The top-rated health insurance agent in Excelsior Springs, Missouri is Jonathan Haase - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Joe Edmondson - State Farm Insurance Agent, Farmers Insurance - Gannon Boone, Jim Rice Total Insurance Inc. This directory lists 10 health insurance agents serving Excelsior Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jonathan Haase - State Farm Insurance Agent | 228 N Jesse James Rd | (816) 630-9600 |
| 2 | Joe Edmondson - State Farm Insurance Agent | 1024 N Jesse James Rd | (816) 630-2900 |
| 3 | Farmers Insurance - Gannon Boone | 1236 N Jesse James Rd Ste A | (816) 848-5115 |
| 4 | Jim Rice Total Insurance Inc | 1121 N Jesse James Rd | (816) 630-7423 |
| 5 | Shelter Insurance - Clint Hylton | 1350 N Jesse James Rd | (816) 630-0077 |
| 6 | Jeff Hocker Agency Inc American Family Insurance | 1757 W Jesse James Rd | (816) 630-2302 |
| 7 | Prather Insurance Associates | 228 N Jesse James Rd | (816) 702-8996 |
| 8 | Wharton Agency | 1917 W Jesse James Rd | (816) 630-6505 |
| 9 | Griffey Insurance Agency | 210 South St | (816) 630-2671 |
| 10 | Shelter Insurance - Kalyn Goode | 1902 W Jesse James Rd Ste 2 | (816) 630-2618 |
Jonathan Haase - State Farm Insurance Agent serves the Excelsior Springs, Missouri area and surrounding communities as a health insurance agent. This business helps individuals and families navigate plan options to find coverage that meets their healthcare needs. Clients can receive guidance on choosing between different policy structures and understanding how deductibles and copays work. The agency also assists with enrolling in plans during open enrollment periods and special qualifying life events.
Joe Edmondson - State Farm Insurance Agent in Excelsior Springs, MO, provides a range of health insurance services, including policy consultations and enrollment assistance. The company helps clients understand their plan options and offers ongoing support for claims management and policy changes throughout the year. It focuses on matching individuals and local business owners with coverage that fits their specific medical needs and financial situations. The properties it services include single-family homes, apartments, retail stores, and restaurants in the Excelsior Springs area.
Farmers Insurance - Gannon Boone serves homeowners, renters, and small business owners in Excelsior Springs, Missouri, providing health insurance agent services that help individuals and families find suitable medical coverage plans. The agency also assists clients in understanding policy options, deductibles, and network requirements to make informed decisions about their healthcare needs. Its expertise extends to property managers and others seeking to protect their assets with appropriate insurance solutions. Additionally, the agency serves customers throughout the greater Kansas City metropolitan area, including nearby Liberty and Kearney.
Jim Rice Total Insurance Inc serves Excelsior Springs, Missouri, along with the surrounding Northland communities and nearby Clay County towns. The agency handles health insurance plans for individuals, families, and small business groups in the region. It works with major carriers to present a selection of coverage options that fit different budgets and needs. Each client receives a personalized consultation to review current coverage, medical usage, and financial preferences before plan enrollment. The typical job begins with a needs assessment and ends with a clear plan comparison and enrollment guidance.
Shelter Insurance - Clint Hylton in Excelsior Springs, MO understands the key difference between selecting a one-time policy for short-term needs and arranging a recurring plan for ongoing coverage. The company assists clients in understanding their health insurance options for both routine care and unexpected medical events. As a health insurance agent, the office provides guidance through plan comparisons and enrollment. Services are available on an as-needed basis for individuals and families seeking to review or adjust their coverage.
Jeff Hocker Agency Inc., an American Family Insurance agency in Excelsior Springs, MO, specializes in helping individuals and families find suitable health insurance plans to match their medical needs. It offers general insurance services including reviewing policy options to ensure adequate coverage for local residents. The agency assists with understanding plan benefits, filing claims, and managing enrollment periods. It particularly helps customers navigate open enrollment windows and address concerns about coverage gaps following major life events like a job change.
As health insurance needs shift throughout the year, particularly during open enrollment periods in the Excelsior Springs area, Prather Insurance Associates provides local guidance on plan selection. The company works closely with clients to evaluate their medical needs and financial considerations. Through careful comparison of available policies, the agent helps individuals and families identify suitable coverage options. Initial contact typically involves scheduling a brief consultation. This first meeting serves to review the client’s current situation and discuss potential plan choices before proceeding with any formal application or plan inspection.
Wharton Agency of Excelsior Springs, MO serves residents seeking health insurance coverage, offering individual and family plans that address medical needs. The agency also assists local businesses with commercial health insurance options for their employees. Service extends throughout Excelsior Springs and the surrounding areas, providing access to quality healthcare solutions. Clients appreciate the continued support available between regular policy visits, ensuring questions are answered and coverage adjustments are made as needed.
Griffey Insurance Agency works with individuals and businesses in Excelsior Springs, Missouri to help them understand and select health insurance plans that meet their needs. As a dedicated health insurance agent, the agency assists clients with navigating open enrollment periods, policy renewals, and coverage options. They offer services for those seeking individual plans as well as group health coverage for small businesses. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service facilities throughout the local area.
Shelter Insurance - Kalyn Goode in Excelsior Springs, MO is known for providing local health insurance agent services to area residents and businesses. The agency helps clients navigate available health plans that suit their healthcare needs and budget requirements. Covering individual policies, family coverage, and small group options, this office guides customers through open enrollment periods. For added support, the agency can assist clients with selecting supplemental accident or critical illness insurance policies to extend protection.
What Does a a Health Insurance Agent in Excelsior Springs Cost?
Health insurance agents in Missouri typically do not charge a separate fee for their services. Instead they earn a commission from the insurance company when you enroll in a plan. Commissions can range from 2% to 10% of the annual premium depending on the plan type and carrier. For example a $5000 annual premium might generate a commission of $100 to $500. Some agents may offer fee-based consulting for complex cases. This is general information and not insurance advice.
About health insurance agents in Excelsior Springs
Health insurance agents in Excelsior Springs Missouri help individuals families and small businesses find suitable coverage. Agents licensed by the Missouri Department of Insurance can guide you through ACA marketplace plans Medicare options and short-term policies. Local agents understand the specific needs of Clay County residents and can explain Missouri-specific rules like the state's guaranteed issue protections for certain plans.
Frequently Asked Questions
What services does a health insurance agent in Excelsior Springs provide?
A health insurance agent in Excelsior Springs can help you compare ACA marketplace plans Medicare Advantage and Medigap policies and private health plans. They also assist with enrollment paperwork and annual renewals. Agents must follow Missouri insurance laws including disclosure requirements for commissions and conflicts of interest.
How do I choose a health insurance agent in Excelsior Springs Missouri?
Look for an agent licensed by the Missouri Department of Insurance with experience in the type of coverage you need such as individual or family plans or Medicare. Check their professional background and ask about their familiarity with local healthcare providers. You can verify a license through the Missouri Department of Insurance website.
Are health insurance agents in Excelsior Springs required to follow Missouri laws?
Yes all health insurance agents in Missouri must follow state laws including the Missouri Insurance Code. Agents must provide clear information about plan benefits exclusions and costs. They are also required to disclose if they receive compensation from an insurance company for recommending a specific plan.
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