The top-rated home insurance agent in Inverness, Florida is David M Rom - State Farm Insurance Agent, rated 4.8 stars across 173 reviews. Other highly rated options include Direct Auto Insurance, Integrity Insurance Advisors, Chuck Everidge - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Inverness.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David M Rom - State Farm Insurance Agent | 507 W Main St | (352) 341-3276 |
| 2 | Direct Auto Insurance | 2322 Hwy 44 W | (352) 726-2274 |
| 3 | Integrity Insurance Advisors | 4411 E Arlington St | (352) 344-4360 |
| 4 | Chuck Everidge - State Farm Insurance Agent | 3009 E Gulf to Lake Hwy | (352) 726-4183 |
| 5 | Roy Jackson: Allstate Insurance | 433 S Croft Ave | (352) 726-3720 |
| 6 | The Hagar Group | 151 E Highland Blvd #151 | (352) 726-1691 |
| 7 | Megan Hardy - AMERILIFE | 217 E Highland Blvd | (352) 613-1992 |
| 8 | Acentria Insurance | 117 N Seminole Ave | (352) 637-5191 |
| 9 | Nature Coast Insurance Agency | 213 S Apopka Ave | (352) 341-0040 |
| 10 | Budget Insurance Offices, Inc. | 115 Courthouse Square | (352) 726-1322 |
David M Rom - State Farm Insurance Agent serves Citrus County and the greater Inverness, Florida area, offering comprehensive home insurance coverage. The agency helps homeowners protect their property from common regional risks such as sinkholes and hurricane damage. Policies are developed to ensure adequate replacement cost coverage and liability protection in case of accidents on the insured premises. In addition to standard home insurance, the agency also assists clients with securing protection for second homes and seasonal vacation properties commonly found in this region.
Direct Auto Insurance serves homeowners and property managers in Inverness, Florida, by offering coverage for single-family residences and rental properties. This agency helps clients navigate policies that protect dwellings from common local risks like storm damage and theft. They focus on explaining coverage options clearly, ensuring property owners understand their deductibles and liability protection. Customers can discuss their specific needs for dwelling insurance and personal property coverage. The agency also handles policies for those with homes in the surrounding Citrus County communities, including Hernando.
Integrity Insurance Advisors serves homeowners in Inverness, Florida, who need reliable property coverage to protect their single-family houses, condominiums, and vacation homes from regional weather risks. The agency explains policy options for dwelling, personal property, and liability protection, helping clients tailor coverage to their individual needs. It also assists local owners of rental properties with suitable policies. The firm extends its services to homeowners living in Citrus Springs, the neighboring community located just north of Inverness.
Chuck Everidge - State Farm Insurance Agent in Inverness, FL, provides a range of home insurance services, including coverage for dwelling, personal property, and liability. The office assists clients in selecting appropriate policies and can review existing plans for adequate protection. It offers ongoing support for policy maintenance, helping with adjustments and claims guidance. The agency services single-family homes, apartments, retail locations, and restaurants in the Inverness area.
When purchasing a home insurance policy, customers can choose between a one-time initial setup or a recurring annual plan, though local agents typically focus on the ongoing coverage they help manage. Roy Jackson: Allstate Insurance, located in Inverness, FL, assists homeowners in protecting their property with standard dwelling, liability, and personal property coverage. Policy renewals and adjustments are handled through an annual review cycle, though clients may request unscheduled consultations as needed for policy changes or quotes.
The Hagar Group serves Inverness, Florida, and the surrounding Citrus County communities by handling a range of home insurance agent needs. It works with clients to find coverage that protects their property against common regional risks. The company helps residents compare different policy options to match their specific home types and budgets. To complete a typical job, it reviews a client’s current coverage, identifies any gaps, then presents suitable plan choices from multiple insurance carriers for a balanced selection.
Acentria Insurance serves Inverness, Florida, and the surrounding communities of Citrus County, handling Home Insurance Agent needs for local homeowners. It works with clients to secure coverage that protects against regionally common perils like windstorms and sinkholes. When addressing a typical job, the company begins by reviewing a property’s specific structural details and risk factors, then matches them with suitable insurers and policy options before presenting a clear, itemized quote.
When Florida’s rainy season threatens flood damage to homes in Inverness, Nature Coast Insurance Agency provides homeowner clients with policy reviews tailored to local storm risks. The agency focuses on matching coverage to the specific needs of properties near the Gulf Coast. Every new client’s situation begins with a detailed inspection or initial on-site assessment of the home’s unique structural features.
Homeowners in Inverness, Florida, can meet an immediate, one-time need for a policy review or ongoing protection that is adjusted each renewal term. This agency focuses on matching residents with coverage for common perils like wind damage and liability. Because individual risks vary, a personalized consultation clarifies which options fit each property. Service runs on a scheduled basis aligned with annual renewal cycles, though as-needed policy changes are also accommodated for local homeowners.
What Does a a Home Insurance Agent in Inverness Cost?
The average annual cost for homeowners insurance in Florida is around $1,900 to $3,000, but rates in Inverness may vary based on your home value, age, construction type, and claims history. Older homes or those with older roofs often have higher premiums. Your agent can provide personalized quotes. This is general information, not insurance advice.
About home insurance agents in Inverness
Home insurance agents in Inverness, Florida help homeowners find coverage that meets state requirements and protects against local risks like hurricanes and sinkholes. Florida law requires insurers to offer replacement cost coverage on dwelling policies. Agents can explain policy details and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Inverness do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options, such as windstorm and flood insurance, which are important in Florida. They also assist with claims and policy changes.
Is flood insurance required in Inverness Florida?
Flood insurance is not required by state law, but mortgage lenders may require it if your home is in a high-risk flood zone. Inverness is near lakes and rivers, so flood risk exists. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How does Florida law affect home insurance policies?
Florida law mandates that insurers offer replacement cost coverage for dwelling damage. It also requires a 14-day free look period after you receive a new policy. Agents must disclose any material facts about the policy before purchase.
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