The top-rated health insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Rocky Mountain Insurance Group, Bison Insurance, PLLC. This directory lists 19 health insurance agents serving Helena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocky Mountain Medicare | 1134 Butte Ave | (406) 204-1580 |
| 2 | Joe Mitchell - State Farm Insurance Agent | 601 Euclid Ave Suite D | (406) 443-0867 |
| 3 | Rocky Mountain Insurance Group | 1111 N Rodney St Suite 3 | (406) 422-4437 |
| 4 | Bison Insurance, PLLC | 3171 N Montana Ave | (406) 442-1414 |
| 5 | Cochrane Insurance Agency | 201 E Lyndale Ave | (406) 442-6700 |
| 6 | MATHIS INSURANCE AGENCY LLC | 1313 11th Ave | (406) 442-9680 |
| 7 | Marsh McLennan Agency | 1108 Livingston Ave | (406) 442-5360 |
| 8 | Insurance Unlimited | 1040 Helena Ave | (406) 442-4144 |
| 9 | AAA Helena Branch | 2100 11th Ave | (406) 447-8100 |
| 10 | Leavitt Great West | 3067 Cabernet Dr Suite 3 | (406) 443-1060 |
Rocky Mountain Medicare serves the Helena, Montana area as a local health insurance agent. It assists individuals and families by offering guidance on health coverage plans and navigating enrollment periods. The agency helps clients understand different policy options available in the region, including Medicare plans and supplemental insurance. A key aspect of its work involves explaining how plan benefits apply to local healthcare providers and prescription drug needs. It provides specific support for Medicare Advantage enrollment and Medigap policy selection in the Helena market.
Joe Mitchell - State Farm Insurance Agent provides a range of health insurance options designed to meet the needs of individuals and families in the Helena, Montana area. Its services include helping clients navigate plan selection and enrollment throughout the year. The agency offers ongoing support and policy reviews to assist with changing coverage needs over time. Additional maintenance services may include helping to manage claims and answering billing questions. This agent works with clients for properties such as single-family homes, apartments, retail locations, and restaurants.
Rocky Mountain Insurance Group serves homeowners, businesses, and individuals in Helena, Montana, by connecting them with health insurance plans that meet their needs. It assists clients in understanding coverage options for individual and group medical policies. The agency provides guidance through plan selection and enrollment processes, ensuring customers can navigate the local healthcare marketplace. Its services also support property managers seeking health benefits for employees. The agency covers the residents and employers in the surrounding Lewis and Clark County area, including the neighboring community of East Helena.
Bison Insurance, PLLC provides both one-time policy evaluations and ongoing management of health insurance needs for clients in Helena, MT. Coverage options include individual and family plans as well as employer-sponsored group policies tailored to local healthcare networks. The agency assists with enrollment periods, claims questions, and plan comparisons to help clients select appropriate coverage. Service runs on either a one-time or as-needed basis depending on the client’s request.
Cochrane Insurance Agency offers health insurance plan selection and enrollment assistance. It guides individuals and families through policy comparisons, network evaluations, and subsidy eligibility. The agency also helps clients review and update existing coverage. With Helena’s unpredictable weather and seasonal employment shifts, it addresses coverage gaps that can arise during job changes or open enrollment periods outside the standard annual window.
In Montana, winter weather often brings unexpected health concerns, and MATHIS INSURANCE AGENCY LLC in Helena assists residents in navigating their coverage options. The company focuses on explaining available health insurance plans to individuals and families. They help clients compare plans that meet local medical needs. An initial consultation involves a review of current coverage and a discussion of potential alternatives. A clear assessment of personal healthcare requirements is then conducted before recommending the most suitable policy for review.
Marsh McLennan Agency serves homeowners and business owners in Helena, Montana, assisting them with health insurance plans to address their personal and commercial coverage needs. The agency works with individuals and organizations to find suitable policies for medical, dental, and vision care. Its services also support employers in presenting benefits options to their workforces. The company additionally covers residents and businesses in the neighboring community of East Helena.
Insurance Unlimited serves residents of Helena and the surrounding area with health insurance plans tailored to individual needs, while also offering commercial coverage options for local businesses. The agency assists clients in navigating plan options and enrollment periods throughout the year. Between regular visits, the company provides follow-up assistance with claims or policy changes to ensure continued coverage adjustments meet evolving client requirements.
AAA Helena Branch serves the greater Helena, Montana area and its surrounding communities. As a health insurance agent, the company handles individual plans, family coverage, and group policy options. It works with both local networks and marketplace offerings available in the state. The approach to a typical job involves reviewing a client's current coverage needs and comparing available plan benefits. It then presents clear, straightforward comparisons to help the client make a confident, informed decision about their health insurance selection.
What Does a a Health Insurance Agent in Helena Cost?
Health insurance agents in Montana do not charge consumers directly for their services. Their compensation comes from the insurance carriers, typically as a commission that is a percentage of the premium. For a mid-level ACA silver plan in Helena, monthly premiums for an individual can range from $400 to $700 before subsidies, depending on age and income. Costs for Medicare supplement plans vary widely. This is general information and not insurance advice.
About health insurance agents in Helena
Health insurance agents in Helena, Montana help individuals and families find coverage through the federal Health Insurance Marketplace, private insurers, and Medicare. Montana follows federal open enrollment periods, but agents can assist with special enrollment events for life changes like marriage or job loss. Local agents understand the specific needs of Helena residents, including access to providers at St. Peter's Health and regional networks.
Frequently Asked Questions
What does a health insurance agent in Helena do?
A health insurance agent in Helena helps you compare plans from multiple carriers, explains coverage details like deductibles and out-of-pocket maximums, and assists with enrollment. They are licensed by the Montana Commissioner of Securities and Insurance and must follow state regulations. Agents do not charge a fee to consumers; they are paid by the insurance company.
When can I enroll in a health plan in Montana?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15 each year. Outside of that, you may qualify for a special enrollment period if you experience a qualifying life event such as moving to Helena, losing other coverage, or having a baby. An agent can verify your eligibility.
Are health insurance agents in Montana required to be licensed?
Yes. All health insurance agents in Montana must hold a valid license from the Montana Commissioner of Securities and Insurance. They must complete continuing education to stay current on state and federal laws. You can verify an agent's license on the state's website.