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Home Insurance Agents in Fort Pierce, FL

Looking for a home insurance agent in Fort Pierce? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fort Pierce, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 home insurance agents in Fort Pierce, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GreatFlorida Insurance: Lazim Chowdhury
2310 S Federal Hwy, Fort Pierce, FL 34982
(772) 465-8551 ftpierce.greatflorida.com
Breakwater Insurance
101 N US Hwy 1 Suite 216, Fort Pierce, FL 34950
(772) 828-3769 bwinow.com
Yvennette Servius - State Farm Insurance Agent
4075 Virginia Ave, Fort Pierce, FL 34981
(772) 461-6622 serviusinsurance.com
Univista Insurance
1401 S US Hwy 1, Fort Pierce, FL 34950
(772) 464-0712 univistainsurance.com
Nate Reighard - State Farm Insurance Agent
2301 Sunrise Blvd, Fort Pierce, FL 34982
(772) 461-7900 myguynate.com
S E Benchmark Agency, INC
2138 N US Hwy 1, Fort Pierce, FL 34946
(772) 742-2626 sebenchmark.com
Mary Payne: Allstate Insurance
4001 Virginia Ave Ste B, Fort Pierce, FL 34981
(772) 461-3969 agents.allstate.com
Equality Insurance & Financial
2417 Okeechobee Rd, Fort Pierce, FL 34950
(772) 466-7045 equalityins.com
Kretschmer Insurance
2401 W Midway Rd, Fort Pierce, FL 34981
(772) 467-6656 kretschmerinsurance.com
Atlantic Coastal Insurance Inc
5214 Okeechobee Rd # B, Fort Pierce, FL 34947
(772) 466-8408 atlanticcoastalinsurance.net
Estrella Insurance
401 S 25th St, Fort Pierce, FL 34947
(772) 672-4941 agents.estrellainsurance.com
Lott Insurance Services
4808 S US Hwy 1, Fort Pierce, FL 34982
(772) 468-1009 lottins.com
Prestige Insurance
S Federal Hwy, Fort Pierce, FL 34982
(772) 465-2886 prestigeinsurancetc.com
Banack Insurance Agency
800 Virginia Ave #27, Fort Pierce, FL 34982
(772) 464-8833
Rains Insurance
204 N 2nd St, Fort Pierce, FL 34950
(855) 877-2467 rainsinsurance.com
Ecoplus Insurance Agency FL
316 Avenue A, Fort Pierce, FL 34950
(989) 462-1681
Jerger Insurance and Financial Services
805 Virginia Ave #9, Fort Pierce, FL 34982
(772) 468-6636 jergersinsurance.com
Liberty Insurance FL
1997 S US Hwy 1, Fort Pierce, FL 34950
(772) 208-9094
Montes Insurance Agency
2168 N US Hwy 1, Fort Pierce, FL 34946
(772) 672-9212 montesinsuranceagency.net
Estrella Insurance
130 S Indian River Dr Ste 202, Fort Pierce, FL 34950
(772) 252-0454 agents.estrellainsurance.com

Home insurance agents in Fort Pierce Florida help residents find coverage that meets Florida law requirements. Florida statutes require windstorm and flood coverage considerations for coastal properties like those in St Lucie County. Agents can explain how local hurricane risks affect your policy options and premiums.

What Does a Home Insurance Agent in Fort Pierce Cost?

The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy, but Fort Pierce rates can be higher due to hurricane risk. Windstorm coverage alone can add $1,000 to $3,000 annually. Flood insurance through the NFIP averages about $700 to $1,200 per year for most homes. Actual costs depend on your homes value, age, construction type, and distance from the coast. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Fort Pierce do?
A home insurance agent in Fort Pierce helps you compare policies from different insurance companies. They explain Florida specific coverages like windstorm protection and sinkhole coverage. They also assist with filing claims and updating your policy after home improvements.
Do I need flood insurance for my Fort Pierce home?
Flood insurance is not required by Florida law for all homes, but mortgage lenders often require it for properties in high risk flood zones. Fort Pierce is near the coast and many areas are in Special Flood Hazard Areas. An agent can check your flood zone and help you buy a separate flood policy through the NFIP or a private insurer.
How do Florida insurance laws affect my home policy in Fort Pierce?
Florida law requires insurers to offer windstorm coverage for homes in coastal areas like Fort Pierce. The law also gives you a 3 day right to cancel a new policy without penalty. Agents must follow Florida insurance regulations regarding disclosures and claim handling timelines.