The top-rated health insurance agent in Kalispell, Montana is Flathead Insurance- Kalispell Montana Insurance, rated 4.9 stars across 282 reviews. Other highly rated options include Grachek Insurance, Tamarack Insurance, Bailey Insurance Services. This directory lists 20 health insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 2 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 3 | Tamarack Insurance | 185 Commons Loop Suite C | (406) 270-2463 |
| 4 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 5 | Montana First Insurance, Inc. | 1088 N Meridian Rd | (406) 755-0719 |
| 6 | Paradox Insurance Agency | 1205 S Main St | (406) 451-0180 |
| 7 | Hebert Insurance Agency - Marlene Hebert | 114 1st Ave W | (406) 755-6453 |
| 8 | Marsh McLennan Agency | 165 Timberwolf Pkwy | (406) 758-4200 |
| 9 | Goosehead Insurance - Scott Countryman Agency | 30 5th St E Suite 101 | (406) 703-3002 |
| 10 | GlobalGreen Insurance Agency of Montana | 38 E Washington St Ste #5 | (406) 314-6300 |
Flathead Insurance- Kalispell Montana Insurance serves the Flathead County area from its base in Kalispell, Montana, as a health insurance agent. It assists individuals, families, and small groups in navigating their health coverage options. The agency helps clients compare plans available through the federal marketplace as well as private insurers. It provides guidance on enrollment periods and subsidy qualification. In this region, the agency handles Medicare supplement plans and short-term medical insurance.
Grachek Insurance provides comprehensive health insurance guidance to individuals and businesses in the Kalispell area. It helps clients navigate plan selection, enrollment, and ongoing coverage management throughout the year. The agency also assists with plan renewals, policy adjustments, and claims support to maintain continuous protection. Its dedicated service ensures clients understand their benefits and find suitable options for their healthcare needs. Grachek Insurance serves single-family homes, apartments, retail locations, and restaurants seeking reliable health coverage solutions.
Tamarack Insurance helps homeowners, individuals, and families in Kalispell, MT, identify suitable health insurance plans that meet their medical needs and budget. As a local health insurance agent, the company explains coverage options, including plan benefits and network details, to assist customers in making informed decisions. The agency also serves clients in the surrounding Flathead Valley region and neighboring communities like Whitefish.
Bailey Insurance Services serves Kalispell, Montana, and the surrounding Flathead Valley communities. It handles local needs for health insurance, including individual plans, family coverage, and assistance with Medicare options. The agency works with clients to review their current coverage and understand their healthcare needs. It then uses a straightforward comparison approach to present available plan choices from regional carriers for each client’s specific situation.
Montana First Insurance, Inc., in Kalispell, MT, helps clients distinguish between a one-time plan for temporary health gaps and a scheduled policy that renews annually for ongoing medical coverage. The agency guides individuals and families through options for preventive care, prescription benefits, and major medical expenses that meet local needs. Services for plan enrollment, annual renewal review, or mid-year adjustments run on a scheduled basis each year, with an as-needed option available for unexpected life changes.
As a health insurance agent in Kalispell, Montana, Paradox Insurance Agency offers a range of specialty services including Medicare plan comparisons, individual and family health coverage, and short-term medical policies. It also provides general guidance on navigating federal and state marketplaces, helping clients understand plan networks and out-of-pocket costs. The agency assists residents with selecting coverage during annual open enrollment periods, and it addresses specific situational needs such as finding temporary insurance for those between jobs or helping retirees transition from employer plans to Medicare.
As the seasons change in Kalispell, residents often seek updated coverage to match shifting healthcare needs. Hebert Insurance Agency, operated by Marlene Hebert, offers individual and family health insurance plans alongside Medicare options. Over the summer months especially, many locals look ahead to enrollment periods and schedule appointments to review their policies. An agent can help compare different carriers to find a suitable fit for medical needs and budget constraints. New clients typically begin this process by scheduling an initial assessment of their current health coverage.
Marsh McLennan Agency, based in Kalispell, Montana, provides a range of health insurance agent services, including plan selection guidance and enrollment support for individuals and groups. It offers ongoing service and maintenance plans that assist clients with policy renewals, claims questions, and coverage adjustments as needs change over time. The company also helps businesses manage employee benefits and compliance requirements in the local area. Its services cover single-family homes, apartments, retail establishments, and restaurants.
Goosehead Insurance - Scott Countryman Agency provides health insurance agent services to individuals and businesses in and around Kalispell, Montana. The agency specializes in helping clients navigate plan selection, enrollment, and ongoing coverage needs while highlighting options for supplemental policies. It assists with both individual and group health plans, tailoring recommendations to specific budget and access requirements. The company serves commercial sectors including offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Kalispell Cost?
Health insurance agents in Montana do not charge consumers a fee for their services. Their compensation comes from commissions paid by insurance carriers. The cost of health insurance plans varies widely based on age income and plan type. For example a mid-level ACA silver plan for a 40 year old in Kalispell might range from 400 to 700 per month before subsidies. Medicare Advantage plans often have low or zero monthly premiums. This is general information and not insurance advice.
About health insurance agents in Kalispell
Health insurance agents in Kalispell Montana help individuals families and small businesses find coverage that fits their needs and budget. Montana law requires all agents to be licensed by the Montana Commissioner of Securities and Insurance. Local agents understand the unique healthcare landscape of the Flathead Valley and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Kalispell do?
A health insurance agent helps you compare plans from different carriers explain coverage options and assist with enrollment. They can help with ACA marketplace plans Medicare Advantage and Medigap policies. Agents do not charge you directly they are paid by the insurance company.
When can I enroll in health insurance in Montana?
The annual open enrollment period for ACA plans typically runs from November 1 to January 15. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage moving or having a baby. Montana does not have a state-based exchange so you use the federal marketplace at HealthCare.gov.
Do I need a license to sell health insurance in Montana?
Yes all health insurance agents in Montana must hold a valid license from the Montana Commissioner of Securities and Insurance. Agents must complete continuing education courses every two years to maintain their license. You can verify an agents license on the state insurance website.