The top-rated health insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, OnPoint Insurance Services, Sarah Herlihy Agency - Nodak Insurance Company. This directory lists 14 health insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 4 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 5 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 6 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 7 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
| 8 | Heritage Insurance Services | 5650 34th Ave S Suite 200 | (701) 532-3131 |
| 9 | Farmers Union Insurance - Benefits Ahead Agency | 4141 38th St S ste c | (701) 364-3604 |
| 10 | Progressive | 3611 Lincoln St S Ste C | (701) 356-7001 |
Far North Insurance serves the Fargo, North Dakota metro area and surrounding Cass County as a health insurance agent. The firm assists individuals and groups in navigating the complexities of medical coverage, helping clients understand available policies and plan options. It works with major insurers to present a range of plans that fit different health needs and budgets. Annual enrollment guidance and assistance with plan changes throughout the year are specific services this local agency handles.
Grand Slam Insurance provides a range of health insurance agent services in Fargo, ND. It helps individuals and groups select and enroll in suitable health plans. The company also offers ongoing policy maintenance and annual review services to ensure coverage remains aligned with changing needs. Annual plan comparisons and claims assistance are included in its routine support. These services are available for single-family homes, apartments, retail businesses, and restaurants.
OnPoint Insurance Services in Fargo, ND, serves homeowners, families, and individuals seeking health insurance coverage. It helps clients navigate plan options for medical, dental, and vision needs, matching them with suitable policies from major carriers. The agency also assists small businesses in finding group health benefits for employees. Regular consultations ensure clients understand their deductibles and networks. OnPoint Insurance Services additionally covers the neighboring community of West Fargo.
Whether seeking a single policy consultation or establishing an ongoing coverage relationship, Sarah Herlihy Agency - Nodak Insurance Company assists clients in Fargo to navigate individual and family health plans. The agency explains the differences between short-term and long-term medical solutions. Guidance is provided on selecting suitable plan tiers and network options for comprehensive care. Service is offered on both a one-time and an as-needed basis, depending upon each client’s specific healthcare needs.
Dawson Insurance Agency serves Fargo, North Dakota, and the surrounding communities, handling health insurance needs for individuals and families. The agency offers policies that help clients manage medical costs and access necessary care. Its general approach to a typical job involves reviewing each client's personal health situation to identify suitable plan options from available providers, then guiding them through the enrollment process with clear explanations.
As Fargo residents face the switch from open enrollment to the annual reevaluation of their medical coverage, RJ Bailey Insurance Center assists clients in aligning plans with changing needs. This local agency specializes in health insurance, helping individuals and families navigate plan options available in North Dakota. Agents explain differences in deductibles, networks, and prescriptions to ensure clear choices. The process begins with a thorough review of the client’s current policy and medical usage. An initial assessment is then scheduled to identify the most suitable coverage.
Yahnke Insurance Agency in Fargo, ND, offers specialty services in health insurance plan selection and enrollment, guiding individuals and families through policy options. The agency also provides general insurance support, assisting with questions about coverage details, network changes, and claim procedures for local clients. It helps residents navigate specific seasonal concerns like annual open enrollment periods, ensuring timely adjustments to plans that accommodate shifts in income or medical needs during the changing calendar year.
Heritage Insurance Services serves the Fargo, North Dakota, metro area as a Health Insurance Agent. It assists individuals and families in selecting suitable health coverage plans from available insurance providers. The agency works to explain policy options, deductible structures, and network choices to help clients make informed decisions. It also handles enrollment and assists with questions about plan changes. Specific services include Medicare supplement plan guidance and individual health insurance plan selection.
Progressive provides ongoing, individualized health insurance agency services, with a specialty add-on focus on navigating complex plan renewals and subsidy applications for clients. Operating in and around the Fargo area, the team works to simplify policy comparisons for varied family needs. Their profile supports routine client eligibility checks as priorities shift. Account management handles standard enrollment, yet direct talks about copay structuring are typical for those with tight medical calendars. Available resources additionally cover independent contractors needing coverage for small offices, mid-sized warehouses, and local food service operations.
What Does a a Health Insurance Agent in Fargo Cost?
Health insurance agents in North Dakota are typically paid by insurance companies through commissions not by charging you a direct fee. Some independent agents may charge a consultation fee ranging from 50 to 200 dollars per session. Costs vary by case and depend on the type of plan and services needed. This is general information not insurance advice.
About health insurance agents in Fargo
Health insurance agents in Fargo North Dakota help individuals families and small businesses find suitable coverage. North Dakota law requires agents to be licensed by the state Insurance Department. Local agents understand the specific needs of Fargo residents including access to Sanford Health and Essentia Health networks.
Frequently Asked Questions
What is the open enrollment period for health insurance in North Dakota?
The federal open enrollment period for ACA plans typically runs from November 1 to January 15 each year. North Dakota uses the federal marketplace HealthCare.gov. A licensed agent can help you enroll during this window or find a qualifying life event for a special enrollment period.
Can a health insurance agent help me with Medicaid in North Dakota?
Yes many agents in Fargo can assist with Medicaid applications or direct you to the North Dakota Department of Human Services. North Dakota expanded Medicaid in 2013 covering adults with income up to 138 percent of the federal poverty level. An agent can explain eligibility and help you compare options.
What documents do I need to meet with a health insurance agent in Fargo?
Bring your photo ID Social Security number and current income information. If you have existing coverage bring your policy details and a list of medications. The agent will use this to compare plans and estimate costs accurately.
Health Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston