The top-rated health insurance agent in Ballston Spa, New York is Streever Agency, Inc., rated 5.0 stars across 195 reviews. Other highly rated options include Sherry Hoffman - State Farm Insurance Agent, Nancy Lefebvre - State Farm Insurance Agent, Smart Coverage, Inc.. This directory lists 11 health insurance agents serving Ballston Spa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Streever Agency, Inc. | 84 Milton Ave | (518) 885-6777 |
| 2 | Sherry Hoffman - State Farm Insurance Agent | 415 Geyser Rd | (518) 580-1181 |
| 3 | Nancy Lefebvre - State Farm Insurance Agent | 2031 Doubleday Ave #50 | (518) 885-1877 |
| 4 | Smart Coverage, Inc. | 230 Church Ave | (315) 236-2209 |
| 5 | Faithful Insurance LLC | 84 Front St | (585) 357-0127 |
| 6 | Zapp Insurance Agency | 199 Milton Ave | (518) 306-4632 |
| 7 | Aflac Insurance Agent: Gregory D Gemerek | 25 Carriage Way | (518) 369-8232 |
| 8 | Wyndham Benefits LLC | 16 Wyndham Way | (518) 288-3800 |
| 9 | Hms Agency Inc | 154 Milton Ave | (518) 885-5858 |
| 10 | Jimcor Agencies | 20 Prospect St | (518) 580-0800 |
Streever Agency, Inc. serves the greater Ballston Spa and Saratoga County area as a local health insurance agent. The company guides individuals and families through the complexities of selecting medical coverage plans that meet their needs and budget. They also assist small business owners in finding suitable group health insurance options for their employees. This independent agency handles both individual marketplace enrollment and offers guidance on supplemental plans.
Sherry Hoffman - State Farm Insurance Agent in Ballston Spa, NY provides a range of health insurance services, guiding clients through plan selection and enrollment. The company offers ongoing support for policy maintenance, including assistance with claims and plan adjustments as health needs evolve. Regular reviews are available to ensure coverage remains appropriate. Servicing the local area, this health insurance agent assists single-family homes, apartments, retail establishments, and restaurants with their insurance needs.
Nancy Lefebvre’s State Farm Insurance Agency serves homeowners, renters, and local business owners in Ballston Spa, New York. The agency provides health insurance policies, helping clients understand plan options and coverage details for their families or employees. It also works with property managers seeking health benefits for rental property staff. Beyond Ballston Spa, the office extends its health insurance services to neighboring communities in the Saratoga Springs metropolitan area.
Smart Coverage, Inc. serves clients in Ballston Spa, NY, and the surrounding Saratoga County communities, handling health insurance plans for individuals, families, and small groups. It guides customers through plan comparisons, enrollment paperwork, and annual renewals. The company relies on local market knowledge to simplify coverage options and ensure compliance with changing regulations. For a typical client, it first reviews existing coverage and medical needs, then presents a few tailored plan choices before assisting with the final application submission.
Faithful Insurance LLC specializes in helping individuals and families navigate the complexities of health insurance as a licensed health insurance agent in Ballston Spa, NY. It provides guidance on plan selection, enrollment, and coverage options, ensuring clients understand their benefits under the Affordable Care Act or private market alternatives. The company assists with managing open enrollment periods, as well as life changes such as job loss or starting a new business that require immediate coverage adjustments.
Zapp Insurance Agency helps clients distinguish between a single, short-term health plan and a policy that renews each year for ongoing coverage. As a health insurance agent serving the Ballston Spa, NY area, the company guides individuals through available plans that match their medical needs and budgets. This process includes reviewing deductibles, provider networks, and out-of-pocket limits for each option. Service is arranged on a scheduled basis, typically during annual open enrollment periods or whenever a qualifying life event occurs.
With the changing seasons in Ballston Spa, residents often review their health plans to address new medical needs. Gregory D Gemerek of Aflac responds by guiding local clients through available coverage options for individual and family healthcare. The company focuses on explaining policy details clearly, helping each person match benefits to their specific situation. An initial assessment of current coverage is scheduled during the first consultation.
Wyndham Benefits LLC, based in Ballston Spa, NY, provides guidance on health insurance options for individuals and families, helping them navigate plan selection. The agent specializes in explaining coverage details, such as deductibles and networks, to match client needs. Policies can be tailored to supplement employer benefits or cover periods of transition. Commercial sectors the agent can serve include offices, warehouses, and food service establishments, assisting these businesses in offering appropriate group health plans to their employees.
Hms Agency Inc serves the residential health insurance needs of individuals and families in Ballston Spa, New York. The agency also provides commercial coverage options for local businesses in the surrounding area, helping clients compare plans from major carriers. With routine policy reviews and updates, this local agent assists customers in navigating open enrollment periods and life changes. Regular follow-up ensures clients receive ongoing support between annual visits.
Jimcor Agencies, based in Ballston Spa, New York, serves local individuals and families as a health insurance agent. The company connects clients with medical plans, including options from public marketplaces and private insurers. It also assists small business owners in finding group health coverage suitable for their workforce, explaining plan structures and associated costs. An additional service that can be arranged is enrollment assistance for dental or vision insurance plans, providing supplemental care alongside core medical policies.
What Does a a Health Insurance Agent in Ballston Spa Cost?
Health insurance agent services in New York are usually free to consumers because agents earn commissions from insurance companies. Some agents may charge a consultation fee, but this is not common. Plan premiums vary widely; for example, a mid-level Silver plan for a 40-year-old in Saratoga County might cost between 400 and 700 dollars per month before subsidies. Costs depend on your age, income, and plan choice. This is general information, not insurance advice.
About health insurance agents in Ballston Spa
Health insurance agents in Ballston Spa, New York help individuals and families find coverage that meets their needs. New York state law requires all health insurance plans to cover essential health benefits and prohibits medical underwriting. An agent can guide you through the New York State of Health marketplace or private options.
Frequently Asked Questions
What does a health insurance agent in Ballston Spa do?
A health insurance agent helps you compare plans, apply for coverage, and understand your options. They are licensed by the New York State Department of Financial Services. They can assist with both individual and group plans.
Do I have to use the New York State of Health marketplace?
Not necessarily. You can buy health insurance directly from an insurance company or through an agent. However, the marketplace offers subsidies and tax credits for those who qualify under New York law.
When can I enroll in a health plan in Ballston Spa?
Open enrollment for individual plans in New York typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a life event like marriage, birth, or loss of other coverage.
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