The top-rated health insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 540 reviews. Other highly rated options include Central Park Insurance, Farmers Insurance: Steele Insurance Agency, Buster Nelson - State Farm Insurance Agent. This directory lists 26 health insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 2 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 3 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 4 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd ste d | (540) 898-4911 |
| 5 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 6 | Cliff Galyen - State Farm Insurance Agent | 4534 Plank Rd Suite A | (540) 786-6100 |
| 7 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 8 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
| 9 | The Insurance Marshall | 1810 Stafford Ave | (540) 370-0104 |
| 10 | Patriot Family Financial | 5110 Southpoint Pkwy | (540) 380-8292 |
Insurance Piggy Bank serves the Fredericksburg, VA area as a health insurance agent. The company provides assistance to individuals and families seeking to understand their medical coverage options. Agents help clients navigate plan selections, including major medical policies and supplemental coverage. They also guide customers through the enrollment process for various insurance carriers. Specific services handled in this region include ACA marketplace plan comparisons and Medicare supplement policy evaluations.
Central Park Insurance provides comprehensive health insurance agency services to clients throughout the Fredericksburg, VA, area. Its offerings include individual and family health plans, as well as group policies for local businesses. The agency assists clients with plan selection, enrollment, and ongoing support for claims and coverage questions. Policy maintenance and annual review updates are standard parts of its service. The company serves a variety of residential and commercial properties, including single-family homes, apartments, retail stores, and restaurants.
Farmers Insurance: Steele Insurance Agency serves homeowners, local business owners, and individual health plan seekers in the Fredericksburg, Virginia area. It offers health insurance agent services focused on helping clients select individual and family medical plans from available carriers. The agency assists with understanding policy options, deductibles, and network choices to match coverage needs. It also serves residents seeking short-term health solutions or dental and vision add-ons. Beyond Fredericksburg, the agency provides its health insurance guidance to customers in nearby Spotsylvania County as well.
Serving Fredericksburg, Virginia, and the surrounding communities, Buster Nelson - State Farm Insurance Agent handles a range of health insurance needs. The company assists individuals and families with plan selection and coverage details. Each client’s medical history and lifestyle are reviewed to find appropriate policies. To complete a typical job, the agent compares available options and explains costs and benefits in clear terms.
Anthony Bowie at Comparion Insurance Agency in Fredericksburg, VA, provides specialty services in navigating health insurance plan options, including individual coverage and family policies. The agency works with clients to review local network choices and policy details for both new enrollments and renewals. It assists with explaining the differences between plan types, cost-sharing structures, and prescription drug benefits relevant to the region. This support is particularly valuable during the annual open enrollment period, when residents must select or adjust their coverage before deadlines.
Cliff Galyen - State Farm Insurance Agent in Fredericksburg, VA, distinguishes between one-time needs and recurring protection when helping clients select health coverage. The office guides individuals and families through plan options that address routine medical care and major unexpected expenses. As a local health insurance agent, the business assists with understanding policy structures, network requirements, and enrollment periods to match each client's situation. Service appointments are available on an as-needed basis, allowing customers to request assistance when reviewing plans, changing coverage, or during open enrollment periods.
As the open enrollment season approaches in Fredericksburg, residents often seek guidance through complex health insurance options. Lewis Insurance Associates focuses on matching individuals and families with plans that suit their specific medical and financial needs. The agency works directly with major carriers to compare coverage, deductibles, and provider networks. An initial consultation with this local agent typically includes a review of the client’s current prescriptions and preferred doctors before any specific policy is recommended.
Insurance Doctor is known for helping Fredericksburg residents navigate the complexities of the health insurance marketplace. The agency serves individuals and families, working closely with clients to review available plans and match coverage to specific health needs and budgets. It assists with plan applications, enrollment periods, and routine policy questions throughout the year. The company can add on Medicare supplement plan consultations to its standard services.
The Insurance Marshall assists clients in Fredericksburg, VA, with navigating the health insurance marketplace. This agency specializes in connecting individuals with medical coverage plans tailored to their specific healthcare needs and financial situations. By evaluating available options, they help customers find suitable policies ranging from basic preventative care to comprehensive major medical packages. Their services also address insurance needs for local commercial operations, providing guidance on group health benefits for office environments, industrial warehouses, and food service establishments.
Patriot Family Financial serves residents of Fredericksburg, Virginia, helping individuals select health insurance plans that meet their medical needs and budget. The company also assists local small businesses in finding commercial group coverage for their employees. Their service area encompasses the greater Fredericksburg region and surrounding communities. By clarifying policy details during enrollment and assisting with claims questions, the agency maintains ongoing client relationships that make follow-up service smooth and efficient between regular annual visits.
What Does a a Health Insurance Agent in Fredericksburg Cost?
Health insurance agent services in Virginia are generally free to consumers because agents earn commissions from insurance carriers. Plan premiums vary widely based on age income and coverage level. For an ACA plan in the Fredericksburg area a 40-year-old might pay between 300 and 600 per month before subsidies. Subsidies can lower that cost significantly for eligible individuals. This is general information and does not constitute insurance advice.
About health insurance agents in Fredericksburg
Health insurance agents in Fredericksburg Virginia help individuals families and small businesses find coverage that meets their needs and budget. Virginia has its own health insurance marketplace called the Virginia Health Benefit Exchange which agents can guide you through. Local agents understand the specific network options available in the Fredericksburg area including providers at Mary Washington Healthcare.
Frequently Asked Questions
What does a health insurance agent in Fredericksburg do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain Virginia-specific rules like the state individual mandate and open enrollment periods. Agents also assist with subsidies and special enrollment qualifying events.
Do I have to pay a health insurance agent in Virginia?
In most cases you do not pay the agent directly. Health insurance agents in Virginia are typically compensated by the insurance company through commissions built into the plan premium. This means their services are free to you at the point of enrollment.
When can I enroll in health insurance in Virginia?
Open enrollment for ACA plans in Virginia usually runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like losing other coverage moving or having a baby. Virginia also has a state-based special enrollment for low-income residents.
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