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Find Health Insurance Agents Near You in Rapid City, SD

Browse health insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated health insurance agent in Rapid City, South Dakota is Scott Carlson - State Farm Insurance Agent, rated 5.0 stars across 172 reviews. Other highly rated options include South Dakota Senior Insurance Agency, Farmers Insurance - Dave Schmidt, Dakota NOMAD Health - Medicare Specialist. This directory lists 25 health insurance agents serving Rapid City.

Showing 25 health insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
2South Dakota Senior Insurance Agency2218 Jackson Blvd #3(605) 939-4825
3Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
4Dakota NOMAD Health - Medicare Specialist3024 Tower Rd(605) 519-5050
5Davis & Associates, LLC American Family Insurance900 Jackson Blvd(605) 343-5956
6HealthWise Medicare Insurance550 N 5th St(605) 721-9328
7AAA South Dakota Rapid City815 St Joseph St(605) 342-8482
8Herrmann Insurance Agencies821 Mt Rushmore Rd(605) 718-2200
9Black Hills Insurance Agency, Inc.820 St Joseph St(605) 342-5555
10Dakota Business Insurance Group3409 W Main St(605) 846-8111
SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Health Insurance Agent · Rapid City, SD

Scott Carlson - State Farm Insurance Agent serves the Rapid City, South Dakota, metro area, offering individual and family health insurance plans. Its agents help clients understand coverage options that meet medical needs and federal guidelines. The office assists with enrollment periods, plan comparisons, and claims questions. It provides Medicare supplement and short-term health insurance policies for local residents.

SD
2218 Jackson Blvd #3
South Dakota Senior Insurance Agency
Health Insurance Agent · Rapid City, SD

South Dakota Senior Insurance Agency, based in Rapid City, provides a full range of health insurance options for individuals. It assists clients in selecting suitable coverage plans and offers ongoing support to help manage policy renewals and address changing healthcare needs. The agency routinely reviews available plans to ensure members understand their benefits and costs. This dedicated service assists with claims navigation and plan adjustments throughout the year. It serves clients in various settings, including single-family homes, apartments, retail locations, and restaurants throughout the Rapid City area.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Health Insurance Agent · Rapid City, SD

Farmers Insurance - Dave Schmidt serves homeowners, businesses, and property managers in Rapid City, SD, offering health insurance agent services to help individuals and groups find suitable medical coverage. The agency assists clients in understanding plan options and navigating enrollment periods to meet their healthcare needs. Tailored consultations and policy comparisons are provided to ensure appropriate protection choices for each customer’s situation. This coverage also extends to neighboring communities throughout the Black Hills metropolitan area and Pennington County.

DN
3024 Tower Rd
Dakota NOMAD Health - Medicare Specialist
Health Insurance Agent · Rapid City, SD

Dakota NOMAD Health - Medicare Specialist serves clients in Rapid City and the surrounding Black Hills communities of western South Dakota. The agency handles Medicare plan options, including supplement and advantage policies, for those seeking coverage guidance. Each client’s eligibility and healthcare needs are evaluated to identify suitable plans. Typical work begins with a review of their current coverage and budget, leading to a comparison of available local Medicare products. The agent then presents clear recommendations based on that analysis to help the client make an informed decision.

DA
900 Jackson Blvd
Davis & Associates, LLC American Family Insurance
Health Insurance Agent · Rapid City, SD

Davis & Associates, LLC American Family Insurance in Rapid City, SD serves as a health insurance agent, distinguishing between one-time short-term plans and recurring annual enrollment periods. Coverage options focus on individual and family medical policies that meet common regional healthcare needs. Clients navigating open enrollment or qualifying life events select from available network-based plans. This service accommodates clients on a one-time, scheduled, or as-needed basis depending on the specific policy selection and life circumstance.

HM
550 N 5th St
HealthWise Medicare Insurance
Health Insurance Agent · Rapid City, SD

HealthWise Medicare Insurance helps individuals in Rapid City, SD, navigate health coverage options, with a particular focus on Medicare plans and supplemental policies. The agency provides personalized support to understand plan differences and enrollment periods. It also assists clients with comparing prescription drug coverage and out-of-pocket costs. Commercial services are available for offices, warehouses, and food service operations seeking group health insurance solutions.

AS
815 St Joseph St
AAA South Dakota Rapid City
Health Insurance Agent · Rapid City, SD

AAA South Dakota Rapid City specializes in helping individuals compare and select major medical plans and supplemental coverage. Serving Rapid City and the surrounding area, it guides clients through enrollment in individual plans, Medicare options, short-term policies, and group health insurance. The agency works with households and small business owners to evaluate network restrictions, deductibles, and out-of-pocket costs. During the annual Open Enrollment Period or after a qualifying life event, it assists clients with making timely coverage changes that suit their healthcare needs.

HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Health Insurance Agent · Rapid City, SD

As open enrollment season approaches in the Black Hills region, many individuals seek clear guidance on their coverage options. Herrmann Insurance Agencies in Rapid City, SD, provides local expertise as a health insurance agent, helping clients compare plans that fit their specific healthcare needs. Navigating deductibles and provider networks requires thorough explanation, and the agency offers personalized consultations to ensure understanding of policy details. An initial review of current coverage is arranged before any recommendations or plan comparisons begin.

BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Health Insurance Agent · Rapid City, SD

Black Hills Insurance Agency, Inc. in Rapid City, SD, is known for guiding individuals and families through the process of selecting medical coverage. Its service range includes comparisons of major medical plans and helping clients understand enrollment periods and subsidy options. The firm assists with plan changes during qualifying life events and explains the differences between HMO and PPO networks. It can also add on an assessment of supplemental Medicare plans to help fill coverage gaps left by original health insurance policies.

DB
3409 W Main St
Dakota Business Insurance Group
Health Insurance Agent · Rapid City, SD

Dakota Business Insurance Group in Rapid City helps residents find and maintain personal health insurance plans that match individual needs and budgets. The company also offers commercial health coverage to local businesses seeking employee benefits across the region. Their agents analyze options from major carriers available in South Dakota to ensure appropriate plan selection for each client. Service is ongoing, with agents providing necessary follow-up and assistance between annual enrollment periods to address changes in coverage or health needs.

GH
2127 Jackson Blvd
Gene Hufford Agency, Inc. American Family Insurance
Health Insurance Agent · Rapid City, SD
(605) 342-7757
amfam.com/agents/south-dakota/rapid-city/gene-hufford
PI
809 South St Suite 111
Parks Insurance West
Health Insurance Agent · Rapid City, SD
(605) 430-8877
parksinsurancewest.com
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Health Insurance Agent · Rapid City, SD
(605) 737-7865
acrisure.com
SF
805 5th St
Security First Insurance
Health Insurance Agent · Rapid City, SD
(605) 348-1750
security1stbank.com/insurance
WD
816 5th St
Western Dakota Insurors
Health Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Health Insurance Agent · Rapid City, SD
(605) 342-3585
AB
429 Kansas City St #6
American Benefits Agency.
Health Insurance Agent · Rapid City, SD
(605) 343-7870
americanbenefitsagency.net
CI
820 St Joseph St
Carver Insurance
Health Insurance Agent · Rapid City, SD
(605) 348-7410
carverinsurance.com/contact
BI
902 Main St Door A
Bickett Insurance Agency & Financial Solutions
Health Insurance Agent · Rapid City, SD
(605) 348-4612
agents.horacemann.com/RobBickett
LH
3820 Jackson Blvd Suite 1
Leavitt Heartland Insurance Services
Health Insurance Agent · Rapid City, SD
(605) 348-7788
leavitt.com/southdakota
AB
429 Kansas City St #6
American Benefits Agency: Ericks Chris
Health Insurance Agent · Rapid City, SD
(605) 343-7870
americanbenefitsagency.net
HI
2630 Jackson Blvd #202
HUB International
Health Insurance Agent · Rapid City, SD
(605) 348-9800
hubinternational.com/offices/us/south-dakota/rapid-city
BI
333 Omaha St Ste 5
BankWest Insurance
Health Insurance Agent · Rapid City, SD
(605) 399-4200
bankwest-sd.bank/locations/rapid-city-sd-insurance-agency
AG
1760 Centre St Suite C
The Assurance Group
Health Insurance Agent · Rapid City, SD
UH
2205 Janet St
United HealthCare in Rapid City
Health Insurance Agent · Rapid City, SD
(866) 227-0181
uhc.com

What Does a a Health Insurance Agent in Rapid City Cost?

Health insurance agent services in South Dakota are usually free to consumers because agents earn commissions from insurance carriers. Plan premiums vary widely: a typical individual ACA plan in Rapid City may range from 300 to 600 dollars per month before subsidies, while Medicare Supplement plans often range from 100 to 300 dollars per month. Costs depend on your age, income, and chosen plan type. This is general information and not insurance advice.

About health insurance agents in Rapid City

Health insurance agents in Rapid City, South Dakota help individuals and families find coverage through the federal marketplace, private insurers, and Medicare. South Dakota follows federal guidelines for the Affordable Care Act, and agents can assist with special enrollment periods and subsidy calculations. Local agents understand the unique needs of residents in Pennington County and the Black Hills region.

Frequently Asked Questions

What does a health insurance agent in Rapid City do?

A health insurance agent helps you compare plans from multiple carriers, explains coverage details, and assists with enrollment. They can also help you apply for premium tax credits and cost-sharing reductions if you qualify.

Is there a fee to use a health insurance agent in South Dakota?

In most cases, agents are paid by the insurance company, not by you. This means their services are typically free to you. However, some agents may charge a consultation fee for complex cases, so ask before you meet.

Can I enroll in a health plan outside the open enrollment period in South Dakota?

Yes, if you have a qualifying life event such as losing other coverage, getting married, or moving to Rapid City. You then have a 60-day special enrollment period to select a plan.

Health Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.