The top-rated health insurance agent in Hurricane, West Virginia is Christian Brand - State Farm Insurance Agent, rated 5.0 stars across 401 reviews. Other highly rated options include Morris Insurance Services, Caldwell Insurance Agency, John Bumgarner - State Farm Insurance Agent. This directory lists 22 health insurance agents serving Hurricane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Brand - State Farm Insurance Agent | 3853 Teays Valley Road | (304) 760-5001 |
| 2 | Morris Insurance Services | 3353 Teays Valley Road | (304) 757-5477 |
| 3 | Caldwell Insurance Agency | 3744 Teays Valley Road Suite 101 | (681) 265-3735 |
| 4 | John Bumgarner - State Farm Insurance Agent | 3550 Teays Valley Road Suite 1 | (304) 562-9000 |
| 5 | Henderson Insurance Inc | 3275 Teays Valley Road | (304) 562-9681 |
| 6 | Tom Moore - State Farm Insurance Agent | 3745 Teays Valley Road | (304) 757-7711 |
| 7 | Kirtley Insurance Services | 111 County Rd 19 Ste C | (304) 562-9226 |
| 8 | Brightway Insurance, The Mays Agency | 600 Prestige Park Dr Ste B1 Ofc 4 | (304) 814-2509 |
| 9 | Comparion Insurance Agency | 3955 Teays Valley Road | (304) 757-4220 |
| 10 | Kathleen Roebuck Insurance Agency | 3761 Teays Valley Road suite e | (304) 720-8405 |
Christian Brand - State Farm Insurance Agent serves the Hurricane, West Virginia area and surrounding communities as a local health insurance agent. The agency helps individuals and families navigate their coverage options with clarity and personal attention. It assists clients in comparing different health insurance plans to find suitable choices for medical care needs. In this area, the agency specifically handles the enrollment process for individual health plans and can also advise on supplemental coverage for hospital stays.
Morris Insurance Services in Hurricane, WV, provides a comprehensive range of health insurance agent services designed to help individuals and families select suitable coverage plans. These services include guiding clients through plan options and enrollment, followed by ongoing policy maintenance and plan reviews to adapt to changing healthcare needs. The company also offers periodic check-ins to ensure beneficiaries understand their benefits and any updates to their policies. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Caldwell Insurance Agency assists clients with understanding and selecting individual and group health plans, specializing in additional coverage options such as dental, vision, and short-term medical policies. The agency serves residents of Hurricane, West Virginia, and the surrounding area, helping them navigate plan benefits and enrollment periods. It offers services for employees in commercial sectors including professional offices, warehouses, and food service establishments, tailoring coverage options to meet diverse workplace needs.
Serving homeowners, renters, and small business owners in Hurricane, West Virginia, John Bumgarner - State Farm Insurance Agent provides health insurance guidance to help individuals find suitable coverage. This agency works with clients to review policy options, answering questions about plan details and enrollment periods. It also assists with auto and life insurance needs while focusing on personalized service for residents of the surrounding Putnam County region, including communities such as Teays Valley and Scott Depot.
Serving West Virginia’s Hurricane area and the surrounding Kanawha Valley communities, Henderson Insurance Inc helps individuals and families navigate health insurance agent needs such as plan comparisons, enrollment periods, and ongoing policy management. It works to match clients with suitable medical coverage options. A typical job begins with a thorough review of the client’s specific healthcare requirements and budget, then proceeds with presenting available plans before guiding them through the final selection process.
Tom Moore - State Farm Insurance Agent in Hurricane, WV, helps clients compare one-time health plan purchases with ongoing coverage options that renew annually. Services include explaining the differences between short-term medical policies and long-term individual health insurance plans that comply with federal requirements. The agent assists area residents with understanding deductibles, copayments, and out-of-network benefits during consultations. Business typically operates on an as-needed basis, with clients scheduling appointments when they experience life changes or require annual enrollment assistance.
Kirtley Insurance Services specializes in navigating health insurance options, focusing on plans that balance coverage with affordability for individuals and families in Hurricane, WV. The agency assists clients with enrolling in federal marketplaces, evaluating supplemental policies, and understanding the specific regulations that affect local healthcare access. It guides customers through annual open enrollment periods and addresses qualifying life events that permit special enrollment. The agency also helps clients find suitable coverage before the end-of-year deadlines, ensuring they meet requirements to avoid tax penalties.
Brightway Insurance, The Mays Agency assists clients in Hurricane, West Virginia, with navigating health insurance plans and their enrollment requirements. The agency focuses on helping individuals and families find coverage that matches their medical needs and financial situations. Health insurance agents here consult on plan options, deductibles, and network choices. The team can serve various commercial sectors, including local offices, warehouses, and food service businesses seeking employee health benefits.
Residents of Hurricane, West Virginia, often seek guidance when annual enrollment periods or unexpected life changes create the need for updated health coverage. Comparion Insurance Agency helps local clients review standard plan options for individual, family, or small-business needs in the area. Their agents provide clear explanations of available deductibles, networks, and preventive care benefits for the coming year. New clients complete a brief initial assessment of their medical usage and budget to identify suitable plan types for further comparison.
What Does a a Health Insurance Agent in Hurricane Cost?
Health insurance agents in West Virginia generally do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers, which are included in your monthly premium. Plan costs vary widely based on your age, income, and coverage level. For example, a Bronze plan may have lower monthly premiums but higher deductibles, while a Gold plan may have higher premiums but lower out-of-pocket costs. This is general information and not insurance advice.
About health insurance agents in Hurricane
Health insurance agents in Hurricane, West Virginia help individuals and families find coverage that meets their needs and budget. These agents are licensed by the West Virginia Offices of the Insurance Commissioner and can assist with plans from the federal Health Insurance Marketplace as well as private insurers. Local agents understand the specific healthcare needs of Putnam County residents and can guide you through enrollment periods and subsidy options.
Frequently Asked Questions
What does a health insurance agent in Hurricane do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can also help you apply for premium tax credits and cost-sharing reductions if you qualify.
Do I need to pay a fee to use a health insurance agent in West Virginia?
Most health insurance agents in West Virginia are paid by the insurance companies, not by you. Their commission is built into the plan premium, so you typically pay no additional fee for their services.
When can I enroll in a health plan through an agent in Hurricane?
You can enroll during the annual Open Enrollment Period, which usually runs from November 1 to January 15. You may also qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage, moving, or having a baby.
Health Insurance Agents in Other West Virginia Cities
Barboursville · Beckley · Bridgeport · Charleston · Clarksburg · Fairmont · Huntington · Martinsburg · Morgantown · Parkersburg · Princeton · St Albans · Vienna · Wheeling