The top-rated home insurance agent in Daytona Beach, Florida is Rufus Johnson - GEICO Insurance Agent, rated 4.6 stars across 643 reviews. Other highly rated options include Sarah Buckley - State Farm Insurance Agent, Shawn E. Brown Insurance, Cindy Ferrara - State Farm Insurance Agent. This directory lists 14 home insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rufus Johnson - GEICO Insurance Agent | 921 W International Speedway Blvd | (386) 304-9363 |
| 2 | Sarah Buckley - State Farm Insurance Agent | 1173 W International Speedway Blvd Suite 8 | (386) 281-3209 |
| 3 | Shawn E. Brown Insurance | Medicare Quotes, 140 S Beach St #300 | (386) 866-1090 |
| 4 | Cindy Ferrara - State Farm Insurance Agent | 2652 LPGA Blvd | (386) 255-5321 |
| 5 | Murray Insurance Agency | 120 Integra Breeze Ln #2b | (386) 356-5032 |
| 6 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 7 | Brown & Brown | 300 N Beach St | (386) 252-9601 |
| 8 | Southeast Insurance Agency | 1616 Concierge Blvd 1ST FLOOR | (386) 258-9998 |
| 9 | Commercial Coverages Inc. | 1000 Pelican Bay Dr | (386) 756-8551 |
| 10 | Sherzer & Associates Insurance | 110 Integra Breeze Ln #1C | (386) 868-2121 |
Rufus Johnson - GEICO Insurance Agent serves the Daytona Beach, Florida area, specializing in home insurance coverage tailored to local property needs. The agency helps clients protect their homes and personal belongings with policies that address risks common to the region, such as hurricanes and flooding. Professional guidance is provided to assess dwelling coverage and liability options. Additional services include assistance with renters insurance and condo insurance for area residents.
Sarah Buckley - State Farm Insurance Agent provides a comprehensive range of home coverage options tailored to homeowners in Daytona Beach. The agency actively reviews policies to help customers understand their deductibles and coverage limits for standard risks like wind or fire damage. Regular policy consultations ensure clients can adjust coverage as their needs change. The agency services single-family homes, waterfront properties, rental apartments, condominiums, and local retail establishments alongside neighborhood restaurants.
Cindy Ferrara - State Farm Insurance Agent serves Daytona Beach and the surrounding Volusia County communities, handling home insurance policies for local property owners. It offers standard homeowners coverage with available add-ons like flood protection, which is common in coastal Florida areas. Windstorm and hurricane deductibles are typically explained in detail when quoting a new policy. For each client, the agent usually evaluates the home's age, construction, and proximity to the coast to match coverage needs with available options. This approach ensures protection is tailored before finalizing a plan.
Serving the Daytona Beach area and surrounding Volusia County communities, Murray Insurance Agency specializes in residential properties, helping clients secure coverage for homes and condos. Managing policies, it addresses risks common to Florida living, including hurricane protection and flood preparedness. To handle a typical homeowner’s needs, the agency conducts a thorough review of the property’s value and unique exposures, then compares coverage options from multiple insurers to find a suitable fit for each client’s situation.
Smart Choice Partners specializes in crafting tailored home insurance policies for properties near Florida’s coastal zones, including windstorm and flood protections. The agency also handles standard homeowners coverage, renters policies, and condominium unit-owner plans across Daytona Beach. With hurricane season approaching each summer, the team focuses on reviewing existing policies to ensure clients have adequate coverage for storm surge damage and associated deductibles, helping homeowners prepare for seasonal risks before they arrive.
Brown & Brown in Daytona Beach, FL, distinguishes between providing a standard homeowners policy as a one-time purchase and offering ongoing support for policy updates and claims assistance as a recurring service. Their coverage options help protect a home’s structure and personal belongings against common Florida perils like wind and theft. Clients may also discuss additional endorsements for valuable items or flood protection. Service runs strictly on an as-needed basis, with clients contacting the agent whenever they require a policy review, modifications, or claims guidance.
Southeast Insurance Agency in Daytona Beach, Florida provides residential home insurance services tailored to individual property needs and also offers commercial coverage for local businesses throughout the Daytona Beach area. Their agents work with clients to select appropriate policy options based on specific risk factors common to the region, including weather and coastal considerations. After a policy is issued, the agency assists with any necessary adjustments and can arrange ongoing follow-up consultations between regular policy-review visits.
Commercial Coverages Inc. in Daytona Beach, Florida sources and manages homeowner insurance policies for local residential properties. It specializes in evaluating risk and securing additional coverage options that standard policies often exclude, such as protection against flood damage or windstorm losses common to the coastal region. The agency handles the paperwork involved in binding a policy and guides homeowners through claims assistance. Beyond residential clients, it also serves commercial sectors, including offices, warehouses, and food service establishments.
Sherzer & Associates Insurance serves homeowners, businesses, and property managers in Daytona Beach, Florida. The agency works closely with clients to evaluate their property coverage needs for residential and commercial structures. They provide guidance on protecting assets against common regional risks, such as storms and flooding. Policies are tailored to fit different property types and budgets. The company also extends its home insurance services throughout the Volusia County metro area, including the neighboring community of Port Orange.
What Does a a Home Insurance Agent in Daytona Beach Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy. In Daytona Beach, rates may be higher due to hurricane and flood risk. Factors like your homes age, construction type, and proximity to the coast affect the price. This is general information, not insurance advice.
About home insurance agents in Daytona Beach
A home insurance agent in Daytona Beach can help you find a policy that meets Florida specific requirements. Florida law requires windstorm coverage for homes in certain coastal areas. An agent can explain how your location near the Atlantic Ocean affects your premium and coverage options.
Frequently Asked Questions
What does a home insurance agent in Daytona Beach do?
A home insurance agent helps you compare policies from different insurers. They explain coverage types like dwelling protection and personal property coverage. They also help you understand Florida specific rules such as the 72 hour cancellation window after policy issuance.
Do I need flood insurance in Daytona Beach Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in high risk zones. Daytona Beach is a coastal area with flood risk. Standard home insurance policies do not cover flood damage so you may need a separate policy from the National Flood Insurance Program.
How does Florida law affect home insurance claims?
Florida law gives you 5 years from the date of loss to file a property insurance claim. The law also requires insurers to acknowledge your claim within 14 days. An agent can help you understand these deadlines and the process for filing a claim in Daytona Beach.
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