The top-rated health insurance agent in Bloomfield Hills, Michigan is E&Y Insurance Agency, rated 5.0 stars across 554 reviews. Other highly rated options include Goosehead Insurance - Marty O'Neill, The M1 Agency, Kimberly Morris - State Farm Insurance Agent. This directory lists 12 health insurance agents serving Bloomfield Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E&Y Insurance Agency | 33 Bloomfield Hills Pkwy Suite 245 | (248) 362-1313 |
| 2 | Goosehead Insurance - Marty O'Neill | 41000 Woodward Ave Suite 350 East | (248) 542-7770 |
| 3 | The M1 Agency | 41000 Woodward Ave Suite 350E | (248) 771-3161 |
| 4 | Kimberly Morris - State Farm Insurance Agent | 6441 Inkster Rd #240 | (248) 851-2757 |
| 5 | TrueChoice Coverage | 180 High Oak Rd | (855) 696-5413 |
| 6 | Oswald Companies | 39572 Woodward Ave #201 | (248) 433-1466 |
| 7 | Austin Benefits Group | 38500 Woodward Ave #360 | (248) 594-5550 |
| 8 | Schulte Insurance Inc | 39520 Woodward Ave # 211 | (248) 644-6666 |
| 9 | Bloomfield Hills Insurance Agency | 21 E Long Lake Rd | (248) 283-0250 |
| 10 | D. E. Irwin Insurance Agency, PLLC | 41000 Woodward Ave Suite 350 East Bldg | (248) 481-8214 |
E&Y Insurance Agency serves the Bloomfield Hills area and Oakland County as a health insurance agent, primarily assisting individuals and families with plan selection. The agency helps clients navigate the local health insurance marketplace by explaining coverage options and enrollment procedures. It works with individuals during open enrollment periods and special enrollment qualifying events. In this area, the agency specifically handles Medicare supplement plans for seniors and major medical plans for individuals and families seeking comprehensive coverage.
Goosehead Insurance - Marty O'Neill provides individual and family health plans alongside group coverage options. It assists clients with open enrollment periods and specialized service following policy selection, including claims support and annual plan review. The agency works to match residents in Bloomfield Hills, Michigan with appropriate medical and prescription drug coverage. It services single-family homes and apartments, as well as retail locations and restaurants in the surrounding community.
The M1 Agency serves clients in Bloomfield Hills and the surrounding communities of southeastern Michigan with health insurance agent services. It handles individual and group health plans, focusing on matching clients to appropriate coverage options. The agency explains policy details and helps with plan comparisons during enrollment periods. To manage a typical case, it reviews each client’s specific medical needs and budget before presenting suitable carriers.
Kimberly Morris - State Farm Insurance Agent in Bloomfield Hills, Michigan serves homeowners, renters, and small business owners seeking health insurance coverage. As a local health insurance agent, this office helps clients navigate individual and family plans, explaining policy options and eligibility requirements. The team provides guidance on plan comparisons and enrollment processes tailored to each customer’s specific needs. Service areas include Bloomfield Hills and nearby communities such as Birmingham and the greater Oakland County metro region.
TrueChoice Coverage in Bloomfield Hills, MI helps individuals and families select health insurance plans that fit their ongoing medical needs, distinguishing between a one-time enrollment solution and a recurring policy that renews annually. The health insurance agent works to match clients with coverage options, explaining network differences and prescription drug benefits. Service runs on an as-needed basis, including annual open enrollment periods and urgent requests when life changes, such as a new job or marriage, require plan adjustments.
Oswald Companies assists clients with selecting individual and family health insurance plans, as well as Medicare supplements and small group coverage options. Serving the Bloomfield Hills area, they provide general guidance for navigating open enrollment periods and policy renewals. An agent reviews medical needs and budgets to match customers with suitable plans from different carriers. They also help address coverage concerns that arise after a major life change, such as a job loss or a new diagnosis.
Open enrollment periods can create confusion for Bloomfield Hills residents trying to navigate plan options and deadlines. Austin Benefits Group in Bloomfield Hills assists local clients by explaining complex health insurance terms and matching individuals and families with suitable coverage from available carriers. Their health insurance agents clarify policy details, compare deductibles, and confirm network participation to ensure adequate care access. After discussing personal health needs and budget, they schedule a straightforward initial assessment to review medical histories and current prescriptions.
Schulte Insurance Inc serves clients in Bloomfield Hills, Michigan as a health insurance agent, focusing on individual and group medical plans. This includes the selection of major medical policies, supplemental coverage, and Medicare options. The agency works with both public and private sector entities, assisting offices with employee benefit packages, warehouses requiring specific occupational health provisions, and food service establishments needing compliance with industry-related health coverage requirements.
Bloomfield Hills Insurance Agency serves residents of Bloomfield Hills, Michigan, with individual health insurance plans tailored to personal needs. The agency also offers commercial health coverage designed for small and mid-sized businesses operating in the greater Bloomfield Hills area. Clients receive guidance on plan options and enrollment requirements throughout their search. After an initial policy is in place, the agency accommodates follow-up questions and annual plan reviews between regular visits to ensure coverage remains aligned with changing circumstances.
D. E. Irwin Insurance Agency, PLLC in Bloomfield Hills, MI is known for guiding individuals and families through health insurance plan selections. The agency assists clients with comparing marketplace options, group coverage, and supplemental policies to find suitable medical protection for their needs. It helps people understand cost-sharing structures like deductibles and co-pays during open enrollment or qualifying life events. The agency can also specialize in Medicare supplement plans for those approaching retirement age.
What Does a a Health Insurance Agent in Bloomfield Hills Cost?
Health insurance premiums in Michigan vary widely based on age location plan tier and tobacco use. For an individual in Bloomfield Hills a mid level silver ACA plan may cost between 400 and 700 per month before subsidies. Subsidies based on income can lower that amount significantly. Medicare Advantage plans often have low or zero monthly premiums but include cost sharing. This is general information and not insurance advice.
About health insurance agents in Bloomfield Hills
Health insurance agents in Bloomfield Hills Michigan help individuals families and small businesses find suitable coverage. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific network options available in Oakland County and can guide you through open enrollment periods and special enrollment events.
Frequently Asked Questions
What does a health insurance agent in Bloomfield Hills do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs and budget. They explain terms like deductibles copays and out of pocket maximums. Agents in Michigan must follow state regulations and cannot charge you extra for their services on ACA marketplace plans.
When can I enroll in a health insurance plan in Michigan?
Open enrollment for ACA plans in Michigan typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage moving to Bloomfield Hills or having a baby. Michigan also offers a separate open enrollment for Medicare from October 15 to December 7.
Do I have to pay for a health insurance agent in Michigan?
For ACA marketplace plans agents are paid by the insurance company so you do not pay a separate fee. For private plans or Medicare agents may receive commissions from carriers. Always confirm the payment arrangement before working with an agent. Michigan law requires agents to disclose how they are compensated.
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