ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › Bakersfield

Find Home Insurance Agents Near You in Bakersfield, CA

Browse home insurance agents serving Bakersfield, California. Updated 2026-07-14.

The top-rated home insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 866 reviews. Other highly rated options include Elizabeth Cardenas - State Farm Insurance Agent, Adriana's Insurance Services, Johnny Williamson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Bakersfield.

Showing 20 home insurance agents in Bakersfield, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance5021 Stockdale Hwy(661) 282-1855
2Elizabeth Cardenas - State Farm Insurance Agent5201 California Ave Suite 230(661) 327-0838
3Adriana's Insurance Services3900 Niles St suite 103(661) 246-4470
4Johnny Williamson - State Farm Insurance Agent915 17th St(661) 324-8700
5Acceptance Insurance3512 Ming Ave Ste A(661) 430-2008
6Omni Safe Insurance Bakersfield3401 Pacheco Rd suite i(661) 381-2200
7Farmers Insurance - Marcy Parmley3616 Coffee Rd B(661) 587-4554
8Saber Insurance Agency8120 Rosedale Hwy Suite 100(661) 365-0100
9InsureOne Insurance2100 F St(661) 430-2004
10OLIVER INSURANCE AGENCY LLC6300 White Ln suite a(661) 836-6525
FI
5021 Stockdale Hwy
Freeway Insurance
Home Insurance Agent · Bakersfield, CA

Freeway Insurance works with homeowners to secure property coverage tailored to individual needs and local risks in Bakersfield, California. The company can provide specialty add-ons such as protection for valuable personal belongings or additional liability coverage. Their team assists with policy reviews to help ensure adequate protection against common regional concerns like fire or flood. Commercial sectors served include offices, warehouses, and food service establishments seeking appropriate business property insurance.

EC
5201 California Ave Suite 230
Elizabeth Cardenas - State Farm Insurance Agent
Home Insurance Agent · Bakersfield, CA

Elizabeth Cardenas - State Farm Insurance Agent serves Bakersfield, California, with home insurance policies designed to protect local homeowners. The agency helps residents customize coverage for their property, including the dwelling and personal belongings, against common regional risks. Adjustments can be made to address liability protection needs or additional living expenses during a covered loss. The office in this area specifically handles standard homeowners insurance and also offers tailored renters insurance for those leasing homes in the community.

AS
3900 Niles St suite 103
Adriana's Insurance Services
Home Insurance Agent · Bakersfield, CA

Adriana's Insurance Services offers residential home insurance coverage to clients throughout the Bakersfield, California area. The agency also provides commercial policies tailored for local businesses, ensuring broad service across the region. Homeowners seeking standard protection or specialized plans can receive personalized guidance from the experienced team. The agency’s ongoing support includes policy reviews and adjustments during regular interaction, ensuring coverage remains appropriate between scheduled visits.

JW
915 17th St
Johnny Williamson - State Farm Insurance Agent
Home Insurance Agent · Bakersfield, CA

Johnny Williamson - State Farm Insurance Agent in Bakersfield, California, is recognized for providing homeowners with tailored coverage options designed to protect residential property and personal assets. The agency offers a full range of insurance products for local homeowners, including liability and dwelling protection. Such policies help safeguard against common perils like fire, theft, and weather-related damage common to the region. As a specialty service, the agent can add an endorsement for earthquake coverage to existing policies.

AI
3512 Ming Ave Ste A
Acceptance Insurance
Home Insurance Agent · Bakersfield, CA

Acceptance Insurance serves the Bakersfield, California, metro area and surrounding Kern County, offering home insurance agent services. As a local agency, it helps homeowners find policies that protect their property and belongings from common perils like fire, theft, and weather damage. The agency works with multiple insurers to provide coverage options tailored to different housing needs and budgets. It handles annual policy reviews and claims assistance for clients in this region.

OS
3401 Pacheco Rd suite i
Omni Safe Insurance Bakersfield
Home Insurance Agent · Bakersfield, CA

Omni Safe Insurance Bakersfield provides a full range of home insurance services, including coverage for property damage, personal liability, and additional living expenses. Its service plans help clients assess their risks and adjust coverage limits over time. The agency works to protect against common local perils such as fire and wind damage. It services various property types, including single-family homes, apartment buildings, retail locations, and restaurants.

