The top-rated health insurance agent in Chapel Hill, North Carolina is Pam Herndon - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include James Dallesandro: Allstate Insurance, Highstreet Insurance formerly, Seagroves Agency Inc, Kevin Cooke - State Farm Insurance Agent. This directory lists 19 health insurance agents serving Chapel Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pam Herndon - State Farm Insurance Agent | 104 S Estes Dr # 105 | (919) 240-0155 |
| 2 | James Dallesandro: Allstate Insurance | 50211 Governors Dr | (919) 205-3262 |
| 3 | Highstreet Insurance formerly, Seagroves Agency Inc | 1506 E Franklin St #100 | (919) 942-8733 |
| 4 | Kevin Cooke - State Farm Insurance Agent | 200 Timberhill Pl UNIT 202 | (919) 918-4478 |
| 5 | Legacy Insurance Agency LLC | 1340 Environ Way | (919) 263-2328 |
| 6 | Connie Fenner - State Farm Insurance Agent | 11470 US Hwy 15 501 N #105 | (919) 265-0702 |
| 7 | Ben Reece: Allstate Insurance | 112 Perkins Dr STE 600 | (919) 929-6900 |
| 8 | High & Rubish Insurance Agency | 6015 Farrington Rd STE 101 | (919) 913-1144 |
| 9 | Donny E Dingess Jr - State Farm Insurance Agent | 400 Market St #103 | (919) 942-3366 |
| 10 | Chip Millard, Insurance Broker | 102 Market St Ste. 208 | (919) 357-6637 |
Pam Herndon - State Farm Insurance Agent in Chapel Hill, NC, provides a range of health insurance coverage options designed to meet individual and family medical needs. The company also offers ongoing service and maintenance support to help clients understand their plans, manage claims, and adjust coverage as circumstances change. This includes regular policy reviews and assistance with life event updates. The agency serves a variety of local properties, from single-family homes and apartments to retail storefronts and restaurants.
James Dallesandro: Allstate Insurance serves the Chapel Hill, North Carolina area as a health insurance agent. This agency assists individuals and families in finding appropriate coverage plans tailored to their medical needs and budgets. The team works with clients to understand available policies and guide them through the enrollment process. They help compare different health insurance options to find suitable plans for preventive care and prescription drug coverage.
Highstreet Insurance, formerly Seagroves Agency Inc, serves homeowners, families, and small business owners in the Chapel Hill area by helping them navigate health insurance options. The agency explains different plan types and coverage levels to match individual needs and budgets. It assists clients with selecting policies during open enrollment and special enrollment periods. Its team also answers questions about deductibles, networks, and prescription drug coverage to ensure clarity. The agency’s services extend to clients in nearby Carrboro as well.
Serving Chapel Hill, North Carolina, and the surrounding communities, Kevin Cooke’s agency handles individual and family health insurance plans. It also manages group coverage options for local small businesses seeking employee benefits. The agency assists clients with comparing plan details during open enrollment periods and navigating special enrollment changes after qualifying life events. To handle a typical job, it starts by reviewing a client’s current coverage, budget, and healthcare needs before presenting suitable policy choices.
Legacy Insurance Agency LLC in Chapel Hill, NC offers tailored individual and family health insurance plans, including comprehensive major medical coverage and short-term policies. It also assists clients with Medicare supplements and prescription drug plans. The agency helps local residents navigate policy options, compare deductibles, and understand provider networks to find suitable coverage. As open enrollment approaches each autumn, Legacy Insurance Agency LLC advises on re-evaluating plans to account for changing healthcare needs or medication costs.
Connie Fenner, a health insurance agent located in Chapel Hill, NC, helps clients understand the difference between individual plans, which provide ongoing coverage, and short-term options designed to fill occasional gaps. Broader health insurance services also include navigating enrollment periods and comparing plan benefits. In this area, agents assist with finding coverage that fits medical needs and budgets. All services here are offered on an as-needed basis, with appointments available whenever a client requires assistance with their health insurance.
As the open enrollment season approaches in Chapel Hill, Ben Reece: Allstate Insurance helps local residents navigate their health coverage choices. The agency works with individuals and families to compare health insurance plans that meet their medical needs and budget constraints. Drawing on general industry knowledge, the agent explains plan details, including deductibles and provider networks, to ensure informed decisions. Clients seeking personalized guidance can schedule an initial consultation to review their current health situation and begin the coverage assessment process.
High & Rubish Insurance Agency provides health insurance services to individuals and families in Chapel Hill, North Carolina. As a health insurance agent, the company helps clients navigate plan options, enroll in coverage, and understand policy terms throughout the year. They also assist with plan changes during open enrollment periods and offer guidance on subsidy eligibility. Their client base includes local offices, warehouses, and food service establishments needing group health solutions for employees and qualifying for small business tax credits.
Donny E Dingess Jr - State Farm Insurance Agent serves residents in Chapel Hill, North Carolina, for personal health insurance needs. The agency also offers commercial health coverage to local businesses throughout the Chapel Hill area. Clients can schedule appointments to discuss policy options that align with their individual or organizational requirements. Follow-up service is available after initial enrollment, and the agency provides ongoing support for claims and plan adjustments between regular review visits.
Chip Millard, Insurance Broker is a health insurance agent serving the Chapel Hill, North Carolina area. The company is known for helping individuals and families find appropriate health coverage plans that meet their medical needs and budget. Services include explaining the differences between major medical insurance plans, Medicare options, and supplemental policies. The agent assists clients during open enrollment periods and with special enrollment qualifying life events. A specialty service this company can add on is providing guidance on short-term health insurance plans for coverage gaps.
What Does a a Health Insurance Agent in Chapel Hill Cost?
Health insurance agent services in North Carolina are usually free to consumers because agents earn commissions from insurance carriers. These commissions are included in the premium and do not add extra cost to you. For individual plans monthly premiums in Chapel Hill can range from 300 to 800 dollars depending on age income and plan tier. Small business group plans may have different pricing structures. This is general information not insurance advice.
About health insurance agents in Chapel Hill
Health insurance agents in Chapel Hill North Carolina help individuals families and small businesses find suitable coverage. North Carolina follows federal ACA guidelines and has its own state-based exchange called the Health Insurance Marketplace. Agents can assist with plan comparisons enrollment and understanding subsidies available under North Carolina law.
Frequently Asked Questions
What does a health insurance agent in Chapel Hill do?
A health insurance agent helps you review and enroll in health plans from private insurers or the ACA marketplace. They explain coverage options deductibles and out-of-pocket costs. Agents in North Carolina must hold a valid state license and follow state regulations.
Do I need to pay a health insurance agent in Chapel Hill?
Most health insurance agents in North Carolina are paid by the insurance company not by you. Their commission is built into the plan premium. Some agents may charge a fee for certain services but they must disclose this in advance.
What is the open enrollment period in North Carolina?
The ACA open enrollment period in North Carolina typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you experience a life event like losing coverage moving or having a baby. An agent can verify your eligibility.