The top-rated health insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 956 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Steinlage Insurance Agency of Charlottesville, Craddock Sirius Insurance. This directory lists 22 health insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Coradine - Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 2 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 3 | Steinlage Insurance Agency of Charlottesville | 1001 Research Park Boulevard Suite 1020 | (434) 602-9200 |
| 4 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 5 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 6 | Kristina Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 971-9966 |
| 7 | BOST Benefits office of Michelle & Corey Lawson | 901 Preston Ave STE 402 | (434) 296-9500 |
| 8 | Greg Bartleski - State Farm Insurance Agent | 2151 Richmond Rd #103 | (434) 977-0203 |
| 9 | Towe Insurance Service Inc. | 304 E Jefferson St | (434) 295-5191 |
| 10 | Insurance Doctor | 1980 Abbey Rd | (434) 218-1663 |
Miguel Coradine - Sirius Insurance provides a comprehensive range of health insurance plans to clients throughout the Charlottesville area. Its service offerings include assisting individuals and families with plan selection, enrollment, and explaining policy details for various coverage options. Ongoing support is available to help clients review their plans during open enrollment periods and address any claims questions that may arise. Policyholders can rely on dedicated guidance for navigating changes in their healthcare needs. This agency works with a diverse client base, including single-family homes, apartments, retail businesses, and restaurants.
Hunter Wyant - State Farm Insurance Agent serves Charlottesville, VA and the surrounding counties, offering health insurance guidance to local residents and small business owners. The agency helps clients navigate individual and family health plans, focusing on coverage options that align with their medical needs and budget requirements. Policyholders receive support in understanding plan benefits, deductibles, and network providers. The firm also assists with supplemental policies, including dental and vision insurance, to fill gaps in standard medical coverage.
Steinlage Insurance Agency of Charlottesville serves homeowners, families, and local professionals seeking health insurance coverage. The agency helps clients navigate individual plans, family policies, and short-term medical options available in the region. It also explains how Affordable Care Act plans work and assists with enrollment periods. Its services include comparing insurance carriers to find suitable coverage for different budgets and medical needs. The agency also provides coverage solutions for residents in nearby Albemarle County and the greater Charlottesville metro area.
Serving Charlottesville, Virginia, and the surrounding central Virginia communities, Craddock Sirius Insurance works as a health insurance agent, handling individual and family health plans as well as group coverage options. It assists clients in navigating plan selection during open enrollment and special enrollment periods. The company typically begins each client engagement with a personalized needs assessment, followed by a clear comparison of available plan benefits and network options to match coverage needs.
Mac Weems - State Farm Insurance Agent in Charlottesville, VA assists individuals with health insurance coverage, distinguishing between policies requiring ongoing monthly premiums for continuous protection and one-time plans for specific, temporary needs. As a local agent, the office simplifies complex health insurance options, guiding clients through enrollment, claim questions, and policy adjustments for individual or family coverage. Service appointments are available on a scheduled basis by appointment, with no walk-ins or as-need emergency consultations typically offered.
Kristina Wyant - State Farm Insurance Agent in Charlottesville, VA offers individual and group health insurance plans, focusing on policy selection that aligns with budget and coverage needs. The agency also assists with Medicare supplement options and short-term health policies, guiding clients through enrollment paperwork and plan comparisons. For local residents, this includes help navigating open enrollment periods when major coverage decisions and deadlines must be met to avoid gaps in care.
BOST Benefits office of Michelle & Corey Lawson provides health insurance agent services to individuals and groups in Charlottesville, Virginia. The company assists clients with navigating plan options, enrollments, and coverage questions throughout the year. Their work includes explaining policy details and helping clients match plans to their healthcare needs and budgets. These services can be tailored for commercial sectors, including offices, warehouses, and food service operations.
As the seasons shift in Charlottesville, many residents reassess their coverage needs to match changing health care expenses. Greg Bartleski - State Farm Insurance Agent helps individuals and families navigate health insurance options that align with their circumstances and budgets. They review policy details to ensure clients understand their deductibles and network choices. This local agent provides guidance for selecting plans during open enrollment periods or when life events create a special enrollment window. An initial assessment of current coverage and health care needs begins the process of finding a suitable plan.
Towe Insurance Service Inc. serves homeowners and renters in the Charlottesville area with residential health coverage. The company also arranges commercial health plans for local businesses and groups throughout the surrounding region. Their agents work one-on-one to review individual policy needs, comparing plan options from multiple carriers to find a suitable fit. Between regular visits, clients can contact the office to adjust an existing policy, ask billing questions, or update a plan after a life change requiring new coverage.
Insurance Doctor serves the Charlottesville, Virginia metro area as a local Health Insurance Agent. The company helps individuals and families navigate the complexities of their health coverage options. It offers guidance on selecting appropriate plans that meet varying medical needs and budgets. The firm also assists with understanding policy terms and enrollment procedures required during open enrollment periods. It regularly handles applications for individual marketplace plans and short-term health insurance policies in this region.
What Does a a Health Insurance Agent in Charlottesville Cost?
Health insurance agents in Virginia typically do not charge consumers a fee for their services. Instead, they receive commissions from insurance carriers, which are built into the plan premiums. For individual plans, monthly premiums in the Charlottesville area can range from around 300 to 800 dollars for a mid-level silver plan before subsidies, depending on age and income. For Medicare plans, agents may offer free assistance, but some specialized services like short-term health plans might involve a small fee. This is general information and not insurance advice.
About health insurance agents in Charlottesville
Health insurance agents in Charlottesville, Virginia help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. Virginia has its own state-based exchange, called Marketplace Virginia, which operates under specific enrollment rules and deadlines. Agents in Charlottesville can guide you through these local options and ensure you meet Virginia residency requirements for subsidies.
Frequently Asked Questions
What does a health insurance agent in Charlottesville do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage that fits your needs. They are licensed in Virginia and can assist with ACA marketplace plans, Medicare Advantage, and supplemental policies. Agents do not charge you directly; they are paid by the insurance companies.
When can I enroll in health insurance in Virginia?
The annual Open Enrollment Period for ACA plans in Virginia typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you experience a life event like losing other coverage, moving, or having a baby. Virginia also offers a special enrollment period for low-income individuals through its state-based exchange.
Do I need a Virginia-licensed agent for marketplace plans?
Yes, only agents licensed by the Virginia Bureau of Insurance can sell ACA marketplace plans in the state. Licensed agents have completed Virginia-specific training and can help you verify eligibility for subsidies. You can check an agents license on the Virginia State Corporation Commission website.
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