The top-rated health insurance agent in Binghamton, New York is Jim Rollo - State Farm Insurance Agent, rated 4.9 stars across 106 reviews. Other highly rated options include Walls Insurance, Mark Anderson - State Farm Insurance Agent, Marlene Dunlap-Martino. This directory lists 20 health insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 2 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 3 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 4 | Marlene Dunlap-Martino | 2-8 Hawley St | (607) 245-9520 |
| 5 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 6 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
| 8 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 9 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
| 10 | Shadduck Insurance | 32 Broad Ave | (607) 234-2542 |
Jim Rollo - State Farm Insurance Agent serves the Binghamton, New York metro area and the surrounding Broome County region. The agency focuses on helping local residents and families secure health insurance coverage to manage their medical expenses and routine care needs. Clients work with the agent to understand available plan options and select policies that fit their budget. This agency also assists with supplemental health policies and short-term medical insurance for those needing temporary coverage in the area.
Walls Insurance provides a range of health insurance agent services for individuals and families in the Binghamton, NY area. It works with clients to navigate plan options, including major medical coverage and supplemental policies. The company also assists with annual plan reviews and updates during open enrollment periods. For ongoing support, it helps policyholders understand their benefits and manage claims or billing questions. In addition to serving homeowners, its offerings are designed for people living in single-family homes and apartments, as well as those working at local retail establishments and restaurants.
Mark Anderson - State Farm Insurance Agent serves homeowners, families, and individuals in Binghamton, New York, providing health insurance coverage options designed to address routine medical needs and unexpected health events. The agency helps clients navigate plan choices for both short-term gaps and long-term coverage requirements, focusing on finding suitable policies for varying budgets and health situations. Appointments are available for personalized consultations to review different plan structures and network details. Service extends to nearby Johnson City within Broome County.
Shoppers exploring health insurance options may need either a one-time plan selection or ongoing coverage adjustments. Marlene Dunlap-Martino in Binghamton, NY assists individuals in this area. As a health insurance agent, the core work involves explaining available plan types, cost structures, and enrollment periods. Each consultation focuses on matching coverage details to personal healthcare needs and budget constraints. Services run entirely on an as-needed basis, with clients scheduling appointments only when they have questions, face a life change, or require annual plan review.
Michael Butler: Allstate Insurance serves the Binghamton, New York area and its surrounding communities. The agency handles health insurance policies for individuals and families, helping clients navigate plan options during open enrollment or qualifying life events. It typically begins by reviewing a client’s healthcare needs and budget, then compares available coverage plans from the insurer’s portfolio. The agency then presents clear explanations of deductibles, copays, and out-of-pocket limits to ensure informed decisions. This approach aims to match each client with a suitable plan for their medical and financial circumstances.
As the seasons shift in Binghamton, residents often review their coverage to match changing health care needs. AA-Wyak Insurance Agency Inc. provides health insurance agent services to clients navigating this process. The company works with individuals and families to explain plan options available under local and national insurers, guiding them through the details of deductibles, networks, and prescription coverage. This office focuses on helping customers understand their policies before making decisions. Every consultation begins with an assessment of the client’s current health situation and coverage requirements.
Kris Yelverton - State Farm Insurance Agent, based in Binghamton, NY, operates as a health insurance agent providing guidance on individual and family medical coverage options. This agency assists clients in understanding plan benefits, provider networks, and enrollment procedures for both private insurance and public exchange programs. The service range includes evaluating current policies to identify potential gaps in coverage. In addition to health insurance plans, this office can also offer supplemental products such as dental and vision insurance policies.
Kriner & Furlong Insurance Agency offers residential health insurance services to individuals and families in Binghamton, New York. The agency also provides commercial health coverage options for local businesses operating throughout the greater Binghamton area. Their team guides clients through plan selection, enrollment, and coverage questions as needs evolve. When a client returns for follow-up assistance or renews a policy between regular visits, the agency ensures consistent service remains available.
Farmers Insurance - Kristy McWherter offers specialty health insurance plans, including individual major medical and family coverage, in Binghamton, New York. The agency also provides general assistance navigating Medicare options and supplemental policies for local residents. Helping clients understand enrollment periods and plan differences forms its core service work. As open enrollment approaches each fall, the agency aids Binghamton individuals and families in comparing their healthcare needs with available marketplace selections for the upcoming year.
Shadduck Insurance helps clients navigate the health insurance market and secure suitable coverage. Based in Binghamton, the agency focuses on individual plans and group health policies, including supplemental options. It works with customers to clarify complex plan details and find appropriate protection for medical expenses. The agency’s services are available to various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Binghamton Cost?
Health insurance agents in New York do not charge consumers a fee for their services. Their compensation comes from insurance carriers as a commission. Typical commissions range from 2% to 5% of the annual premium for individual plans and up to 8% for small group plans. Costs for the insurance itself vary widely based on age location and plan tier. This is general information and not insurance advice.
About health insurance agents in Binghamton
A health insurance agent in Binghamton New York can help you navigate the New York State of Health marketplace. These agents are licensed by the New York State Department of Financial Services. They assist with individual plans, family coverage, and small business options specific to Broome County.
Frequently Asked Questions
What does a health insurance agent in Binghamton do?
A health insurance agent helps you compare plans from different carriers. They explain New York insurance regulations and assist with enrollment. Agents do not charge you directly because they receive commissions from insurance companies.
Do I need to use the NY State of Health marketplace in Binghamton?
New York requires most individuals to have qualified health coverage. You can buy plans through the NY State of Health marketplace or directly from carriers. An agent can help you determine if you qualify for subsidies or Medicaid.
What is the open enrollment period in New York for 2025?
The open enrollment period for 2025 individual plans runs from November 1 2024 to January 31 2025. Special enrollment periods are available after qualifying life events like marriage or job loss. An agent can verify your eligibility for a special enrollment.
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