ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsArizona › Surprise

Find Home Insurance Agents Near You in Surprise, AZ

Browse home insurance agents serving Surprise, Arizona. Updated 2026-07-14.

The top-rated home insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 538 reviews. Other highly rated options include Oasis Insurance, Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff. This directory lists 22 home insurance agents serving Surprise.

Showing 22 home insurance agents in Surprise, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1William Kohl - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 546-1124
2Oasis Insurance12751 W Bell Rd Suite 129(623) 435-4082
3Lisa RO Ross - State Farm Insurance Agent14827 W Bell Rd Ste 101(623) 974-2600
4American Insurance Benefits - Andy Orlikoff14955 W Bell Rd #8031(623) 742-3878
5Michele Fanelli - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 584-2885
6InsuranceBeacon.com15270 W Brookside Ln Ste 125(623) 584-0071
7Guillermo Morales - State Farm Insurance Agent14763 Cactus Rd #108(623) 594-2845
8Moore Insurance Agency15282 W Brookside Ln(623) 556-1576
9Giles & Iten Insurance11503 W Bell Rd Suite C(623) 201-8570
10The LaChance Insurance Agency14245 W Grand Ave Ste 3(623) 400-9800
WK
18789 N Reems Rd Ste 200
William Kohl - State Farm Insurance Agent
Home Insurance Agent · Surprise, AZ

William Kohl - State Farm Insurance Agent serves the Surprise, Arizona area and surrounding Maricopa County communities as a local home insurance agent. The agency provides standard homeowners policies that cover the dwelling, other structures, and personal property. It also offers liability protection and additional living expense coverage in case of a covered loss. Beyond basic home insurance, the office handles customized endorsements for valuables or water backup damage and can assist Surprise residents with bundling their home and auto policies for simplicity.

OI
12751 W Bell Rd Suite 129
Oasis Insurance
Home Insurance Agent · Surprise, AZ

Oasis Insurance provides coverage consultations, policy renewals, and claims assistance for homeowners in Surprise, Arizona. It offers standard maintenance guidance, including recommendations for seasonal property inspections, roof upkeep, and plumbing checks. The agent regularly reviews coverage limits to align with current home values, ensuring adequate protection against common desert climate risks such as sun damage or monsoon storms. Oasis Insurance services single-family homes, rental apartments, and retail properties, as well as restaurants.

LR
14827 W Bell Rd Ste 101
Lisa RO Ross - State Farm Insurance Agent
Home Insurance Agent · Surprise, AZ

Homeowners, renters, and property managers in Surprise, Arizona turn to Lisa RO Ross - State Farm Insurance Agent for home insurance policies that provide financial protection against common perils such as fire, theft, and weather-related damage. The agency helps clients evaluate dwelling coverage and liability options to suit individual property needs and budgets. Its services extend to residents and property owners in the adjacent community of Sun City West as part of the broader Phoenix metro area coverage.

AI
14955 W Bell Rd #8031
American Insurance Benefits - Andy Orlikoff
Home Insurance Agent · Surprise, AZ

Serving home and property owners in Surprise, AZ, and the surrounding West Valley communities, American Insurance Benefits - Andy Orlikoff offers homeowners insurance policies that protect against common perils such as fire, theft, and severe weather damage. The agency assists clients in selecting appropriate coverage levels and deductible options for their individual needs. To handle a typical job, the agent first reviews the property’s specific risks and then presents policy comparisons to match those exposures with suitable protection.

MF
18789 N Reems Rd Ste 200
Michele Fanelli - State Farm Insurance Agent
Home Insurance Agent · Surprise, AZ

For homeowners, a one-time policy purchase provides essential protection, while periodic reviews adjust coverage as the property ages or contents change. Michele Fanelli, as a State Farm Insurance Agent in Surprise, AZ, evaluates dwelling, personal property, and liability needs to craft a fitting plan. This coverage addresses local weather risks and potential theft. Service is available on an as-needed basis, allowing clients to request policy updates or consultations whenever their situation requires it.

IC
15270 W Brookside Ln Ste 125
InsuranceBeacon.com
Home Insurance Agent · Surprise, AZ

Offering comprehensive home insurance services tailored to protecting single-family residences and personal property, InsuranceBeacon.com serves homeowners in Surprise, AZ. Its general work includes helping clients evaluate dwelling coverage limits, liability protection, and additional endorsements for valuables. The agency assists in reviewing policy details to ensure structures and contents are adequately covered against common local risks. During the intense monsoon season, InsuranceBeacon.com proactively helps homeowners assess policy provisions for wind and hail damage, addressing vulnerabilities specific to desert properties before storms arrive.

GM
14763 Cactus Rd #108
Guillermo Morales - State Farm Insurance Agent
Home Insurance Agent · Surprise, AZ

After monsoon storms or unexpected summer hail in Surprise, locals often seek prompt help with their homeowners coverage. Guillermo Morales - State Farm Insurance Agent provides personal assistance in reviewing policies for such Arizona weather events. They explain how deductibles apply and help homeowners understand dwelling protection versus personal property limits. The same team also assists with bundling auto policies for potential savings. An initial property inspection is typically scheduled to verify the home’s condition and identify any specific coverage needs before a final policy is issued.

