The top-rated home insurance agent in Lake Wales, Florida is Ashley Marston Croley - State Farm Insurance Agent, rated 4.9 stars across 563 reviews. Other highly rated options include Kevin Weltlin - State Farm Insurance Agent, GreatFlorida Insurance: Joshua Parrish, Univista Insurance. This directory lists 19 home insurance agents serving Lake Wales.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Marston Croley - State Farm Insurance Agent | 116 S 1st St | (863) 676-2718 |
| 2 | Kevin Weltlin - State Farm Insurance Agent | 23865 US-27 | (863) 676-6633 |
| 3 | GreatFlorida Insurance: Joshua Parrish | 1366 FL-60 East | (863) 676-2886 |
| 4 | Univista Insurance | 616 FL-60 | (863) 318-7000 |
| 5 | Joseph Bullington: Allstate Insurance | 1 N Scenic Hwy Ste 106 & 110 | (863) 676-5658 |
| 6 | Faneuf Insurance Agency | 36 W Polk Ave | (863) 676-7800 |
| 7 | Bryant & Smith Insurance | 208 E Stuart Ave | (863) 949-6474 |
| 8 | American Insurance Services | 24 S 1st St | (863) 676-6260 |
| 9 | Mike Pearce - State Farm Insurance Agent | 132 W Central Ave | (863) 676-8511 |
| 10 | Headley Insurance Agency | 124 W Central Ave | (863) 676-1700 |
Ashley Marston Croley - State Farm Insurance Agent serves the Lake Wales, Florida area as a home insurance agent. The agency offers coverage options designed to protect local homeowners from common property risks, including damage from weather events and structural accidents. Policies are tailored to address the specific needs of residential properties in the region. The agency also provides assistance with filing claims for wind damage and handles policy adjustments for home renovations. In addition to standard dwelling coverage, the agent helps customers secure protection for personal belongings and liability.
Kevin Weltlin - State Farm Insurance Agent in Lake Wales, FL provides homeowners coverage, renters policies, and personal liability protection for properties in the area. The agency assists clients with selecting suitable policy limits and deductibles through detailed consultations. Service plans include routine policy reviews to adjust coverage as home values or possessions change, ensuring adequate protection over time. This home insurance agent services single-family homes, apartments, retail locations, and restaurants throughout the Lake Wales community.
GreatFlorida Insurance: Joshua Parrish serves homeowners, businesses, and property managers in and around Lake Wales, Florida, with coverage for houses, condominiums, and rental properties. This agency provides protection for common perils like wind, fire, and theft, helping clients secure policies that meet standard lending requirements. Professional guidance is offered to explain coverage options and the claims process. The agency also serves clients in Winter Haven and other neighboring communities within Polk County.
Univista Insurance offers both one-time policy setup and ongoing service for homeowners in Lake Wales, Florida. The agency provides coverage plans that protect residential properties against common perils such as fire, theft, and weather damage. Standard home insurance policies also include liability protection for accidents occurring on the insured premises. Claim assistance and policy adjustments are available through individual consultation. Home insurance services from this agent run on a one-time basis when a new policy is purchased, with scheduled updates possible at renewal.
As a home insurance agent in Lake Wales, Florida, Joseph Bullington: Allstate Insurance provides specialty coverage for single-family homes and condominiums, including protection for personal property and liability. The agency generally works with local homeowners to customize policies that address individual risks and budgets. For those living in Central Florida, it helps homeowners prepare for the hurricane season by reviewing windstorm deductibles and ensuring adequate flood coverage is in place.
Faneuf Insurance Agency serves Lake Wales, Florida, and the surrounding communities, providing home insurance policies tailored to local residential needs. The company handles coverage for various property types, addressing risks common to the Central Florida area. To complete a typical job, an agent first reviews the home’s specific features and location, then compares available policy options from multiple insurers to find a suitable fit for the client’s budget and coverage requirements.
Bryant & Smith Insurance helps Lake Wales homeowners choose between one-time policy purchases and recurring coverage options that adapt to changing property needs. As a local home insurance agent, the company offers property protection tailored to Florida homes, addressing risks like severe weather and liability. Service is provided on an as-needed basis for new policies, adjustments, or claims support, with ongoing renewals handled through scheduled updates.
American Insurance Services specializes in helping homeowners secure coverage for single-family residences and townhomes. The agency serves the Lake Wales area with personalized consultations and policy comparisons tailored to individual property needs. It guides clients through the process of selecting appropriate coverage limits and deductibles. The company also assists homeowners in updating their policies after renovations or purchases. For those living in Florida, it helps address concerns about hurricane damage and related seasonal storm protection requirements.
With hurricane season approaching, homeowners in Lake Wales seek reliable coverage against storm damage. Mike Pearce - State Farm Insurance Agent provides guidance on policies that protect property from wind and flood risks typical to Central Florida. The agency helps residents compare liability limits and deductibles for their specific homes. Each new client, whether purchasing a first policy or reviewing an existing plan, begins with a thorough assessment of their property and coverage needs during a no-obligation inspection of the premises.
Headley Insurance Agency guides homeowners in Lake Wales, FL, through their choices for protecting residential property. They can tailor coverage to include specialty add-ons such as protection for high-value personal belongings and liability from dog bites or pool accidents. This local agency helps clients evaluate replacement cost estimates and policy deductibles. Businesses in the area also rely on them, as they serve commercial sectors including offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Lake Wales Cost?
The average annual premium for home insurance in Florida is around $3,600 to $4,000 for a standard single-family home. Costs in Lake Wales may vary based on your home age, construction type, and distance from the coast. Older homes or those with older roofs often have higher premiums. This is general information, not insurance advice.
About home insurance agents in Lake Wales
A home insurance agent in Lake Wales, Florida can help you find a policy that meets state requirements. Florida law mandates that insurers offer coverage for windstorm damage and sinkhole losses. Your agent can explain the differences between replacement cost and actual cash value policies for your home.
Frequently Asked Questions
What does a home insurance agent in Lake Wales do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection, personal property, and liability. They also advise on Florida-specific add-ons such as flood insurance and hurricane deductibles.
Is flood insurance required for homes in Lake Wales Florida?
Flood insurance is not required by Florida state law for most homes. However, if your home is in a high-risk flood zone determined by FEMA, your mortgage lender may require it. Your agent can help you check your flood zone status.
How does Florida law affect home insurance deductibles?
Florida law requires insurers to offer a separate hurricane deductible, usually 2 percent to 10 percent of your home value. This deductible applies only to windstorm damage from named storms. Your agent can explain how this works with your standard deductible.
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