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Compare home insurance agents in Coral Gables. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 home insurance agents in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
What Does a Home Insurance Agent in Coral Gables Cost?
Typical home insurance costs in Coral Gables range from 1500 to 4000 per year for a standard single family home. Factors include the age of the roof proximity to the coast and the amount of windstorm coverage. Florida has the highest average home insurance premiums in the nation due to hurricane risk and litigation costs. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Coral Gables do?
A home insurance agent helps you compare policies from multiple insurers and explains Florida specific coverages like windstorm and flood. They can advise on how the Florida Building Code affects your premium and what deductibles apply for hurricane claims.
Do I need flood insurance in Coral Gables Florida?
Flood insurance is not required by Florida law for all homes but is mandatory if your property is in a FEMA designated flood zone. Many Coral Gables homes are near canals or low lying areas so an agent can help you assess your risk and find a National Flood Insurance Program policy.
How does Florida law affect my home insurance claim?
Florida law gives you up to 3 years from the date of loss to file a property insurance claim. The law also requires insurers to acknowledge your claim within 14 days and make an initial determination within 90 days. An agent can explain these deadlines and how the Florida Department of Financial Services handles complaints.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.