The top-rated health insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 19 health insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Michael Jones - State Farm Insurance Agent | 1900 Broadway St | (573) 335-7703 |
| 5 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 6 | Hoesli Insurance Agency | 338 Broadway St Suite 505 | (573) 290-7777 |
| 7 | Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® | 75 Sheridan Dr | (573) 335-4343 |
| 8 | Farmers Insurance - Clarence Matthews | 1750 N Kingshighway St Suite B | (573) 334-8888 |
| 9 | Brightway Insurance, The Prima Agency | 1936 Broadway St B | (573) 335-5822 |
| 10 | Arnold Insurance | 875 N Kingshighway St | (573) 651-0509 |
Discount Insurance Group serves the Cape Girardeau area, offering individualized health insurance agent work for local residents and small businesses. This agency helps clients navigate open enrollment periods and find appropriate individual health plans to meet medical needs. Policyholders rely on guidance for comparing coverage options available through the local marketplace. Agents remain focused on simplifying plan selection and assisting with plan-related queries throughout the year. The company specifically handles Medicare supplement policies and short-term health insurance options for this Missouri community.
Goosehead Insurance - Nick Laiben provides health insurance agent services in Cape Girardeau, MO, helping clients navigate a range of individual and family health plans. Ongoing support includes assisting with policy changes, annual renewals, and claims-related questions throughout the year. The agency focuses on matching each client’s healthcare needs with suitable coverage options available in the local market. It services single-family homes, apartments, retail stores, and restaurants in the region.
TIG Thomas Insurance Group serves homeowners, businesses, and individual families in Cape Girardeau, Missouri, with health insurance agent services. The company assists clients in comparing private health plans and understanding their coverage options under local and federal regulations. Its agents help navigate enrollment periods and explain policy details to ensure appropriate selections for medical needs. TIG Thomas Insurance Group also extends its health insurance guidance to residents in surrounding communities such as Jackson, providing access to coverage solutions across the broader Cape Girardeau metro area.
Michael Jones - State Farm Insurance Agent serves Cape Girardeau, Missouri, and the surrounding communities of Jackson and Scott City. The agency handles health insurance policies designed to help individuals and families manage medical costs and access care. Each client’s specific healthcare needs and budget are reviewed thoroughly. The typical job begins with a consultation to explain available plan options, followed by a comparison of coverage details and premiums. This approach uses a straightforward, personalized walkthrough to ensure the selected policy aligns with the client’s requirements.
Coalter Insurance Group, located in Cape Girardeau, Missouri, serves clients seeking health coverage by distinguishing between single-purchase policies, such as short-term plans, and ongoing options like major medical insurance that require annual renewal. The agency assists individuals and families with understanding plan networks and subsidy eligibility. Their services for new policies or annual changes typically occur on a one-time or as-needed basis depending on client enrollment cycles.
Hoesli Insurance Agency in Cape Girardeau, MO, specializes in helping individuals and families navigate individual and group health insurance plans. The agency assists clients with plan selection, enrollment, and ongoing policy management. They provide personalized guidance to ensure coverage meets medical needs and budget constraints. During the annual Open Enrollment Period, the agency helps residents assess changes in plan options and subsidy eligibility. Hoesli Insurance Agency also advises clients on special enrollment situations triggered by life events such as job loss or marriage.
As seasonal changes in Cape Girardeau bring shifts in local health needs, residents rely on Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® for clear guidance. This health insurance agent helps individuals and families compare plans that match their medical and financial situations. By explaining coverage options, deductibles, and network details, they enable informed choices for routine care and unexpected events. The process starts with a thorough initial assessment of each client’s current coverage and health priorities, ensuring every recommendation is grounded in their specific circumstances.
Farmers Insurance - Clarence Matthews is a health insurance agent based in Cape Girardeau, MO, known for connecting individuals and families with medical coverage plans in the local region. Its service range includes helping clients evaluate policy options that meet personal health needs and budgetary constraints. This agent can assist with plan enrollment for both standard and specialized healthcare requirements. As an add-on specialty, it offers assistance with dental insurance policies to supplement core health coverage.
Arnold Insurance works with individuals and groups in Cape Girardeau, Missouri, to secure health coverage that meets a range of medical needs. As a health insurance agent, it guides clients through plan options, including preventive care and prescription drug benefits, and helps coordinate enrollment periods. The company serves different commercial sectors, such as local offices, warehouses, and food service businesses.
What Does a a Health Insurance Agent in Cape Girardeau Cost?
The cost of health insurance in Missouri varies by plan type age and income. For an individual ACA plan monthly premiums in Cape Girardeau often range from 300 to 700 dollars before subsidies. Subsidies based on income can lower these costs significantly. Medicare Supplement plans typically cost between 100 and 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Cape Girardeau
Health insurance agents in Cape Girardeau Missouri help individuals families and small businesses find suitable coverage. Agents licensed by the Missouri Department of Insurance can guide you through ACA open enrollment special enrollment periods and Medicare options. Local agents understand the specific needs of Southeast Missouri residents including access to Saint Francis Healthcare System and other regional providers.
Frequently Asked Questions
What is the open enrollment period for health insurance in Missouri?
The ACA open enrollment period in Missouri typically runs from November 1 to January 15 each year. Outside this window you may qualify for a special enrollment period due to life events like marriage birth or loss of other coverage.
Do health insurance agents in Cape Girardeau charge a fee for their services?
Most health insurance agents in Missouri are paid commissions by the insurance companies not by the client. You generally do not pay extra for using an agent. Always confirm fee arrangements before starting.
What types of health plans can an agent help me find in Cape Girardeau?
Agents can help you compare ACA marketplace plans short-term medical plans Medicare Advantage and Medicare Supplement plans. They can also assist with small group health insurance for local businesses.
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