MI
15282 W Brookside Ln
Moore Insurance Agency
Home Insurance Agent · Surprise, AZ

Moore Insurance Agency in Surprise, AZ helps homeowners protect their property and personal liability through standard policies. It can also arrange additional coverages such as flood, earthquake, or valuable items riders. The agency works with various property types, extending its service to commercial sectors that include offices, warehouses, and food service establishments, ensuring these businesses also have appropriate insurance solutions.

GI
11503 W Bell Rd Suite C
Giles & Iten Insurance
Home Insurance Agent · Surprise, AZ

Giles & Iten Insurance provides residential home insurance coverage for property owners in Surprise, Arizona, helping clients select policies that protect their dwellings and personal belongings. The agency also offers commercial coverage for local businesses and extends its services throughout the greater Surprise area. Regular follow-up visits allow policyholders to review and adjust their home insurance as their needs evolve, ensuring continued appropriate coverage between routine check-ins.

LI
14245 W Grand Ave Ste 3
The LaChance Insurance Agency
Home Insurance Agent · Surprise, AZ

The LaChance Insurance Agency is a home insurance agent in Surprise, Arizona, recognized for helping residents protect their personal property against common local risks. Agents work with clients to explain standard policy options that cover dwellings, personal belongings, and liability. They review the specific needs of individual homeowners or renters, comparing coverage levels from multiple carriers to find a suitable fit. Policy discussions include policy deductibles, dwelling limits, and protection for detached structures. A specialty service for this agency is arranging separate coverage for high-value personal articles.

FI
12301 W Bell Rd # A104
Farmers Insurance - Paul Petersen
Home Insurance Agent · Surprise, AZ
(602) 726-3804
agents.farmers.com/az/surprise/paul-petersen
RE
12213 W Bell Rd Suite 212
Raymond E Grim Agency LLC American Family Insurance
Home Insurance Agent · Surprise, AZ
(623) 876-1793
amfam.com/agents/arizona/surprise/raymond-grim
AI
14843 W Bell Rd Ste 101
Allstate Insurance: Benjamin Farwell
Home Insurance Agent · Surprise, AZ
(623) 584-1735
agents.allstate.com/benjamin-farwell-surprise-az.html
BJ
12689 W Bell Rd
Bill Johnson Jr - State Farm Insurance Agent
Home Insurance Agent · Surprise, AZ
(623) 583-8836
billjohnsoninsurance.com
SI
16991 W Waddell Rd
Sands Insurance Agency: Allstate Insurance
Home Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-1426958.html
FI
16630 W Greenway Rd Ste 324
Farmers Insurance - Mary Hofstetter
Home Insurance Agent · Surprise, AZ
(623) 444-5776
agents.farmers.com/az/surprise/mary-hofstetter
SI
13474 N Autoshow Ave
Sands Insurance Agency: Allstate Insurance
Home Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-3344527.html
SI
15495 N Reems Rd
Surprise insurance agency
Home Insurance Agent · Surprise, AZ
(520) 497-5756
rochellefanner1945.wixsite.com/surprise-insurance-a
LI
12211 W Bell Rd
Legacy Insurance Group, LLC
Home Insurance Agent · Surprise, AZ
(623) 248-7951
lig.agency
FI
16920 W Bell Rd Ste 102
Farmers Insurance - Jon Lance Clements
Home Insurance Agent · Surprise, AZ
(623) 582-2552
agents.farmers.com/az/surprise/jon-lance-clements
AI
16551 N Dysart Rd #104b
Arcadian Insurance Agency Of Arizona LLC
Home Insurance Agent · Surprise, AZ
(623) 455-4148
arcadianins.com
II
11325 W Bell Rd ste 250
Integra Insurance Group
Home Insurance Agent · Surprise, AZ
(623) 322-5955
iigroupinc.com

What Does a a Home Insurance Agent in Surprise Cost?

Typical home insurance in Arizona costs between 800 and 1500 dollars per year for a standard policy. Factors like home value coverage amount and deductible affect the price. Surprise residents may pay more for wind or hail coverage. This is general information and not insurance advice.

About home insurance agents in Surprise

Home insurance agents in Surprise Arizona help you find coverage for your property and belongings. Arizona law does not require home insurance but mortgage lenders typically do. Agents can explain how local risks like monsoon storms and wildfire affect your policy options.

Frequently Asked Questions

What does a home insurance agent in Surprise do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.

Do I need home insurance in Arizona?

Arizona state law does not require home insurance. However most mortgage lenders require it to protect their investment. Even without a loan insurance protects your home from fire theft and liability.

What factors affect home insurance cost in Surprise Arizona?

Costs depend on your homes age location construction type and claims history. Proximity to fire stations and flood zones also matters. Arizona does not regulate rates so premiums vary by company.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.