FI
3616 Coffee Rd B
Farmers Insurance - Marcy Parmley
Home Insurance Agent · Bakersfield, CA

Farmers Insurance - Marcy Parmley serves homeowners, landlords, and property managers in the Bakersfield area, offering home insurance policies that protect dwellings, personal belongings, and liability. The agency works with clients to explain coverage for common regional risks, such as earthquakes and fire damage. Additional policy options may cover valuable items like jewelry or electronics. Marcy Parmley also extends services to residents in nearby Oildale, providing local support for protecting homes and properties across this portion of Kern County.

SI
8120 Rosedale Hwy Suite 100
Saber Insurance Agency
Home Insurance Agent · Bakersfield, CA

For homeowners in Bakersfield, CA, Saber Insurance Agency provides guidance on both one-time policy selections and ongoing coverage adjustments as needs change. The agency helps tailor protection for dwellings, personal property, and liability, ensuring safeguards align with local risks like earthquakes or wildfires. Service runs on an as-needed basis, allowing clients to request policy updates or new applications whenever their circumstances require attention.

II
2100 F St
InsureOne Insurance
Home Insurance Agent · Bakersfield, CA
OI
6300 White Ln suite a
OLIVER INSURANCE AGENCY LLC
Home Insurance Agent · Bakersfield, CA

Oliver Insurance Agency LLC specializes in tailoring home insurance policies to protect single-family residences and rental properties in Bakersfield. It also provides comprehensive coverage for personal liability, dwelling protection, and personal property loss. The agency helps local homeowners navigate the unique risks of California's Central Valley, including safeguard options against damage from the region's periodic extreme heat events or the occasional sudden flash floods during the winter storm season.

NI
525 H St
NavSav Insurance - Bakersfield
Home Insurance Agent · Bakersfield, CA
(661) 322-1888
navsav.com/bakersfield
OI
2508 Niles St
Oliver Insurance Agency LLC
Home Insurance Agent · Bakersfield, CA
(661) 363-8078
oliverinsuranceagencyllc.com
OF
400 H St
Omega Financial & Insurance Services Inc
Home Insurance Agent · Bakersfield, CA
(661) 326-6870
quoteomega.com
FR
1701 G St
Fallgatter Rhodes Insurance Services
Home Insurance Agent · Bakersfield, CA
(661) 324-2424
frins.com
CC
111 H St
Crosby and Crosby Insurance Services
Home Insurance Agent · Bakersfield, CA
(661) 327-5531
CB
1800 19th St #108
Clifford & Bradford Insurance Agency
Home Insurance Agent · Bakersfield, CA
(661) 283-8100
cliffordandbradford.com
BI
8200 Stockdale Hwy Ste. M-10
Bakersfield Insurance Agency
Home Insurance Agent · Bakersfield, CA
(661) 206-2011
bakersfieldinsuranceagency.com
6I
120 H St
661 INSURANCE AGENCY
Home Insurance Agent · Bakersfield, CA
(661) 362-8520
661insurance.com
SI
7702 Meany Ave Ste 102
Stockdale Insurance Agency Inc.
Home Insurance Agent · Bakersfield, CA
(661) 327-3321
stockdaleinsurance.com
HI
4939 Calloway Dr #104
Hay Insurance Agency
Home Insurance Agent · Bakersfield, CA
(661) 829-8933
hayins.com

What Does a a Home Insurance Agent in Bakersfield Cost?

Home insurance costs in Bakersfield vary based on your homes age location and coverage level. Average annual premiums in California range from 1,200 to 2,500 dollars for standard policies. Earthquake insurance adds extra cost typically 800 to 3,000 dollars per year depending on your homes structure and risk. This is general information not insurance advice.

About home insurance agents in Bakersfield

Home insurance agents in Bakersfield help you find coverage that meets California state requirements and protects your property. Local agents understand risks specific to Kern County such as wildfire zones and seismic activity. They can explain policy options including dwelling coverage personal liability and additional living expenses.

Frequently Asked Questions

What does a home insurance agent in Bakersfield do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain California-specific rules such as the requirement for insurers to offer earthquake coverage. Agents also assist with claims and policy updates.

Do I need earthquake insurance in Bakersfield California?

Earthquake insurance is not required by California law but is recommended because Bakersfield is in a seismic zone. Standard home policies exclude earthquake damage. The California Earthquake Authority offers policies that agents can help you purchase.

How can I find a home insurance agent in Bakersfield?

You can search online directories or ask for referrals from neighbors and real estate agents. Verify the agent is licensed through the California Department of Insurance website. Many agents offer free quotes and consultations.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.