birmingham Insurance Agency offers both one-time policy consultations and ongoing coverage management for health insurance needs in the Birmingham, MI area. Clients can select from individual health plans, family policies, or group benefit arrangements. The agency addresses questions about deductibles, network choices, and prescription drug coverage. Service is provided on both a scheduled appointment and an as-needed basis to accommodate changing health care requirements and life circumstances.
As a health insurance agent in Birmingham, Michigan, Hylant offers specialized services including individual health plans, Medicare supplements, and group benefits for small to mid-sized employers. It works with clients to find suitable coverage from major carriers and assists with plan management throughout the year. During open enrollment periods or when a qualifying life event occurs, Hylant helps individuals and families navigate their options and adjust coverage accordingly.
As the open enrollment period brings new plan options and potential coverage gaps to light for Birmingham residents, MFE Insurance Brokerage provides personalized guidance through these decisions. With a focus on health insurance agent services, the company helps individuals and families compare available plans that fit their medical needs and financial situations. Understanding that medical costs continue to rise locally, the agency aims to clarify deductibles, network restrictions, and prescription drug formularies. An initial consultation allows clients to review their current policies and receive a thorough assessment of upcoming coverage choices.
Guided Insurance Solutions helps individuals and families in Birmingham, Michigan, navigate the complexities of health coverage. It specializes in plans that address preventive care, prescription drugs, and hospital stays. The agency reviews coverage options to match medical needs with appropriate policies. It also assists with Medicare supplement plans and dental or vision add-ons. Guided Insurance Solutions serves local offices seeking employee health benefits, warehouses needing group coverage, and food service businesses looking for cost-effective plan structures for their staff.
Everest Insurance Group assists Birmingham residents with their health insurance agent needs, selecting individual and family plans from major carriers. The group also helps local business owners evaluate commercial health coverage options. Serving clients throughout Birmingham and the surrounding area, the agency focuses on matching policy benefits to specific budget and healthcare requirements. New clients receive a detailed explanation of each plan's coverage, network, and cost-sharing structure. To ensure ongoing suitability, the agency contacts policyholders before renewal dates to discuss changes and schedule any necessary plan adjustments.
What Does a a Health Insurance Agent in Birmingham Cost?
Health insurance agents in Michigan typically do not charge a direct fee to clients. Their compensation comes as a commission from the insurance carrier. For ACA plans premiums vary widely from around 250 to 800 dollars per month for an individual depending on age location and plan tier. Medicare supplement plans may cost 100 to 300 dollars per month. This is general information not insurance advice.
About health insurance agents in Birmingham
Health insurance agents in Birmingham Michigan help individuals families and small businesses find suitable coverage. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Agents can explain plan options for the Health Insurance Marketplace and private insurers available in Oakland County.
Frequently Asked Questions
What does a health insurance agent in Birmingham do?
A health insurance agent helps you compare plans from different carriers. They explain deductibles copays and networks. Agents also assist with enrollment during open enrollment or special enrollment periods.
Do I have to pay a fee for using a health insurance agent in Michigan?
In most cases health insurance agents are paid by the insurance company not by you. Their commission is built into the plan premium. Always confirm fee arrangements with the agent before you sign.
When can I enroll in a health plan with an agent in Birmingham?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a qualifying life event like marriage or job loss. Michigan also offers Medicaid enrollment year round.
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