The top-rated home insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 19 home insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Eric Strobel - State Farm Insurance Agent | 233 N Alarcon St | (928) 778-0560 |
| 6 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 7 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 8 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 9 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 10 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
Angela Smith at Comparion Insurance Agency serves the Prescott, Arizona area as a home insurance agent, helping local homeowners find policies that protect their properties and personal belongings. The agency assists residents in navigating the coverage options available for homes in the region, from standard homeowners insurance to more specific protections. Working within the Prescott metro, this independent agency handles a range of needs including policies for single-family homes, condominiums, and rental properties, addressing the unique risks of the area.
Shepherd Insurance, formerly Lori Sell Insurance, offers a complete range of home insurance services to Prescott property owners. It assists clients in selecting appropriate coverage for dwelling protection, personal belongings, and liability risks. The agency also provides guidance on updating or reviewing existing policies to ensure adequate protection as needs change. Maintenance or service plans are not applicable to its agency model, as policies are typically reviewed periodically rather than on a scheduled plan. Shepherd Insurance serves owners of single-family homes, apartments, retail spaces, and restaurants.
Tracy Murr, a local home insurance agent in Prescott, Arizona, assists homeowners, property managers, and small business owners with customizing their protection. The office focuses on explaining policy options for dwelling coverage, liability, and personal property. Clients in Prescott benefit from straightforward guidance on risk management and financial security for their real estate investments. The agency also extends its home insurance services to neighboring communities in the Prescott Valley metro area, helping residents there safeguard their properties from local weather risks.
Lucas Flood Agency serves Prescott, Arizona, and the surrounding communities of the Quad Cities area with home insurance options. The agency handles coverage for homeowners, including policies for dwelling protection, personal property, and liability. Standard offerings address risks common to the region, such as wildfire and monsoon damage. For each client, the agency discusses specific property details and coverage needs to recommend a tailored policy. The general approach involves reviewing a home’s characteristics and the client’s financial situation to structure appropriate protection.
Home insurance coverage can be arranged as either a one-time policy or as an ongoing, renewed service. In Prescott, AZ, a home insurance agent helps property owners select policies that cover their dwelling, personal belongings, and liability protection against common risks. Eric Strobel - State Farm Insurance Agent provides guidance in choosing the appropriate level of coverage for local homes. Service runs on a scheduled basis, typically with annual policy renewals and periodic reviews to adjust coverage as needed.
Moll Insurance Agency Inc. specializes in helping homeowners in Prescott, Arizona, craft tailored property coverage plans that protect against common regional risks. It also assists clients with general home insurance needs, clarifying policy details and guiding them through the application process. Whether a client is buying a first home or adjusting existing coverage, the agency addresses local concerns such as protecting against damage from monsoon storms or potential wildfires during the dry season.
As the summer monsoon season approaches in Prescott, homeowners often seek coverage that addresses potential storm damage and fire risks in the high desert terrain. Trailstone Insurance Independent Agency - Phone and Online Only provides home insurance policies tailored to these local needs, offering guidance on dwelling protection and personal property coverage. Operating exclusively by phone and online, the agency eliminates the need for an in-person visit during the initial assessment. They typically begin by reviewing a homeowner’s property details and answering questions before proceeding with a thorough inspection or inventory step.
Daniel Martinez - Goosehead Insurance provides residential home insurance services to property owners in the Prescott, AZ area, along with commercial coverage options for local businesses. As a dedicated home insurance agent, the company focuses on helping clients select appropriate policies to protect their homes and assets. The agent offers personalized advice during initial consultations and ensures clients understand their policy details. After a policy is in place, the company remains available for follow-up inquiries and adjustments between regular renewal visits.
Brian Creuz - GEICO Insurance Agent in Prescott, AZ provides residential property coverage that safeguards homeowners against common perils like fire, theft, and storm damage. The agency offers specialized add-ons such as identity theft protection and water backup coverage for peace of mind. With a focus on tailoring policies to individual needs, the office helps clients assess deductibles and liability limits. Commercial sectors served include small offices, local warehouses, and food service establishments requiring property and general liability insurance.
Dennis Burks - State Farm Insurance Agent in Prescott, AZ, is known for providing home insurance policies that protect residential properties from common regional risks like wildfire and hail damage. The agency serves local homeowners by evaluating individual coverage needs and offering tailored dwelling and liability protection. Clients can also add a personal articles floater for high-value items such as jewelry, fine art, or collectibles.
What Does a a Home Insurance Agent in Prescott Cost?
Home insurance in Arizona typically costs between 800 and 2,500 dollars per year for a standard policy, depending on the homes value, location, and coverage limits. In Prescott, premiums may be higher for homes in wildfire-prone areas. Costs also vary based on the age of the home, roof condition, and claims history. This is general information and not insurance advice.
About home insurance agents in Prescott
Home insurance agents in Prescott help you find coverage that meets Arizona requirements and protects against common local risks like wildfire and monsoon damage. Arizona law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options for replacement cost and personal liability.
Frequently Asked Questions
What does a home insurance agent in Prescott do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles, coverage limits, and exclusions specific to Arizona. Agents also assist with filing claims after events like wildfire or hail damage.
Do I need home insurance in Prescott Arizona?
Arizona state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even if you own your home free and clear, insurance is recommended to cover fire, theft, and liability risks common in Prescott.
How do I choose a home insurance agent in Prescott?
Look for an agent licensed in Arizona with experience insuring homes in Yavapai County. Ask about their knowledge of wildfire zones and monsoon season risks. You can verify an agents license through the Arizona Department of Insurance website.
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