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Compare health insurance agents in Watertown. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Watertown, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 health insurance agents in Watertown, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Union Insurance - Nichols Insurance Agency
814 10th St SW, Watertown, SD 57201
(605) 886-9683
Farm Bureau Financial Services: Dane Stahl
414 10th St NW, Watertown, SD 57201
(605) 954-7970
fbfs.com
Kinsman Agency Inc
401 7th Ave SE, Watertown, SD 57201
(605) 886-4911
kinsmaninsurance.com
Bramer Heather
510 Jenson Ave S SE, Watertown, SD 57201
(605) 884-4379
aflac.com
First MainStreet Insurance at Reliabank
1401 4th St NE, Watertown, SD 57201
(605) 886-5101
firstmainstreetatreliabank.com
Mark Weber Agency
214 9th Ave SE, Watertown, SD 57201
(320) 226-1146
Noem
320 1st Ave NE Suite 1, Watertown, SD 57201
(605) 878-3937
Health insurance agents in Watertown, South Dakota help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. South Dakota law requires agents to be licensed by the state Division of Insurance. Local agents understand the specific needs of Codington County residents and can explain how state regulations affect plan choices.
What Does a Health Insurance Agent in Watertown Cost?
Health insurance agents in South Dakota are paid by commissions from insurance carriers, not directly by clients. These commissions are built into the plan premiums. Typical monthly premiums for individual ACA plans in Watertown range from 300 to 700 dollars depending on age, income, and plan tier. Medicare supplement plans may cost 100 to 300 dollars per month. Costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Watertown do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for subsidies through the South Dakota marketplace.
How do I choose a health insurance agent in Watertown?
Look for an agent licensed in South Dakota with experience in individual, family, or Medicare plans. You can verify an agents license on the South Dakota Division of Insurance website.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Dakota.