The top-rated health insurance agent in Martinsburg, West Virginia is Kay Lewis - State Farm Insurance Agent, rated 4.8 stars across 197 reviews. Other highly rated options include Advocate Insurance Group, Quad State Insurance Agency, Goosehead Insurance-Eckenrode Insurance Agency. This directory lists 19 health insurance agents serving Martinsburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kay Lewis - State Farm Insurance Agent | 1885 Edwin Miller Blvd | (304) 263-0882 |
| 2 | Advocate Insurance Group | 111 S Queen St | (304) 596-2429 |
| 3 | Quad State Insurance Agency | 25 Administrative Drive | (304) 596-9399 |
| 4 | Goosehead Insurance-Eckenrode Insurance Agency | 519 Winchester Ave | (304) 267-2100 |
| 5 | Smallwood & Small Insurance | 1250 Edwin Miller Blvd Suite 301 | (304) 263-3361 |
| 6 | Dawn Newland - State Farm Insurance Agent | 1664 Winchester Ave Suite 4 | (304) 267-2919 |
| 7 | Eric Gates - State Farm Insurance Agent | 1802 W King St | (304) 262-0300 |
| 8 | Arndt-McBee Insurance Agency | 253 Aikens Center Suite 2 | (304) 263-6906 |
| 9 | Fargo Insurance Group | 500 Williamsport Pike | (304) 267-4915 |
| 10 | Goosehead Insurance - Cody Eckenrode | 519 Winchester Ave | (304) 267-2100 |
Kay Lewis - State Farm Insurance Agent serves the Martinsburg, WV area as a health insurance agent. The agency offers guidance on selecting health plans that meet individual and family needs. It assists clients with enrolling in coverage during open enrollment periods and special qualifying life events. Policy management support includes answering questions about claim processes and network access. The agent also provides information on short-term health policies and dental insurance options for local residents.
Advocate Insurance Group offers a full range of health insurance brokerage services, including plan enrollment and annual policy reviews for individuals and employers. They provide ongoing account maintenance, assisting clients with claims questions and coverage adjustments throughout the year. In Martinsburg, WV, they help navigate both private and marketplace plan options. Their client base includes single-family homeowners, apartment residents, retail shop operators, and local restaurant owners seeking group or individual coverage.
Quad State Insurance Agency serves Martinsburg, West Virginia, and the surrounding communities in the eastern panhandle. It handles individual and family health insurance plans, helping clients navigate open enrollment periods and plan comparisons. The agency also assists with Medicare supplement options for eligible residents. It typically reviews each client’s current coverage and health needs, then presents a short list of relevant policies for consideration.
Goosehead Insurance-Eckenrode Insurance Agency in Martinsburg, WV, provides health insurance agents who assist clients with plan selection, distinguishing between one-time enrollment consultations and ongoing policy management services. Coverage offerings generally include individual and family plans that help address medical expenses, as well as supplemental options that can fill gaps in primary insurance. Agents guide customers through open enrollment periods and life changes that qualify for special enrollment. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s specific situation and annual renewal requirements.
As the winter open enrollment period ends and Martinsburg residents review their coverage, Smallwood & Small Insurance offers help navigating health insurance agent services. This local agency assists individuals and families in finding plans that match their medical needs and budget. Whether clients require assistance with understanding policy details or comparing available options, the company provides straightforward guidance. An initial consultation allows prospective clients to discuss their health care situation and begin the plan inspection step.
As a health insurance agent, this Martinsburg, WV office specializes in helping individuals and families select individual and family medical plans. The agency also assists clients with understanding Medicare supplement options and navigating enrollment periods. It works directly with customers to compare coverage details and explain how different plans function with local healthcare providers. Before each enrollment deadline, the agency helps local residents review their current coverage to avoid any lapse in protection during a major life change.
Eric Gates in Martinsburg, WV provides health insurance services for both residential and commercial clients throughout the greater Martinsburg area. As a local agent, he helps individuals and families find individual health plans suited to their needs. Small business owners in the region can also work with him to explore group coverage options for employees. After policies are in place, he remains available for follow-up questions and plan reviews between regular visits or during open enrollment periods.
Arndt-McBee Insurance Agency in Martinsburg, WV, is recognized for guiding local individuals and families through their health insurance choices. The agency provides access to a range of medical plans suitable for different needs and budgets, from major medical policies to supplemental coverage. Its agents assist clients with understanding plan benefits and comparing options during open enrollment or qualifying life events. The agency’s work also helps residents navigate how to balance monthly premiums with out-of-pocket costs. A specialty service this office can include is assisting with short-term health insurance plans.
Fargo Insurance Group assists clients in navigating the health insurance market to find suitable coverage options. As a local agency in Martinsburg, WV, it works with individuals and businesses to explain plan features and enrollment procedures. The agency represents multiple carriers, allowing comparisons of various policy types. It can provide guidance on health plans for commercial settings, including offices, warehouses, and food service operations.
Goosehead Insurance - Cody Eckenrode, serving Martinsburg, West Virginia, assists clients in distinguishing between individual health plans for one-time coverage needs and ongoing group policies that require annual renewal and maintenance. Its agents evaluate local plan options to align coverage with medical budgets and provider networks. Service appointments are available on a scheduled basis for plan enrollment, for one-time consultations, or as needed for policy changes throughout the year.
What Does a a Health Insurance Agent in Martinsburg Cost?
Health insurance agents in West Virginia typically do not charge you directly. They receive commissions from insurance carriers, which are built into the plan premiums. For ACA plans, average monthly premiums in West Virginia range from about $400 to $700 for an individual, depending on age and income. Medicare plan costs vary widely. This is general information, not insurance advice.
About health insurance agents in Martinsburg
A health insurance agent in Martinsburg, West Virginia can help you compare plans from major carriers like CareFirst and Highmark. Agents licensed in West Virginia must follow state regulations, including the West Virginia Insurance Code. They assist with Open Enrollment, Special Enrollment periods, and Medicare options for Berkeley County residents.
Frequently Asked Questions
What does a health insurance agent in Martinsburg do?
A health insurance agent helps you find and enroll in individual, family, or group health plans. They explain plan benefits, costs, and network options. Agents in West Virginia must be licensed by the West Virginia Offices of the Insurance Commissioner.
Is there a cost to use a health insurance agent in West Virginia?
In most cases, health insurance agents are paid by the insurance company, not by you. This means their services are free to you. However, some agents may charge a fee for certain services, so ask before working with them.
Can a health insurance agent help with Medicare in Martinsburg?
Yes, many agents specialize in Medicare Advantage, Medicare Supplement, and Part D drug plans. They can help you compare plans available in Berkeley County. Agents must follow Medicare marketing guidelines set by the Centers for Medicare and Medicaid Services.
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