The top-rated home insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 538 reviews. Other highly rated options include Oasis Insurance, Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff. This directory lists 22 home insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Kohl - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 546-1124 |
| 2 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 3 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 4 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 5 | Michele Fanelli - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 584-2885 |
| 6 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 7 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 8 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 9 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 10 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
William Kohl - State Farm Insurance Agent serves the Surprise, Arizona area and surrounding Maricopa County communities as a local home insurance agent. The agency provides standard homeowners policies that cover the dwelling, other structures, and personal property. It also offers liability protection and additional living expense coverage in case of a covered loss. Beyond basic home insurance, the office handles customized endorsements for valuables or water backup damage and can assist Surprise residents with bundling their home and auto policies for simplicity.
Oasis Insurance provides coverage consultations, policy renewals, and claims assistance for homeowners in Surprise, Arizona. It offers standard maintenance guidance, including recommendations for seasonal property inspections, roof upkeep, and plumbing checks. The agent regularly reviews coverage limits to align with current home values, ensuring adequate protection against common desert climate risks such as sun damage or monsoon storms. Oasis Insurance services single-family homes, rental apartments, and retail properties, as well as restaurants.
Homeowners, renters, and property managers in Surprise, Arizona turn to Lisa RO Ross - State Farm Insurance Agent for home insurance policies that provide financial protection against common perils such as fire, theft, and weather-related damage. The agency helps clients evaluate dwelling coverage and liability options to suit individual property needs and budgets. Its services extend to residents and property owners in the adjacent community of Sun City West as part of the broader Phoenix metro area coverage.
Serving home and property owners in Surprise, AZ, and the surrounding West Valley communities, American Insurance Benefits - Andy Orlikoff offers homeowners insurance policies that protect against common perils such as fire, theft, and severe weather damage. The agency assists clients in selecting appropriate coverage levels and deductible options for their individual needs. To handle a typical job, the agent first reviews the property’s specific risks and then presents policy comparisons to match those exposures with suitable protection.
For homeowners, a one-time policy purchase provides essential protection, while periodic reviews adjust coverage as the property ages or contents change. Michele Fanelli, as a State Farm Insurance Agent in Surprise, AZ, evaluates dwelling, personal property, and liability needs to craft a fitting plan. This coverage addresses local weather risks and potential theft. Service is available on an as-needed basis, allowing clients to request policy updates or consultations whenever their situation requires it.
Offering comprehensive home insurance services tailored to protecting single-family residences and personal property, InsuranceBeacon.com serves homeowners in Surprise, AZ. Its general work includes helping clients evaluate dwelling coverage limits, liability protection, and additional endorsements for valuables. The agency assists in reviewing policy details to ensure structures and contents are adequately covered against common local risks. During the intense monsoon season, InsuranceBeacon.com proactively helps homeowners assess policy provisions for wind and hail damage, addressing vulnerabilities specific to desert properties before storms arrive.
After monsoon storms or unexpected summer hail in Surprise, locals often seek prompt help with their homeowners coverage. Guillermo Morales - State Farm Insurance Agent provides personal assistance in reviewing policies for such Arizona weather events. They explain how deductibles apply and help homeowners understand dwelling protection versus personal property limits. The same team also assists with bundling auto policies for potential savings. An initial property inspection is typically scheduled to verify the home’s condition and identify any specific coverage needs before a final policy is issued.
Moore Insurance Agency in Surprise, AZ helps homeowners protect their property and personal liability through standard policies. It can also arrange additional coverages such as flood, earthquake, or valuable items riders. The agency works with various property types, extending its service to commercial sectors that include offices, warehouses, and food service establishments, ensuring these businesses also have appropriate insurance solutions.
Giles & Iten Insurance provides residential home insurance coverage for property owners in Surprise, Arizona, helping clients select policies that protect their dwellings and personal belongings. The agency also offers commercial coverage for local businesses and extends its services throughout the greater Surprise area. Regular follow-up visits allow policyholders to review and adjust their home insurance as their needs evolve, ensuring continued appropriate coverage between routine check-ins.
The LaChance Insurance Agency is a home insurance agent in Surprise, Arizona, recognized for helping residents protect their personal property against common local risks. Agents work with clients to explain standard policy options that cover dwellings, personal belongings, and liability. They review the specific needs of individual homeowners or renters, comparing coverage levels from multiple carriers to find a suitable fit. Policy discussions include policy deductibles, dwelling limits, and protection for detached structures. A specialty service for this agency is arranging separate coverage for high-value personal articles.
What Does a a Home Insurance Agent in Surprise Cost?
Typical home insurance in Arizona costs between 800 and 1500 dollars per year for a standard policy. Factors like home value coverage amount and deductible affect the price. Surprise residents may pay more for wind or hail coverage. This is general information and not insurance advice.
About home insurance agents in Surprise
Home insurance agents in Surprise Arizona help you find coverage for your property and belongings. Arizona law does not require home insurance but mortgage lenders typically do. Agents can explain how local risks like monsoon storms and wildfire affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Surprise do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.
Do I need home insurance in Arizona?
Arizona state law does not require home insurance. However most mortgage lenders require it to protect their investment. Even without a loan insurance protects your home from fire theft and liability.
What factors affect home insurance cost in Surprise Arizona?
Costs depend on your homes age location construction type and claims history. Proximity to fire stations and flood zones also matters. Arizona does not regulate rates so premiums vary by company.
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