The top-rated home insurance agent in Fort Lauderdale, Florida is Estrella Insurance, rated 4.9 stars across 994 reviews. Other highly rated options include FLINSCO.com Florida Insurance Company, Steve Botkin - State Farm Insurance Agent, NSI Insurance Fort Lauderdale. This directory lists 32 home insurance agents serving Fort Lauderdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1141 S Federal Hwy | (954) 368-1300 |
| 2 | FLINSCO.com Florida Insurance Company | 2950 W Cypress Creek Rd #200 | (954) 929-6696 |
| 3 | Steve Botkin - State Farm Insurance Agent | 3038 N Federal Hwy | (954) 537-3333 |
| 4 | NSI Insurance Fort Lauderdale | 2601 E Oakland Park Blvd Suite 100 | (954) 522-3800 |
| 5 | Universal Property & Casualty Insurance Company | 1110 W Commercial Blvd | (800) 425-9113 |
| 6 | Freeway Insurance | 922 W Sunrise Blvd | (954) 715-8088 |
| 7 | Family Insurance Services | 2699 Stirling Rd STE C405 | (954) 431-1233 |
| 8 | Vertical Insurance Agency, LLC | 2003 W Cypress Creek Rd STE 110 | (954) 604-6302 |
| 9 | Insurance 'n You | 800 Corporate Dr Suite 610 | (844) 467-6968 |
| 10 | Floridian Coastline Insurance | 2450 E Commercial Blvd Suite 200 | (954) 302-4531 |
Estrella Insurance provides residential home insurance coverage to property owners in Fort Lauderdale, Florida. The agency also assists clients with commercial insurance policies for local businesses. Protecting homes and investments throughout the Fort Lauderdale area is the primary focus of the company's work. Clients can expect guidance on selecting appropriate coverage limits and deductibles. The agency regularly follows up with policyholders between their scheduled renewal visits to review any changes in the property or coverage needs.
FLINSCO.com Florida Insurance Company provides home insurance services to property owners throughout the Fort Lauderdale area. Its offerings include assisting clients with policy selection, risk assessment, and filing claims. The company helps customers review their coverage needs and adjust policies as their circumstances change, including simple service checks to ensure adequate protection. FLINSCO.com regularly serves a wide range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Steve Botkin - State Farm Insurance Agent in Fort Lauderdale, FL, offers home insurance through either a single, one-time policy purchase or an ongoing service plan with annual renewals and adjustments. Coverage typically protects the dwelling, other structures, personal belongings, and liability against common risks. Policyholders benefit from periodic reviews to ensure limits match current property values and needs. This service operates on a scheduled basis, with policies initiated at a single purchase and then managed through routine annual renewals.
NSI Insurance Fort Lauderdale specializes in offering tailored home insurance policies, including coverage for single-family homes and condominiums. Its general service work helps clients assess property risks and select appropriate deductibles and liability limits. The agency assists Fort Lauderdale residents in navigating local insurance requirements, ensuring protection against common issues like windstorm damage from seasonal hurricanes. With the region’s frequent flooding concerns, it also addresses coverage gaps related to rising water levels during heavy rainfall events.
Universal Property & Casualty Insurance Company serves homeowners throughout Broward County and the broader Fort Lauderdale metro area, offering standard home insurance policies and personalized risk coverage. The agency helps local residents protect their properties against common Florida perils such as hurricane damage, windstorms, and theft. Each client receives a tailored policy review to ensure adequate dwelling and personal property coverage. Specific services handled in this area include wind mitigation inspections and guaranteed replacement cost endorsements for single-family homes.
As hurricane season approaches in Fort Lauderdale, securing adequate coverage for coastal properties becomes a priority for many homeowners. Freeway Insurance addresses this need by offering home insurance policies tailored to the risks of living in South Florida. The agency works with clients to explain different coverage options for wind damage and flooding. An initial consultation is typically arranged to assess the specific needs of each home, and the agent will complete a thorough review before scheduling an inspection of the property.
Family Insurance Services in Fort Lauderdale, FL, is known for guiding homeowners through the complexities of property coverage. The agency helps clients secure policies that protect against common regional perils such as hurricanes, flooding, and wind damage, tailoring each plan to individual property needs. With a focus on clear communication, they assist in comparing basic dwelling and liability options. As an add-on service, the agency can arrange a separate flood insurance policy through the National Flood Insurance Program.
Vertical Insurance Agency, LLC provides homeowners insurance for properties in Fort Lauderdale, Florida. Its services include helping clients secure coverage against common local risks such as hurricanes, theft, and liability. The agency assists policyholders with reviewing their existing plans and adjusting coverage levels as needed during annual renewals. Maintenance guidance is offered to help homeowners prevent costly claims. Their service extends to single-family homes, apartments, retail locations, and restaurants throughout the area.
Insurance 'n You serves homeowners, property managers, and renters in Fort Lauderdale, Florida, offering policies tailored to protect residential properties against local weather risks and liability concerns. The agency assists clients in reviewing coverage limits and adjusting deductibles to fit individual needs. As a home insurance agent, it helps navigate the claims process when damage occurs. This coverage extends to surrounding communities in Broward County, including areas such as Wilton Manors and Oakland Park.
Floridian Coastline Insurance serves Fort Lauderdale and the surrounding Broward County communities. It handles standard homeowners policies along with specialized coastal windstorm and flood coverage. Protecting homes from hurricane damage and rising water is a primary focus given the region’s vulnerability to tropical weather. The agency works with property owners to find a balance between sufficient protection and manageable premiums. For a typical assignment, it reviews the client’s current deductible limits, inspects windows and roof conditions, then recommends endorsements that address local storm risks before binding the policy.
What Does a a Home Insurance Agent in Fort Lauderdale Cost?
Home insurance costs in Fort Lauderdale vary widely based on home value location and coverage level. Average annual premiums range from 2000 to 6000 dollars for standard policies. Windstorm and flood coverage add extra costs. This is general information and not insurance advice.
About home insurance agents in Fort Lauderdale
Home insurance agents in Fort Lauderdale help you find coverage that meets Florida requirements. Florida law mandates windstorm coverage and offers options for flood and sinkhole protection. An agent can explain how local hurricane risks affect your policy.
Frequently Asked Questions
What does a home insurance agent in Fort Lauderdale do?
An agent helps you compare policies from different insurers. They explain coverage options like windstorm and flood protection. They also assist with filing claims and updating your policy.
Is windstorm coverage required by Florida law?
Yes Florida law requires insurers to offer windstorm coverage for homes in high-risk areas like Fort Lauderdale. You can choose to accept or reject it in writing. This coverage protects against hurricane damage.
How do Florida sinkhole laws affect my home insurance?
Florida law requires insurers to offer sinkhole coverage for homes with a history of sinkhole activity. You must have a policy that includes coverage for catastrophic ground cover collapse. An agent can explain the difference between these two coverages.
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