The top-rated health insurance agent in Watertown, South Dakota is Meyer Insurance, rated 4.9 stars across 370 reviews. Other highly rated options include Bill Speier - State Farm Insurance Agent, KRANZ INSURANCE - Watertown Insurance LLC, Wishard Insurance. This directory lists 20 health insurance agents serving Watertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meyer Insurance | 1933 Willow Creek Dr | (605) 753-5698 |
| 2 | Bill Speier - State Farm Insurance Agent | 314 4th St NE | (605) 882-4578 |
| 3 | KRANZ INSURANCE - Watertown Insurance LLC | 521 10th St NW | (605) 886-4200 |
| 4 | Wishard Insurance | 922 W Kemp Ave | (605) 882-5773 |
| 5 | Schulz Insurance | 24 N Broadway | (605) 886-1525 |
| 6 | Puthoff Insurance Agency-Watertown | 1608 9th Ave SW | (605) 886-9319 |
| 7 | Glacial Lakes Insurance Inc. | 1505 10th Ave SE #2 | (605) 956-3445 |
| 8 | Leavitt Heartland Insurance | 812 10th St SW | (605) 882-1688 |
| 9 | Heaton Insurance Agency | 804 2nd St SE | (605) 878-2111 |
| 10 | Acrisure Watertown, SD (Fischer Rounds & Associates) | 12 5th St NE | (605) 886-4361 |
Meyer Insurance serves the Watertown, South Dakota area as a health insurance agent. They assist individuals and families in navigating plan options for their medical coverage needs. This includes helping clients understand enrollment periods and evaluate different types of policies. The agency provides support in selecting plans that fit specific health requirements and budgets. Their services also extend to aiding local residents with Medicare supplement policies and short-term health insurance options.
Bill Speier - State Farm Insurance Agent in Watertown, SD provides a range of health insurance options designed to help individuals and families manage their medical coverage needs. Ongoing service includes annual policy reviews to adjust plans according to changes in health or budget. The agency supports clients through open enrollment periods and answers questions about deductibles and network providers. This service extends to protecting the health of those living in single-family homes, apartments, retail properties, and restaurants.
KRANZ INSURANCE - Watertown Insurance LLC serves homeowners, businesses, and property managers in the Watertown area with health insurance agent services. Clients can receive guidance on individual plans, small group coverage, and Medicare options to meet diverse healthcare needs. The agency provides local expertise and works to help customers understand their policies and compare available plans. It also offers services to residents of nearby communities, including those in Codington County.
Wishard Insurance serves Watertown, South Dakota, and the surrounding Codington County communities. As a local health insurance agent, it handles plan enrollment and policy management for individuals and families. The agency assists with navigating coverage options during open enrollment periods. It takes a consultative approach by first reviewing a client’s healthcare needs to identify suitable plans. For a typical job, the company processes applications, gathers required documentation, and verifies policy details with providers to ensure a smooth setup.
Schulz Insurance in Watertown, SD, understands the difference between health insurance as a one-time purchase for a short-term need and as a recurring service requiring ongoing adjustments. Their focus is on helping individuals and families select coverage that fits their medical needs and budget, then managing changes over time. Serving the local community, they provide options for individual plans, family policies, and small group coverage. Their service to clients is available on both a scheduled basis for annual renewals and an as-needed basis for life changes.
Puthoff Insurance Agency-Watertown offers individual and family health insurance plans, along with Medicare supplement and prescription drug coverage. Its services include reviewing policy options to help clients find suitable coverage for medical needs and budgets. The agency also guides people through the enrollment process and answers questions about plan benefits and deductibles. As open enrollment periods approach or when unexpected medical expenses arise, the agency helps clients reassess their current coverage to ensure they have adequate protection for their health care needs and financial circumstances.
As winter approaches in Watertown, SD, many residents begin reviewing their health coverage options before the annual enrollment period closes. Glacial Lakes Insurance Inc. serves as a health insurance agent, helping individuals and families navigate plan comparisons for the season ahead. They explain how different policies handle routine doctor visits, generic prescriptions, and emergency services within local provider networks. An initial consultation typically begins with a review of the client’s current coverage and anticipated healthcare needs for the coming calendar year.
Leavitt Heartland Insurance assists individuals and families with their coverage needs. The company specializes in connecting clients with health insurance agent services for their local market. Its focus includes finding appropriate plans from available providers. The agency works to explain policy options and enroll individuals during open enrollment periods. It can also consult on coverage changes. With a base in Watertown, SD, this agent serves the broader community. Clientele includes healthcare needs for office workers, warehouse employees, and food service professionals.
Heaton Insurance Agency serves residents of Watertown, SD, with personal health insurance plans designed to meet individual medical needs. The agency also provides commercial health coverage for local businesses seeking group policies for their employees. Service is offered throughout the Watertown area and surrounding communities in Codington County. Agents work with clients to explain different policy options and assist with enrollment during open enrollment periods. When policy questions or claims issues arise between annual visits, the agency follows up to help resolve those concerns for repeat service.
Acrisure Watertown, SD (Fischer Rounds & Associates) is known as a local health insurance agent serving the Watertown, SD area. The company helps individuals and families compare and enroll in health plans that suit their medical needs and budgets. It also assists small businesses in navigating group health coverage options available in the region. An additional service this agency can provide is guidance on Medicare supplement policies for clients approaching retirement age.
What Does a a Health Insurance Agent in Watertown Cost?
Health insurance agents in South Dakota are paid by commissions from insurance carriers, not directly by clients. These commissions are built into the plan premiums. Typical monthly premiums for individual ACA plans in Watertown range from 300 to 700 dollars depending on age, income, and plan tier. Medicare supplement plans may cost 100 to 300 dollars per month. Costs vary by case. This is general information, not insurance advice.
About health insurance agents in Watertown
Health insurance agents in Watertown, South Dakota help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. South Dakota law requires agents to be licensed by the state Division of Insurance. Local agents understand the specific needs of Codington County residents and can explain how state regulations affect plan choices.
Frequently Asked Questions
What does a health insurance agent in Watertown do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for subsidies through the South Dakota marketplace.
How do I choose a health insurance agent in Watertown?
Look for an agent licensed in South Dakota with experience in individual, family, or Medicare plans. You can verify an agents license on the South Dakota Division of Insurance website.
When can I enroll in health insurance in South Dakota?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. Special enrollment periods are available after qualifying life events like marriage or job loss.