The top-rated home insurance agent in Lady Lake, Florida is Tepsick Insurance, rated 5.0 stars across 162 reviews. Other highly rated options include Chris Semans - State Farm Insurance Agent, Sphere Coverage Solutions, Heart of Florida Insurance Group. This directory lists 11 home insurance agents serving Lady Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tepsick Insurance | 510 CR466 2nd floor suite 207m | (352) 350-6663 |
| 2 | Chris Semans - State Farm Insurance Agent | 410 Hwy 466 | (352) 430-2270 |
| 3 | Sphere Coverage Solutions | 510 Co Rd 466 Suite 207 K | (352) 801-7232 |
| 4 | Heart of Florida Insurance Group | 526 US-27 #441 | (352) 674-9015 |
| 5 | The Bascom Agency, LLC: Allstate Insurance | 418 Teague Trail | (352) 753-1177 |
| 6 | The Baldwin Group (formerly The Villages Insurance) | 980 Del Mar Dr | (352) 751-6622 |
| 7 | Brightway Insurance, The Blue Lake Agency | 510 Co Rd 466 Suite 203N | (352) 260-0418 |
| 8 | We Insure MLS Group | 13940 US Hwy, 801 E Lady Lake Blvd 441 Building 800 Suite | (352) 758-8990 |
| 9 | Jaime Schack Insurance FL | US-27 | (352) 290-4259 |
| 10 | Focal Point Insurance Services LLC | 845 Teague Trail | (352) 205-7178 |
Tepsic Insurance serves the Lady Lake, Florida area as a home insurance agent. This location works with homeowners to find property coverage policies suited to individual needs. The agency assists clients in reviewing dwelling protection limits and personal property coverage options. It helps navigate standard homeowners policies and offers guidance on liability coverage for local residences. Additional services include help with flood insurance considerations and windstorm protection for Florida homes. Tepsic Insurance handles policy comparisons for single-family houses and townhomes in the region.
Chris Semans - State Farm Insurance Agent in Lady Lake, FL, provides a range of personal insurance solutions, including tailored home insurance policies designed to cover dwelling, personal property, and liability. The agency offers service plans that can include periodic policy reviews to ensure coverage keeps pace with changes in a client’s home or lifestyle. It services single-family homes, apartments, retail properties, and local restaurants.
Sphere Coverage Solutions serves homeowners, property managers, and small businesses seeking residential property insurance in Lady Lake, Florida. The agency helps clients assess their coverage needs for dwelling protection, liability, and personal belongings. Policies are explained clearly to ensure each customer understands their specific deductibles and exclusions. The office also assists with policy reviews for seasonal properties and vacation rentals. Service extends readily into the adjacent communities of Fruitland Park and The Villages, offering the same thorough consultation for local homeowners.
As the Atlantic hurricane season approaches Lady Lake, Central Florida homeowners often check their policies for wind and flood coverage. Heart of Florida Insurance Group helps navigate these annual decisions for properties in The Villages and surrounding Marion County areas. The agency provides standard homeowner policies addressing dwelling, personal property, liability, and additional living expense coverage. Before recommending a plan, an agent typically reviews the home’s roof age, construction type, and local flood zone designation during an initial property inspection.
Serving Lady Lake and the surrounding communities in central Florida, The Bascom Agency, LLC: Allstate Insurance handles home insurance needs for local homeowners. It provides coverage options to help protect residential properties against common regional risks. When handling a typical policy consultation, the agency first reviews specific property details and a client’s personal coverage goals to identify a suitable plan from available options.
The Baldwin Group, located in Lady Lake, FL, distinguishes between one-time policy reviews and recurring annual service for home insurance needs. Coverage options protect dwellings and personal property against common local risks such as storms or fire. Their agents assist with plan comparisons, policy adjustments, and claim guidance through each client’s chosen engagement. All property-related consultations and plan management are provided, with service flexibility determined entirely on a one-time, scheduled, or as-needed basis to fit each homeowner's preference.
As a home insurance agent in Lady Lake, Florida, Brightway Insurance, The Blue Lake Agency specializes in matching homeowners with appropriate coverage options suited to their property needs. It provides general insurance services to help residents protect their largest investment against common perils. The agency assists with policy selection, ensuring clients understand the scope and limits of their protection. During the active hurricane season, it helps homeowners evaluate wind and flood coverage needs to safeguard against potential storm damage.
Jaime Schack Insurance FL provides home insurance policies to residents of Lady Lake and the surrounding area. Its work focuses on helping homeowners protect their primary dwellings against common risks such as fire, theft, and storm damage. The agency also offers specialty add-ons like flood insurance and coverage for personal valuables. Within the commercial sector, it can provide policies for smaller offices, warehouses, and food service operations requiring basic property and liability protection.
Focal Point Insurance Services LLC offers residential home insurance coverage for properties in Lady Lake and the surrounding area, tailoring policies to individual homeowner needs. The agency also provides commercial coverage options for local businesses seeking property protection. Service extends to clients throughout the Central Florida region. Agents work to ensure consistent protection by reviewing policy details and recommending adjustments as customer circumstances change. Follow-up communication between regular visits allows for timely review of coverage requirements and prompt assistance when claims or updated documents are needed.
What Does a a Home Insurance Agent in Lady Lake Cost?
The cost of home insurance in Florida varies widely by location and home value. In Lady Lake, average annual premiums often range from 1500 to 4000 dollars. Factors include the age of your roof, your homes proximity to water, and your claims history. This is general information and not insurance advice.
About home insurance agents in Lady Lake
Home insurance agents in Lady Lake Florida help residents find coverage for their homes. Florida law requires insurers to offer windstorm coverage and sinkhole loss coverage in certain areas. An agent can explain these options and help you compare policies from different companies.
Frequently Asked Questions
What does a home insurance agent in Lady Lake do?
A home insurance agent helps you find a policy that fits your needs. They explain coverage types like dwelling protection and personal liability. They also help with claims questions and policy changes.
Is flood insurance required in Lady Lake Florida?
Flood insurance is not required by state law for all homes. However lenders often require it if your home is in a high risk flood zone. Your agent can check your flood zone status and help you buy a separate flood policy.
How do Florida insurance laws affect my home policy?
Florida law sets a 90 day time limit to report a claim after a loss. The law also requires insurers to respond to claims within specific timeframes. Your agent can explain these rules and how they apply to your policy.
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