The top-rated home insurance agent in Kissimmee, Florida is Univista Insurance, rated 4.9 stars across 2,300 reviews. Other highly rated options include Familia Insurance Agency, Estrella Insurance, Discovery Insurance Agency. This directory lists 21 home insurance agents serving Kissimmee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 2638 N Orange Blossom Trail | (407) 964-1727 |
| 2 | Familia Insurance Agency | 3055 Michigan Ave | (407) 847-8007 |
| 3 | Estrella Insurance | 3309 S Orange Blossom Trail | (407) 530-5300 |
| 4 | Discovery Insurance Agency | 1420 Celebration Blvd STE 105 | (407) 566-8600 |
| 5 | Acceptance Insurance | 2439 Pleasant Hill Rd | (407) 586-7654 |
| 6 | Daniel Mora: Allstate Insurance | 3044 Dyer Blvd | (407) 931-0228 |
| 7 | GreatFlorida Insurance: Kelvin & Charlene Taveras | 1317 E Vine St | (407) 931-3729 |
| 8 | All Floridian Insurance | 1703 N Main St Suite A | (407) 350-5988 |
| 9 | Florida One Insurance | 1016 Plaza Dr | (786) 501-2059 |
| 10 | The Insurance Store USA | 1906 W Vine St | (407) 705-3605 |
With hurricane season posing a constant concern for Kissimmee homeowners, Univista Insurance helps local residents secure appropriate coverage to protect their properties from wind and storm damage. As a designated Home Insurance Agent, the company assists clients in understanding the specific policy options available for Central Florida dwellings. An initial consultation typically begins with a thorough property inspection to assess the home’s current structural condition and identify any necessary updates before a policy is offered.
Serving Kissimmee and the surrounding communities of central Florida, Familia Insurance Agency handles home insurance policies tailored to protect local residences. The agency assists property owners in navigating coverage options, including protection against common regional weather events. Each consultation involves reviewing specific property details to determine adequate liability and dwelling coverage. For a typical job, Familia Insurance Agency emphasizes a straightforward process focused on matching individual homeowner needs with appropriate policy solutions.
Estrella Insurance assists Kissimmee homeowners with securing coverage tailored to their properties, including standard policies that address common risks like fire and theft. Their offerings may extend to specialty endorsements for valuable personal belongings or additional living expenses during repairs. Knowledgeable about local weather patterns, the agency guides clients in evaluating protection against regional hazards. Estrella Insurance also serves commercial sectors such as office spaces, warehouse facilities, and food service establishments, ensuring these businesses find appropriate liability and property coverage for their operations.
Discovery Insurance Agency provides a range of home insurance services for property owners in the Kissimmee area, including policy consultations and coverage customization. It also offers ongoing risk assessment reviews to help clients maintain adequate protection over time. The agency serves both standard and high-value residential properties, adapting its recommendations to the specific needs of each household. Its service extends to single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance provides residential home insurance services to property owners in Kissimmee, Florida. The agency also offers commercial coverage for businesses within the local area, serving clients throughout Osceola County. Policies are tailored to meet diverse coverage needs, protecting homes and assets against regional weather risks. The team assists with new policies and claims, ensuring clear communication between visits. Follow-up consultations and renewal reminders are routinely provided to maintain continuous protection for returning customers.
Daniel Mora: Allstate Insurance serves homeowners, property managers, and small business owners seeking home insurance in Kissimmee, Florida. The agency offers standard policies for dwelling, personal property, and liability, along with customizable coverage options for natural disasters and theft. Assistance is provided for filing claims and policy reviews to ensure adequate protection for local residential structures. The agency also extends its services throughout central Florida, including the nearby community of St. Cloud.
GreatFlorida Insurance: Kelvin & Charlene Taveras in Kissimmee, Florida, is a home insurance agent serving the local area and surrounding communities. The agency provides homeowners with standard dwelling coverage, protecting against common perils like fire, wind, and theft. They also assist clients in evaluating personal property limits and liability options to match individual needs. For additional protection, the agency offers specialty flood insurance coverage for properties in higher-risk zones.
Some home insurance needs are met with a one-time policy purchase, while others require ongoing annual adjustments for changing coverage limits. All Floridian Insurance, a home insurance agent in Kissimmee, FL, guides clients through these decisions, protecting dwellings from regional storm threats and standard liabilities. They help homeowners select adequate property and personal property coverage. Their services are typically scheduled as needed, whether for new home policies, annual renewals, or mid-term adjustments after renovations or storm damage.
Florida One Insurance serves the greater Kissimmee area of Osceola County, offering home insurance agent services for local homeowners. The agency assists clients in securing policies that protect residential properties against common Florida perils. It helps evaluate coverage options tailored to the unique risks of the region. The business guides homeowners through the process of comparing policies from multiple carriers. It also advises on windstorm protection and sinkhole coverage specific to Central Florida homes.
What Does a a Home Insurance Agent in Kissimmee Cost?
The average cost of home insurance in Florida is around $1,900 to $3,500 per year for a standard policy but rates vary widely by location and home value. Kissimmee homeowners may pay more due to hurricane risk and proximity to water. Factors like roof age and credit score also affect premiums. This is general information and not insurance advice.
About home insurance agents in Kissimmee
Home insurance agents in Kissimmee Florida help homeowners find coverage that meets state requirements and protects against local risks like hurricanes. Florida law requires insurers to offer windstorm coverage and agents can explain how this affects your policy. Agents also assist with flood insurance options since many standard policies do not cover flood damage.
Frequently Asked Questions
What does a home insurance agent in Kissimmee do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain Florida specific requirements like windstorm deductibles and sinkhole coverage. Agents also assist with claims questions and policy changes.
Do I need flood insurance for a home in Kissimmee Florida?
Flood insurance is not required by Florida law for most homes but mortgage lenders may require it if you are in a flood zone. Kissimmee is near lakes and waterways so flood risk exists. Standard home insurance policies do not cover flood damage so a separate policy is needed.
How do Florida insurance laws affect my home policy in Kissimmee?
Florida law requires insurers to offer windstorm coverage and sets rules for deductibles. The state also has a three year statute of limitations for filing a property insurance claim after a loss. Agents can explain how these laws apply to your specific situation.
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