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Find Home Insurance Agents Near You in Coral Gables, FL

Browse home insurance agents serving Coral Gables, Florida. Updated 2026-07-14.

The top-rated home insurance agent in Coral Gables, Florida is DFI INSURANCE COMPANY, rated 4.8 stars across 366 reviews. Other highly rated options include WeDo Insurance & Taxes, Borbolla Insurance Agencies Inc: Allstate Insurance, Gus Cisneros - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Coral Gables.

Showing 19 home insurance agents in Coral Gables, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1DFI INSURANCE COMPANY1430 S Dixie Hwy STE 307(305) 665-1903
2WeDo Insurance & Taxes801 Madrid St # 201(305) 432-3966
3Borbolla Insurance Agencies Inc: Allstate Insurance320 Sevilla Ave Ste 202(877) 217-7445
4Gus Cisneros - State Farm Insurance Agent1700 Ponce de Leon Blvd(305) 826-8222
5GreatFlorida Insurance: Mike Carcas717 Ponce de Leon Blvd STE 211(305) 461-3232
6Carlos Martinez - State Farm Insurance Agent1430 S Dixie Hwy Ste 316a(305) 663-4921
7Gables Elite Insurance Inc124 Madeira Ave(305) 448-2887
8Sirianni Insurance Corp.199 Giralda Ave suite PH(305) 510-4510
9Leticia Insurance Agency5538 SW 8th St(305) 631-2094
10GreatFlorida Insurance: Ana Patricia Arguello1390 S Dixie Hwy Suite 2202(786) 409-2211
DI
1430 S Dixie Hwy STE 307
DFI INSURANCE COMPANY
Home Insurance Agent · Coral Gables, FL

DFI INSURANCE COMPANY serves homeowners in Coral Gables and the greater Miami-Dade County area as a home insurance agent. This agency helps local residents identify and secure property coverage that meets standard lending and personal asset protection requirements. Policies arranged through DFI often address windstorm exposure, a key concern for South Florida homes. Common services include binding new hazard policies for home purchases and adjusting coverage limits during policy renewals.

WI
801 Madrid St # 201
WeDo Insurance & Taxes
Home Insurance Agent · Coral Gables, FL

WeDo Insurance & Taxes provides a range of home insurance services, including policy evaluations and risk assessments for clients in the Coral Gables area. The agency assists homeowners with maintaining adequate coverage through periodic policy reviews and updates. It typically handles the filing of insurance claims and offers guidance on coverage options relevant to local weather and property conditions. The company services single-family homes, apartments, retail, and restaurants.

BI
320 Sevilla Ave Ste 202
Borbolla Insurance Agencies Inc: Allstate Insurance
Home Insurance Agent · Coral Gables, FL

Borbolla Insurance Agencies Inc: Allstate Insurance serves local homeowners, businesses, and property managers in Coral Gables, Florida, by providing home insurance policies. Their agents help customers assess dwelling coverage needs and protect personal belongings against risks common to the area. Policies are designed to cover damage from storms or theft, with options for additional liability protection. The agency also extends its home insurance services to neighboring areas such as South Miami and the broader metro region.

GC
1700 Ponce de Leon Blvd
Gus Cisneros - State Farm Insurance Agent
Home Insurance Agent · Coral Gables, FL

Serving Coral Gables and the surrounding South Florida communities, Gus Cisneros - State Farm Insurance Agent provides home insurance policies that protect single-family homes, condominiums, and rental properties. The agency typically helps clients review dwelling coverage, personal property limits, and liability protection for their specific property types and local weather risks. For a typical job, the agent begins by assessing the home's square footage, construction materials, and risk factors, then recommends a policy that balances adequate coverage with the client's budget and financial security needs.

GI
717 Ponce de Leon Blvd STE 211
GreatFlorida Insurance: Mike Carcas
Home Insurance Agent · Coral Gables, FL

GreatFlorida Insurance: Mike Carcas in Coral Gables, FL offers home insurance agents who distinguish between a single policy purchase and ongoing, customizable coverage plans that adjust as a homeowner’s needs evolve. Their agents help clients evaluate property protection, liability limits, and deductible choices to secure appropriate coverage for local risks. Service is provided on an as-needed basis for policy questions and adjustments, with scheduled reviews available to ensure coverage remains relevant over time.

CM
1430 S Dixie Hwy Ste 316a
Carlos Martinez - State Farm Insurance Agent
Home Insurance Agent · Coral Gables, FL

Carlos Martinez - State Farm Insurance Agent in Coral Gables, FL, specializes in providing tailored homeowners insurance policies that protect residential property. The agency also offers general services, including liability coverage, personal property protection, and advice on deductibles for local homeowners. It assists clients in evaluating the specific risks common to South Florida, such as windstorm damage from hurricanes. The agency further helps policyholders prepare their coverage ahead of the annual Atlantic hurricane season to ensure adequate protection against potential storm-related losses.

