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Find Home Insurance Agents Near You in Apple Valley, CA

Browse home insurance agents serving Apple Valley, California. Updated 2026-07-14.

The top-rated home insurance agent in Apple Valley, California is AAA Apple Valley Insurance and Member Services, rated 4.3 stars across 744 reviews. Other highly rated options include Massey Insurance Services, Farmers Insurance - Andrea Rivera, Farmers Insurance - Burke Myers. This directory lists 16 home insurance agents serving Apple Valley.

Showing 16 home insurance agents in Apple Valley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Apple Valley Insurance and Member Services19201 Bear Valley Rd Ste C(760) 247-4110
2Massey Insurance Services16000 Apple Valley Rd Suite C2(760) 843-1938
3Farmers Insurance - Andrea Rivera21580 Bear Valley Rd Ste B2-6(760) 646-9284
4Farmers Insurance - Burke Myers19341 Bear Valley Rd #205(760) 247-1000
5Apple Valley Medicare & Financial Services21735 CA-18(760) 247-7990
6Wolken Insurance Services16472 Kalo Rd(760) 900-6668
7Les Palcsik Insurance Agency LLC - Farmers Insurance19031 Outer Hwy 18 S Ste 270(909) 478-3347
8KPIA - Kennedy Professional Insurance Agency19167 Outer Hwy 18 S #1(760) 242-2345
9Richard Gonzalez: Allstate Insurance17844 CA-18(760) 242-4992
10Guy Burnett - State Farm Insurance Agent16048 Tuscola Rd Ste 2(760) 961-2000
AA
19201 Bear Valley Rd Ste C
AAA Apple Valley Insurance and Member Services
Home Insurance Agent · Apple Valley, CA

AAA Apple Valley Insurance and Member Services serves Apple Valley and the surrounding San Bernardino County area as a home insurance agent. It helps local homeowners secure property coverage for single-family homes and condominiums. The agency guides clients through policy options for dwelling protection, personal liability, and contents coverage. For claims support and risk assessment, it works alongside major carriers serving this region. The office handles policy adjustments for renovations, bundled discounts, and high-value home insurance needs.

MI
16000 Apple Valley Rd Suite C2
Massey Insurance Services
Home Insurance Agent · Apple Valley, CA

Massey Insurance Services in Apple Valley, CA, offers a full range of home insurance policies designed to protect residential properties from common risks such as fire, theft, and weather damage. It guides clients through coverage options and policy adjustments as needs change over time. The agency provides ongoing support for claims processing and policy renewals to maintain continuous protection for homeowners. Its services cover single-family homes, apartments, retail, and restaurants.

FI
21580 Bear Valley Rd Ste B2-6
Farmers Insurance - Andrea Rivera
Home Insurance Agent · Apple Valley, CA

Homeowners, renters, and landlords in Apple Valley call on Farmers Insurance - Andrea Rivera for home insurance tailored to local needs. The agency helps clients choose policies that cover dwellings, personal property, and liability, explaining coverage options in clear terms. It also assists with bundling home and auto policies for convenience. Beyond Apple Valley, the agency serves residents across the Victor Valley metro area, including neighboring communities like Hesperia and Victorville.

FI
19341 Bear Valley Rd #205
Farmers Insurance - Burke Myers
Home Insurance Agent · Apple Valley, CA

Farmers Insurance - Burke Myers serves the Apple Valley, California area and its surrounding communities, handling home insurance policies for local homeowners. It works with clients to tailor coverage that addresses the specific fire, wind, and liability risks common in the high-desert region. The agency offers protection for the dwelling, other structures, personal property, and additional living expenses. For a typical policy setup, it conducts a personal review of the property's value and local hazards to recommend appropriate limits and deductibles.

AV
21735 CA-18
Apple Valley Medicare & Financial Services
Home Insurance Agent · Apple Valley, CA

When selecting a home insurance agent, clients choose between purchasing a one-time policy for immediate coverage or arranging recurring service for ongoing annual renewal management. Apple Valley Medicare and Financial Services, an independent agency in Apple Valley, CA, helps homeowners compare policies from multiple carriers to match dwelling coverage, liability protection, and contents insurance. They assist with customizing deductibles and endorsements based on the property's specific risks in the high desert region. Their service runs on an as-needed basis, offering support for new policies or annual re-evaluations.

WI
16472 Kalo Rd
Wolken Insurance Services
Home Insurance Agent · Apple Valley, CA

Wolken Insurance Services offers homeowners, renters, and landlord policies tailored to properties in Apple Valley, California. It also handles comprehensive coverage for personal liability, detached structures, and contents protection. The agency works closely with local residents to secure policies that match their specific housing needs and budgets. For those living in high-risk wildfire zones, it helps assess policy options and ensures adequate protection during the dry, windy summer months.

LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC - Farmers Insurance
Home Insurance Agent · Apple Valley, CA

As the dry, hot Santa Ana winds sweep across Apple Valley every autumn, homeowners begin checking their coverage against fire and wind damage. Les Palcsik Insurance Agency LLC - Farmers Insurance provides home insurance policies that help protect properties from these seasonal threats. The agency explains coverage options for typical High Desert homes, including older houses with unique structural needs. An agent reviews current policy limits for dwelling and personal property before touring the home to document existing conditions and identify potential liability hazards noted during the initial walkthrough.

KK
19167 Outer Hwy 18 S #1
KPIA - Kennedy Professional Insurance Agency
Home Insurance Agent · Apple Valley, CA

KPIA - Kennedy Professional Insurance Agency in Apple Valley, CA, is known for tailoring residential coverage to local housing styles and weather risks. Its services include standard homeowners policies as well as liability and property protection for homeowners in the High Desert region. The agency helps clients select appropriate deductibles and ensures coverage meets lender requirements during a purchase or refinance. It also offers a specialty add-on for earthquake or wildfire damage protection not found in basic plans.

RG
17844 CA-18
Richard Gonzalez: Allstate Insurance
Home Insurance Agent · Apple Valley, CA

Richard Gonzalez: Allstate Insurance provides personal and commercial home insurance solutions to residents and business owners in Apple Valley, California. A standard homeowner policy protects the dwelling and personal property from common perils, and optional flood or earthquake coverage can be added for enhanced protection. Clients can also bundle auto and life policies to simplify their coverage. The agency serves both residential customers and commercial sectors, including offices, warehouses, and food service operations.

GB
16048 Tuscola Rd Ste 2
Guy Burnett - State Farm Insurance Agent
Home Insurance Agent · Apple Valley, CA

Guy Burnett - State Farm Insurance Agent provides residential home insurance services for properties in Apple Valley, California. Commercial coverage is also available for local business properties throughout the surrounding area. Each policy is tailored to protect against common regional risks like fire and weather damage. The agent offers clear consultations to help clients understand their coverage needs and claims procedures. Follow-up appointments ensure that policy details remain accurate between regular visits, supporting long-term protection and peace of mind.

LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC
Home Insurance Agent · Apple Valley, CA
(760) 684-8019
lespalcsikinsurance.com
VI
22617 CA-18
Vineyard Insurance Services
Home Insurance Agent · Apple Valley, CA
(760) 248-6506
vineyardinsuranceservices.com
DM
16048 Tuscola Rd #1
DJ Mathews - State Farm Insurance Agent
Home Insurance Agent · Apple Valley, CA
(760) 247-8848
go2dj.com
GI
20786 Bear Valley Rd Unit B
Guardado Insurance Services: Allstate Insurance
Home Insurance Agent · Apple Valley, CA
(760) 240-5900
agents.allstate.com/guardado-insurance-services-apple-valley-ca.html
FI
17993 CA-18 Ste 2
Farmers Insurance - Marybel Rubio
Home Insurance Agent · Apple Valley, CA
(760) 242-9131
agents.farmers.com/ca/apple-valley/marybel-rubio
FI
19031 Outer Hwy 18 S Ste 270
Farmers Insurance - Leslie Palcsik
Home Insurance Agent · Apple Valley, CA
(909) 478-3346
agents.farmers.com/ca/san-bernardino/leslie-palcsik

What Does a a Home Insurance Agent in Apple Valley Cost?

The average cost of home insurance in California is about 1200 to 2000 dollars per year for a standard policy but rates vary widely. In Apple Valley factors like home age construction type and proximity to brush can increase premiums. High risk areas may see annual costs above 3000 dollars for full coverage. This is general information not insurance advice.

About home insurance agents in Apple Valley

Home insurance agents in Apple Valley California help homeowners find coverage that meets state requirements and local risks. California law mandates that insurers offer a minimum of 15 days notice before non-renewal of a policy. Agents can explain how to bundle earthquake or wildfire endorsements for added protection in the High Desert region.

Frequently Asked Questions

What does a home insurance agent in Apple Valley do?

A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain California specific rules like the FAIR Plan for high risk areas. They also assist with claims and policy changes after you buy a home.

Do I need special coverage for wildfire in Apple Valley?

Yes many homes in Apple Valley are in high fire hazard severity zones. Standard policies cover fire but you may need additional endorsements for debris removal or extended replacement cost. California law requires insurers to offer a 30 day grace period for late payments after a declared disaster.

How do I choose a home insurance agent in California?

Look for an agent licensed by the California Department of Insurance. Ask about their experience with local carriers and their knowledge of state regulations like Proposition 103 which controls rate changes. Verify they offer policies that meet your lender requirements and personal needs.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.