The top-rated home insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include North American Underwriters, Bankers Life, Progressive Insurance - Claims Office. This directory lists 16 home insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 248 Main St | (860) 404-2952 |
| 2 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 3 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 4 | Progressive Insurance - Claims Office | 30 Batterson Park Rd Suite 200 | (800) 776-4737 |
| 5 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 6 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
| 7 | The Beam Agency, LLC | 10 Forest Park Dr #1-RR | (860) 672-1733 |
| 8 | Gustafson Agencies Inc | 790 Farmington Ave | (860) 677-0202 |
| 9 | Farmers Insurance - Jamie Leggett | 504 Main St Ste 209 | (860) 248-4200 |
| 10 | Farmington an Aon Company | 30 Waterside Dr # 527 | (860) 674-0501 |
Josh Zelem - State Farm Insurance Agent in Farmington, Connecticut, is known for providing home insurance tailored to protect local residences. The agency works with homeowners to select coverage that safeguards properties against common regional risks like storms and liability claims. Services include evaluating dwelling coverage limits, personal property protection, and loss of use benefits. Policyholders receive guidance on deductibles and endorsements to create a suitable plan. Additional specialty options are available, such as adding a scheduled personal property rider for valuable items like jewelry or electronics.
North American Underwriters serves the Farmington, Connecticut area as a provider of home insurance agent services. The company helps clients secure policies that protect residential properties against common perils like fire, theft, and weather damage. It assists homeowners in navigating coverage options tailored to their individual property needs. Local homeowners often rely on the firm for guidance on dwelling protection and personal liability coverage within the Hartford County region.
Bankers Life serves Farmington, Connecticut, and the surrounding Hartford County area as a provider of home insurance solutions. The agency works with homeowners to identify appropriate coverage for their individual property needs and risk factors. Policies are designed to protect residential structures and personal belongings from common perils. Clients can receive guidance on selecting appropriate dwelling coverage limits and understanding the nuances of liability protection. The team handles the processing of property damage claims and the review of policy endorsements for local residents.
Progressive Insurance - Claims Office in Farmington, CT provides a range of home insurance agency services, including policy management and claims assistance for residential properties. It offers guidance on navigating the claims process from initial filing through settlement. Services also include helping homeowners understand their coverage options and required documentation. The company supports a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
Insurance Alternatives Inc. serves homeowners in Farmington, Connecticut, offering policies that protect residential property from common regional risks. The agency also assists property managers seeking coverage for rental units and businesses requiring commercial property insurance. Their services include comparing policies from multiple carriers, explaining coverage options in plain language, and adjusting limits to fit individual budgets. Whether for a single-family home or a multi-unit building, they help clients secure reliable property protection. The company additionally covers clients in the neighboring community of Simsbury.
Choosing between a single home insurance policy purchase and ongoing coverage management depends on your current needs. Lindquist Insurance Associates, Inc., located in Farmington, CT, provides home insurance agent services that help clients select appropriate property protection. Their agents explain policy options, coverage limits, and deductibles to match local housing risks. Service runs on an as-needed basis, allowing clients to request advice when reviewing policies or after a property change such as a renovation.
The Beam Agency, LLC, based in Farmington, CT, specializes in tailoring home insurance policies to fit individual property needs, including coverage for dwelling replacement and personal liability. It generally assists local homeowners in analyzing coverage gaps and adjusting deductibles for optimal protection. As seasonal weather patterns bring occasional storms and freeze risks to Connecticut properties, the agency helps clients review their policies to ensure adequate protection against wind damage and burst pipe claims.
Gustafson Agencies Inc provides home insurance services to Farmington, Connecticut, and the surrounding communities. It handles standard homeowners coverage, including protection for the dwelling, personal property, and liability, as well as options for additional structures and loss of use. To ensure adequate coverage it evaluates each property’s specific replacement cost and local risk factors. It offers personalized guidance to match policies with a client’s unique needs. Upon receiving a request, it compares available plans to present suitable options and clarify coverage details.
As the seasons shift in Farmington, many residents turn their attention to protecting their homes from the changing weather patterns common to central Connecticut. Farmington an Aon Company helps local homeowners by reviewing their existing policies and identifying potential coverage gaps, particularly for wind or ice damage. The agency works directly with clients to explain standard home insurance options that align with property values in the area. Services begin with a complimentary consultation, followed by a detailed inspection of the home’s exterior and major systems to provide a precise initial assessment.
What Does a a Home Insurance Agent in Farmington Cost?
The average cost of home insurance in Connecticut is about 1,200 to 1,800 dollars per year for a typical single family home. Costs in Farmington may vary based on your homes age, location, and coverage limits. An agent can provide quotes from multiple companies to help you find a competitive rate. This is general information and not insurance advice.
About home insurance agents in Farmington
Home insurance agents in Farmington Connecticut help residents find coverage for their homes and personal property. Connecticut law requires insurers to offer replacement cost coverage for dwelling policies. An agent can explain local risks like winter weather damage and help you compare policies from different carriers.
Frequently Asked Questions
What does a home insurance agent in Farmington do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection and liability insurance. They also help with claims and policy changes after you buy a home.
Do I need flood insurance in Farmington Connecticut?
Standard home insurance does not cover flood damage. Farmington is in a flood zone for some areas near the Farmington River. You may need a separate flood policy through the National Flood Insurance Program if your lender requires it.
How does Connecticut law affect my home insurance policy?
Connecticut law requires insurers to offer replacement cost coverage on dwelling policies. The state also has a 15 day grace period for late premium payments. You have the right to cancel your policy at any time with written notice.
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