GE
124 Madeira Ave
Gables Elite Insurance Inc
Home Insurance Agent · Coral Gables, FL

As hurricane season brings heavy rains and strong winds to Coral Gables, homeowners often seek coverage that protects against storm damage. Gables Elite Insurance Inc responds by guiding residents through the process of securing a policy tailored to local risks. Their agents work to match each property with appropriate protection, explaining how deductibles and flood endorsements apply in coastal Florida. Every home has unique construction and location factors, so an initial assessment helps identify specific needs before finalizing any plan. An in-person inspection is scheduled to verify the home’s condition.

SI
199 Giralda Ave suite PH
Sirianni Insurance Corp.
Home Insurance Agent · Coral Gables, FL

Sirianni Insurance Corp. works with homeowners in Coral Gables to secure dwelling coverage that addresses local weather risks. The company can arrange additional endorsements for valuable personal property items, including jewelry and fine art collections, to extend standard policy protection. By evaluating individual property needs, an agent helps match coverage limits to replacement costs and liability thresholds. Sirianni Insurance Corp. also serves commercial clients requiring insurance solutions for offices, warehouses, and food service operations.

LI
5538 SW 8th St
Leticia Insurance Agency
Home Insurance Agent · Coral Gables, FL

Leticia Insurance Agency in Coral Gables, FL assists homeowners with residential property coverage to protect against common local risks. The agency also provides commercial insurance options for businesses in the area, serving clients throughout Coral Gables and the surrounding region. With a focus on each policyholder's unique needs, they help clients evaluate their protection requirements for homes and rental properties. The agency encourages follow-up contact between regular visits to adjust coverage as circumstances change or new assets are acquired.

GI
1390 S Dixie Hwy Suite 2202
GreatFlorida Insurance: Ana Patricia Arguello
Home Insurance Agent · Coral Gables, FL

GreatFlorida Insurance is known for providing home insurance policies in the Coral Gables area, assisting local homeowners with their property protection needs. Its service range includes helping residents evaluate coverage options for dwellings and personal belongings, along with answering general questions about policy terms and deductibles. As a local agency, it works to match clients with appropriate plans from various insurance providers. A specialty service this agency can add on is a standalone flood insurance policy for homes located in flood-prone regions.

WI
1550 Madruga Ave #330
We Insure Miami - Randy Marzullo
Home Insurance Agent · Coral Gables, FL
(786) 801-3514
weinsuregroupmiami.com
IC
1925 Ponce de Leon Blvd
Ileana Cabrera-Rodriguez - State Farm Insurance Agent
Home Insurance Agent · Coral Gables, FL
(305) 529-9966
ileanainsurance.com
WI
2600 Douglas Rd #905
We Insure Coral Gables - Rick Leal
Home Insurance Agent · Coral Gables, FL
(305) 921-4057
weinsuregroup.com/agent/coral-gables-rick-leal
RB
2350 Coral Wy #201
Rick Burke - State Farm Insurance Agent
Home Insurance Agent · Coral Gables, FL
(305) 860-0616
rickburkeagency.com
BI
6915 Red Rd #209
Brightway Insurance, The Debs Agency
Home Insurance Agent · Coral Gables, FL
(305) 668-7070
brightway.com/agencies/FL/Coral-Gables/0044
CI
717 Ponce de Leon Blvd STE 327
Complete Insurance Agency
Home Insurance Agent · Coral Gables, FL
(305) 667-7717
completeinsagency.com
OI
365 Palermo Ave
One Insurance Services, LLC.
Home Insurance Agent · Coral Gables, FL
(305) 445-3535
oneinsuranceservices.com
GL
2332 Galiano St 2nd floor Ste 137
Garcia Lorenzo & Associates
Home Insurance Agent · Coral Gables, FL
(305) 266-8195
garcialorenzo.com
RI
328 Minorca Ave
A & R Insurance Services Inc
Home Insurance Agent · Coral Gables, FL
(305) 441-0100

What Does a a Home Insurance Agent in Coral Gables Cost?

Typical home insurance costs in Coral Gables range from 1500 to 4000 per year for a standard single family home. Factors include the age of the roof proximity to the coast and the amount of windstorm coverage. Florida has the highest average home insurance premiums in the nation due to hurricane risk and litigation costs. This is general information and does not constitute insurance advice.

About home insurance agents in Coral Gables

Home insurance agents in Coral Gables help homeowners find coverage that meets Florida specific requirements. Florida law mandates that insurers offer windstorm coverage and disclose sinkhole loss history on policies. An agent can explain how Coral Gables proximity to the coast affects rates and what the Florida Building Code requires for roof coverage.

Frequently Asked Questions

What does a home insurance agent in Coral Gables do?

A home insurance agent helps you compare policies from multiple insurers and explains Florida specific coverages like windstorm and flood. They can advise on how the Florida Building Code affects your premium and what deductibles apply for hurricane claims.

Do I need flood insurance in Coral Gables Florida?

Flood insurance is not required by Florida law for all homes but is mandatory if your property is in a FEMA designated flood zone. Many Coral Gables homes are near canals or low lying areas so an agent can help you assess your risk and find a National Flood Insurance Program policy.

How does Florida law affect my home insurance claim?

Florida law gives you up to 3 years from the date of loss to file a property insurance claim. The law also requires insurers to acknowledge your claim within 14 days and make an initial determination within 90 days. An agent can explain these deadlines and how the Florida Department of Financial Services handles complaints.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.