The top-rated health insurance agent in Grand Forks, North Dakota is Farmers Insurance - Don Zerr Agency, rated 4.8 stars across 44 reviews. Other highly rated options include Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl, Insure Forward. This directory lists 18 health insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 2 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 3 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 4 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 5 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 6 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
| 7 | Jeremy Fulton Agency Inc American Family Insurance | 1220 S Washington St | (701) 746-1919 |
| 8 | Tyler Nagel Agency LLC American Family Insurance | 2665 24th Ave S | (701) 775-4264 |
| 9 | Carlson Insurance Agency | 4200 James Ray Dr | (701) 360-1186 |
| 10 | Thompson-Schaefer Insurance Agency | 311 S 4th St #102 | (701) 775-4626 |
Farmers Insurance - Don Zerr Agency serves the Grand Forks, North Dakota, metro area and surrounding counties, offering health insurance agent services to individuals and families seeking coverage. The agency helps clients navigate plan options, including major medical policies and supplemental plans that address specific healthcare needs. It assists with enrollment and policy questions for local residents. Among the specific services it handles in this area are short-term health insurance and Medicare supplement plans.
Insurance Brokers of MN Inc serves homeowners, businesses, and property managers in Grand Forks, North Dakota, helping them navigate the area’s health insurance options. The agency works with individuals and groups to find plans that suit their needs, from major medical coverage to supplemental policies. It provides clear explanations of benefits and costs, assisting clients during open enrollment and qualifying life events. The agency also serves clients in the neighboring community of East Grand Forks, Minnesota, ensuring both sides of the Red River have access to its assistance.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl provides health insurance guidance and policy selection services for individuals and families in the Grand Forks area. The agency helps clients compare plan options, navigate enrollment periods, and manage ongoing coverage needs. Their service includes assistance with claims questions and plan renewals throughout the year. The company serves a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Serving clients in Grand Forks and its surrounding communities across northeastern North Dakota and northwestern Minnesota, Insure Forward handles individual health plans, group coverage for small businesses, and Medicare supplement policies. The agency works with multiple major carriers to provide affordable options for families and self-employed residents. For each client, Insure Forward begins with a thorough needs assessment, then compares available plans to match coverage with budget and health requirements.
In Grand Forks, ND, Vaaler Insurance, a Marsh & McLennan Agency LLC Company, assists clients by distinguishing between one-time policy enrollment assistance and ongoing coverage management. As a health insurance agent, the company helps individuals and small businesses navigate plan options, including updates during open enrollment. Service includes explaining policy terms and coordinating with carriers on claims or billing issues. Support is available on an as-needed basis, whether for a new policy quote, a coverage change, or a problem resolution.
Moen Insurance Services, LLC specializes in connecting individuals and families with individual health plans and group coverage options. It serves clients throughout Grand Forks, ND, guiding them through plan selection and enrollment. The company assists with understanding different policy structures and addressing routine healthcare needs. As open enrollment periods change or life events require new coverage, Moen Insurance Services also helps clients adjust their policies accordingly.
As the seasons shift in Grand Forks, many area residents begin reviewing their coverage needs for the coming year. Jeremy Fulton Agency Inc American Family Insurance responds by helping individuals and families navigate local health insurance options. The agency clarifies plan details, explaining coverage features and how various policies address common medical costs. Clients receive straightforward guidance on selecting an appropriate health plan for their specific care needs. Initial consultations typically begin with a thorough review of a client's current coverage and their anticipated healthcare requirements for the upcoming season.
Tyler Nagel Agency LLC American Family Insurance assists individuals and families in Grand Forks, ND, with their health coverage needs. This agency offers health insurance plans that help manage medical expenses and preventive care costs. It also provides supplemental policies designed to cover gaps in standard health plans, offering additional financial protection. The agency’s services are available to businesses operating in local offices, commercial warehouses, and food service establishments.
Carlson Insurance Agency serves residents of Grand Forks by helping them select health coverage that fits both medical needs and household budgets. The agency also assists local businesses with commercial health insurance plans for employees throughout the Grand Forks area. Working with multiple carriers, they present clear comparisons of deductibles, copays, and network options. Clients can rely on Carlson Insurance Agency for help understanding plan changes or resolving coverage questions that arise between regular annual enrollment visits and policy renewals.
Thompson-Schaefer Insurance Agency in Grand Forks, ND, is recognized for helping individuals and families find appropriate health coverage that fits their needs. The agency works to match clients with plans suited to their medical needs and budgets, drawing from available local and regional carriers. Services include guiding clients through open enrollment periods and explaining complex plan details clearly. The agency also provides assistance with Medicare supplement policies for eligible residents.
What Does a a Health Insurance Agent in Grand Forks Cost?
Health insurance agents in North Dakota typically earn commissions paid by insurance carriers not by clients directly. Commission rates vary by plan type and carrier but often range from 2 percent to 5 percent of the annual premium for individual plans. For Medicare plans agent compensation is set by federal guidelines and does not increase your premium. Some agents may charge a flat fee for services like plan comparison or claims help but this is less common. This is general information and not insurance advice.
About health insurance agents in Grand Forks
Health insurance agents in Grand Forks North Dakota help individuals families and small businesses find suitable health coverage. North Dakota law requires agents to be licensed by the North Dakota Insurance Department. Local agents understand the specific needs of Grand Forks residents including access to Altru Health System and Sanford Health networks.
Frequently Asked Questions
What does a health insurance agent in Grand Forks do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain policy details such as deductibles copays and out of pocket maximums. Agents also assist with annual renewals and special enrollment periods.
How do I verify a health insurance agent license in North Dakota?
You can verify an agent license through the North Dakota Insurance Department website. The department provides a search tool for agent license status and any disciplinary actions. Working with a licensed agent ensures compliance with North Dakota insurance regulations.
Are there special enrollment periods for health insurance in North Dakota?
Yes special enrollment periods apply after qualifying life events like marriage birth or loss of other coverage. North Dakota follows federal ACA rules for these events. You generally have 60 days from the event to enroll through an agent or the marketplace.
Health Insurance Agents in Other North Dakota Cities
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