The top-rated health insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 280 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 19 health insurance agents serving Clayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Wallace - State Farm Insurance Agent | 221 NC 42 | (919) 731-2211 |
| 2 | Chad Richards - State Farm Insurance Agent | 110 Flowers Xrds Wy Ste 102 | (919) 359-2941 |
| 3 | Bonnie Burns - State Farm Insurance Agent | 11446 Clayton Blvd | (919) 553-0422 |
| 4 | Stephenson Insurance Associates | 481 E Main St | (919) 901-3632 |
| 5 | NC Farm Bureau Insurance | 570 NC 42 | (919) 553-8862 |
| 6 | Gorman Group Insurance, LLC | 481 E Main St Suite 105 | (919) 438-0005 |
| 7 | Jaime Oxendine - State Farm Insurance Agent | 868 Gulley Dr | (919) 553-8300 |
| 8 | Southern Shield Insurance | 476 Shotwell Rd #102 | (919) 330-1400 |
| 9 | Clayton Insurance | 1006 E Main St | (919) 553-3031 |
| 10 | Family Insurance Agency | 632 Pinecroft Dr | (919) 550-8530 |
Wayne Wallace - State Farm Insurance Agent serves the Clayton, North Carolina area and surrounding Johnston County. As a health insurance agent, the company helps individuals and families navigate plan options to find appropriate coverage. They assist clients with understanding policy details, enrollment periods, and potential out-of-pocket costs. The agency also provides ongoing support for claims and billing questions. Specific services handled in this area include Medicare supplement plans and individual health insurance for those seeking coverage outside of an employer.
Chad Richards - State Farm Insurance Agent in Clayton, NC, provides health insurance options, including individual and family plans. The agency helps clients compare policies and maintain coverage that fits their evolving healthcare needs. In this area, health insurance agents regularly assist with annual enrollment, plan changes, and understanding benefits. Chad Richards - State Farm Insurance Agent serves single-family homes, apartments, retail locations, and restaurants.
Bonnie Burns - State Farm Insurance Agent serves homeowners, businesses, and property managers in Clayton, North Carolina by offering health insurance policies that help protect against medical expenses. As a local agent, Bonnie works with individuals and families to find coverage options that fit their needs and budgets. The agency also assists business owners in selecting group health plans for their employees. In addition to serving Clayton, the office extends its services to the broader Johnston County area, including the neighboring community of Smithfield.
Stephenson Insurance Associates serves Clayton, North Carolina, along with the surrounding Johnston County communities. This health insurance agency works to find individual and group coverage that fits varying medical needs and financial situations. The team helps clients compare major medical plans, Medicare options, and supplemental policies from multiple carriers. When assisting a client, the agency first assesses current healthcare usage and future concerns. It then carefully reviews available plan networks and benefits to find suitable protection against unexpected healthcare expenses.
As the open enrollment season approaches in Clayton, North Carolina, residents often seek clarity on health plan options and subsidies. NC Farm Bureau Insurance assists local individuals and families by explaining available coverage plans and exploring ways to manage healthcare costs through network benefits. Their agents stay current on regional plan regulations to help compare policies for individual needs. The process typically begins with an initial review of current coverage and health priorities during a personal appointment.
The Gorman Group Insurance, LLC specializes in helping individuals and families navigate the complexities of health plan selection in Clayton, North Carolina. Its general services include comparing marketplace options, explaining coverage networks, and assisting with enrollment forms and claims questions. Each client receives guidance tailored to their medical needs and financial situation. The company also helps residents address immediate coverage needs following a job loss or during the year-end open enrollment period.
Jaime Oxendine - State Farm Insurance Agent, located in Clayton, NC, assists clients in distinguishing between one-time plan offerings and recurring coverage options. The agency focuses on health insurance plans that address ongoing medical needs while also providing term-based solutions for temporary gaps in coverage. Services are typically arranged on a scheduled or as-needed basis, depending on the specific policy requirements of each individual.
As the open enrollment period begins each year in Clayton, residents often seek clear guidance on their health coverage options. Southern Shield Insurance serves this need by offering personalized consultations for individual and family plans. Their agents analyze current medical needs and budget constraints to match clients with suitable policies from major carriers. All discussions remain focused on explaining benefits and out-of-pocket costs in straightforward terms. New clients are encouraged to schedule an initial face-to-face assessment of their household health insurance requirements to begin the process.
Clayton Insurance assists individuals and businesses in selecting health insurance plans that match their specific needs and financial circumstances. As a health insurance agent based in Clayton, North Carolina, the company specializes in guiding clients through the complexities of medical coverage options and enrollment processes. Services include comparing policies from various carriers, explaining deductibles and out-of-pocket costs, and supporting annual plan reviews. This agency serves commercial sectors such as offices, warehouses, and food service establishments by offering tailored group health solutions.
Family Insurance Agency in Clayton, NC provides residential health insurance coverage to individuals and families within the local community. The agency also offers commercial health insurance options for small businesses in the surrounding area, helping them navigate plan selections and enrollment. Services are readily available for clients across Clayton and nearby communities in Johnston County. The agency’s agents regularly follow up with policyholders between scheduled visits to answer questions and assist with any coverage adjustments as needed.
What Does a a Health Insurance Agent in Clayton Cost?
Health insurance agents in North Carolina generally do not charge consumers directly; they earn commissions from insurance carriers. For ACA plans, premiums vary widely based on age, income, and plan tier, with bronze plans often starting around $300 per month for a 40-year-old and silver plans averaging $400 to $600 per month. Medicare Supplement plans typically cost between $100 and $300 per month depending on the plan type and your age. This is general information and not insurance advice.
About health insurance agents in Clayton
Health insurance agents in Clayton, North Carolina help individuals and families find coverage that meets their needs and budget. North Carolina uses the federally facilitated Health Insurance Marketplace, so agents must be certified by the Centers for Medicare and Medicaid Services to sell ACA plans. Local agents can also guide you through Medicare options and short-term health plans available under state law.
Frequently Asked Questions
What is the open enrollment period for health insurance in North Carolina?
The open enrollment period for ACA plans in North Carolina typically runs from November 1 to January 15 each year. Outside this window, you may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage or moving.
Do health insurance agents in Clayton charge a fee for their services?
Most health insurance agents in North Carolina are paid by the insurance company through commissions, so they do not charge you a direct fee. Always confirm the payment structure with your agent before starting the process.
Can a health insurance agent help me with Medicare in Clayton?
Yes, many agents in Clayton are licensed to sell Medicare Advantage and Medicare Supplement plans. They can help you compare plans and understand the annual enrollment periods for Medicare, which run from October 15 to December 7 each year.