The top-rated home insurance agent in Dade City, Florida is Freeway Insurance, rated 4.8 stars across 189 reviews. Other highly rated options include Clifton & Lewis Inc, Statewide Insurance, Acceptance Insurance. This directory lists 19 home insurance agents serving Dade City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 12872 US-301 | (352) 606-6084 |
| 2 | Clifton & Lewis Inc | 14507 7th St | (352) 353-0299 |
| 3 | Statewide Insurance | 12214 US-301 | (352) 523-0800 |
| 4 | Acceptance Insurance | 12846 US-301 | (352) 244-8337 |
| 5 | Baldy Boyd - State Farm Insurance Agent | 37924 Pasco Ave | (352) 567-5681 |
| 6 | Giella Insurance Agency | 37837 Meridian Ave Suite 102 | (813) 782-2915 |
| 7 | Gene Smith Insurance | 14836 US-301 | (352) 567-5454 |
| 8 | Commercial Insurance Specialists, LLC | 14111 7th St | (352) 800-7032 |
| 9 | Most & Black Agency | 14022 5th St | (352) 567-2260 |
| 10 | Central Florida Insurance Partners | 15000 Citrus Country Dr STE 307 | (352) 437-3700 |
Freeway Insurance in Dade City, Florida, provides home insurance coverage as both a one-time policy purchase and a recurring annual service. The agency helps local homeowners protect their property and personal belongings against common risks like storms and fire. Guidance on choosing appropriate coverage levels and deductibles is offered to meet individual needs. Policyholders can adjust their plans when circumstances change by requesting reviews. Service from this agent runs on a scheduled annual renewal basis or as needed when policy updates are requested.
Clifton & Lewis Inc serves Dade City and the surrounding Pasco County area as a home insurance agent. The company helps homeowners secure residential property coverage tailored to their individual needs. Its services include advising clients on policy options for protecting structures and personal belongings from common local risks. Clifton & Lewis Inc also facilitates the process of obtaining personal liability protection and understanding deductible structures for claims. The agency specifically handles windstorm and hurricane insurance policies as well as coverage for detached structures like sheds and garages.
Statewide Insurance provides a full range of home insurance agent services for property owners in Dade City, FL. The agency works with clients to select appropriate coverage levels and policy types tailored to individual needs. It offers guidance on routine policy maintenance, including annual reviews and update options for changing circumstances. The company services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Acceptance Insurance offers specialized homeowners coverage for both standard residences and mobile homes in Dade City, Florida. The agency provides general insurance services, including liability protection and personal property coverage, tailored to local homes. It helps clients assess the replacement value of their structures and contents. During Florida’s hurricane season, the company assists homeowners in reviewing windstorm deductibles and securing appropriate flood insurance to safeguard against storm-related damage.
Homeowners in Dade City, FL and the surrounding area can turn to Baldy Boyd - State Farm Insurance Agent for their home insurance needs. The agency helps clients find tailored coverage to protect their homes and personal property, while also providing valuable guidance on risk management and liability protection. For those living in nearby communities such as Land O' Lakes or San Antonio, this local office offers personalized consultations to ensure adequate policy options are explored.
Giella Insurance Agency in Dade City, FL, distinguishes between individual policies designed for a single home purchase and recurring service options that provide ongoing coverage adjustments. The agency focuses on structuring protection for residential property structures and personal belongings against common regional risks. Homeowners can choose to access their agent for one-time consultations or establish a scheduled review of their existing policy. Service primarily runs on an as-needed basis, accommodating clients who require immediate assistance only when specific coverage questions or renewals arise.
Serving Dade City and the surrounding communities across east Pasco County, Gene Smith Insurance handles personal home insurance policies for local homeowners. The agency regularly works with clients to secure coverage for single-family residences, including protection against common Florida weather-related risks like wind and hail. To manage a typical job, the agent begins with a detailed review of the property’s age, construction, and location, then compares available policy options to find a suitable balance of coverage and cost.
Commercial Insurance Specialists, LLC offers tailored coverage options for homeowners in Dade City, FL, addressing property risks specific to the local area. It also serves clients seeking standard home insurance policies to protect their dwellings and personal belongings. The company works with residents to find appropriate protection plans that suit individual property needs. In the event of seasonal storms or hurricane threats common to Florida, it helps homeowners secure comprehensive policies that cover potential wind or flood damage.
Most & Black Agency serves customers in Dade City and the surrounding region by providing essential home insurance policies that protect residential properties from unexpected damage. They also offer the ability to add specialty coverages such as flood or windstorm protection onto a standard policy. This agency can assist commercial clients as well, providing policies for a variety of business settings including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Dade City Cost?
Home insurance costs in Dade City Florida average between 1500 and 4000 dollars per year depending on the homes age location and coverage limits. Florida has some of the highest premiums in the nation due to hurricane risk and litigation costs. Older homes or those near floodplains may cost more. This is general information and not insurance advice.
About home insurance agents in Dade City
A home insurance agent in Dade City Florida helps homeowners find coverage that meets state requirements and protects against local risks. Florida law requires insurers to offer sinkhole coverage and windstorm protection. Agents in Dade City understand the unique needs of homes in Pasco County including flood risks from the Withlacoochee River.
Frequently Asked Questions
What does a home insurance agent in Dade City do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain Florida specific requirements like wind mitigation credits and sinkhole coverage options. They also assist with claims and policy changes.
Does Florida require flood insurance for homes in Dade City?
Florida does not require flood insurance by state law but mortgage lenders often require it for homes in flood zones. Dade City has areas in FEMA flood zones so an agent can help you find a flood policy through the NFIP or private insurers.
How long do I have to file a home insurance claim in Florida?
Florida law generally requires you to file a property insurance claim within one year of the loss. For hurricane claims the deadline is three years. An agent can explain the specific time limits for your policy.
Home Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont