The top-rated home insurance agent in Fleming Island, Florida is Nathaniel Herring - State Farm Insurance Agent, rated 5.0 stars across 179 reviews. Other highly rated options include Michael Murray: Allstate Insurance, Landmark Title - Fleming Island, Wendell Chindra - State Farm Insurance Agent. This directory lists 11 home insurance agents serving Fleming Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nathaniel Herring - State Farm Insurance Agent | 3521 US-17 Unit A | (904) 269-5200 |
| 2 | Michael Murray: Allstate Insurance | 4701 US-17 Ste 101 | (904) 269-2200 |
| 3 | Landmark Title - Fleming Island | 1590 Island Ln # 1 | (904) 998-9733 |
| 4 | Wendell Chindra - State Farm Insurance Agent | 865 Hibernia Rd #109 | (904) 297-4063 |
| 5 | Brightway Insurance, Fleming Island | 5000 US-17 Suite 14 | (904) 928-8184 |
| 6 | Berkshire Hathaway HomeServices Florida Network Realty - Fleming Island | 1524-3 County Rd 220 Unit B1 | (904) 269-1716 |
| 7 | Trademark Title Services | 4607 US-17 #2 | (904) 579-4868 |
| 8 | Tim Rust Insurance | 1835 E West Pkwy East West Prwy | (904) 264-0500 |
| 9 | State Farm Insurance | 865 Hibernia Rd #109 | — |
| 10 | Prudential Financial | Fleming Island, FL 32003 | (904) 541-6165 |
Nathaniel Herring - State Farm Insurance Agent serves the Fleming Island, Florida area and the surrounding Clay County region as a licensed home insurance agent. This agency offers homeowners insurance policies designed to protect residential properties and their contents against common perils such as fire, theft, and wind damage. Tailored coverage options are available to meet the specific needs of homeowners in this coastal region. The agency also assists local clients in securing appropriate liability protection and supplemental structures coverage for their homes.
Michael Murray: Allstate Insurance provides home insurance coverage for property owners in the Fleming Island, FL area. The agency helps clients secure policies that protect their homes from common regional risks. Service includes guidance on selecting appropriate coverage limits and deductibles. Ongoing policy reviews are offered to ensure protection keeps pace with changes in property value or personal circumstances. The agency answers questions about claims processes and provides documentation assistance. It services single-family homes, apartments, retail spaces, and restaurants.
Landmark Title - Fleming Island serves homeowners and property managers in the Fleming Island area by offering home insurance agent services. This agency assists clients in reviewing coverage options to protect their residential property and personal assets. Understanding local insurance needs helps guide customers through the process of selecting policies suited to their individual situations. The focus remains on providing straightforward guidance for property protection. The agency also works with clients in Orange Park and other nearby communities throughout the greater Clay County metro.
Serving Fleming Island and the surrounding Northeast Florida communities, Wendell Chindra, a State Farm Insurance Agent, provides comprehensive home insurance coverage for local homeowners. This agency handles policies for single-family residences and personal property protection against common regional risks like storms and fire. The agent takes a consultative approach to each customer interaction, assessing individual needs and explaining coverage options clearly to ensure an informed decision for a typical home policy.
Brightway Insurance in Fleming Island, Florida, offers both one-time policy reviews for new homeowners and ongoing coverage management plans. Their services include helping clients select homeowners insurance policies that protect structures and personal belongings against common local risks such as storms and fire. Property protection is tailored to individual needs without offering bundled packages beyond standard options. Service runs entirely on an as-needed basis, with clients requesting policy quotes, amendments, or claims support whenever they require direct assistance.
Berkshire Hathaway HomeServices Florida Network Realty - Fleming Island specializes in guiding homeowners through tailored insurance options that protect their property and belongings. It works closely with clients to assess coverage needs for residential structures and personal liability, ensuring policies align with local building values and community requirements. Located in Fleming Island, FL, this agency regularly assists residents with concerns tied to hurricane season, such as windstorm deductibles and flood insurance policies that address seasonal storm risks common to Northeast Florida.
With Florida’s rainy season prompting concerns about storm damage and flooding risks, Trademark Title Services helps Fleming Island homeowners evaluate their property insurance coverage. The team reviews existing policies to identify gaps and explains how local weather patterns affect homeowner needs. Their consultations focus on matching dwelling, liability, and contents protection to each household’s unique circumstances. To begin, they typically schedule a thorough assessment of the property and its current insurance documents to provide accurate guidance.
Tim Rust Insurance works with homeowners on policies that cover dwelling protection and personal property coverage. The agency also assists customers in securing specialized add-ons such as flood insurance, windstorm coverage, and liability protection. Operating out of Fleming Island, Florida, the company helps local residents match their coverage to regional weather risks. This home insurance agent serves a variety of commercial sectors, including offices, warehouses, and food service businesses.
Prudential Financial in Fleming Island, Florida provides both one-time policy setup and ongoing coverage management for homeowners. Services include assessing property risks and tailoring a policy to meet individual protection needs. Unlike bundled service packages, their focus remains on securing dwellings and personal belongings against common regional hazards. Clients can schedule an appointment for an initial quote or request adjustments to an existing policy as needed, with service running on a scheduled or as-needed basis.
What Does a a Home Insurance Agent in Fleming Island Cost?
Home insurance costs in Fleming Island vary widely based on your homes age, construction, and location. Average annual premiums in Florida are around $1,800 to $3,500, but can be higher for older homes or those near the coast. Windstorm deductibles are often 2% to 5% of the home value. This is general information, not insurance advice.
About home insurance agents in Fleming Island
Home insurance agents in Fleming Island, Florida help residents find coverage for their homes in Clay County. Florida law requires insurers to offer windstorm coverage in certain areas, and agents can explain your options. Local agents understand the specific risks of Fleming Island, including hurricane and flood exposure.
Frequently Asked Questions
What does a home insurance agent in Fleming Island do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Florida-specific coverages like windstorm and sinkhole insurance. Agents also assist with policy changes and claims questions.
Do I need flood insurance in Fleming Island Florida?
Flood insurance is not required by Florida law for most homes, but your mortgage lender may require it if you are in a flood zone. Fleming Island is near the St. Johns River, so flood risk is a concern. You can buy flood insurance through the NFIP or private insurers with help from an agent.
How does Florida law affect home insurance policies in Fleming Island?
Florida law requires insurers to offer replacement cost coverage for roofs on new policies. The state also has a 90-day deadline for insurers to pay or deny a claim after it is filed. Agents can explain these rules and how they apply to your policy.
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