The top-rated home insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 613 reviews. Other highly rated options include Rachel Machin - State Farm insurance Agent, Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc.. This directory lists 31 home insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Rachel Machin - State Farm insurance Agent | 6595 Florida Ave S Unit 1 | (863) 683-5553 |
| 3 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 4 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 5 | Acceptance Insurance | 4221 Florida Ave S | (863) 733-7005 |
| 6 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 7 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 8 | Bret Denney - State Farm Insurance Agent | 5300 Florida Ave S #1 | (863) 644-3505 |
| 9 | Bart Blessing - State Farm Insurance Agent | 5727 US-98 | (863) 647-2915 |
| 10 | Julie Gilileo - State Farm Insurance Agent | 2022 E County Rd 540A | (863) 698-7702 |
Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida area, providing home insurance coverage. Policy options can help protect a residence and personal belongings against unforeseen events. The agent assists local homeowners in evaluating different levels of dwelling and liability coverage to match their property and financial needs. Clients may also receive guidance on bundling home and other personal insurance policies. This agency handles both new home insurance policies and periodic policy reviews for existing coverage.
Rachel Machin - State Farm Insurance Agent in Lakeland, FL, offers a comprehensive range of home insurance services, including coverage for dwelling protection, personal property, and liability. The agency provides personalized service plans designed to review policy details and update coverage as property values or life circumstances change. Routine consultations are available to help clients understand deductible options and discounts. The firm serves a variety of properties, from single-family homes and apartment buildings to retail storefronts and restaurants in the Lakeland area.
Serving Lakeland and the surrounding communities of Central Florida, Amistad Insurance | Affordable Insurance Lakeland handles home insurance policies for local homeowners. The company assists clients with standard coverage needs, including protection for dwellings, personal property, and liability. It also helps customers navigate policy options to address specific regional risks like storms and flooding. For a typical job, the agency reviews the client’s property details and personal situation to outline available coverage plans and discusses how each option addresses potential hazards.
Garland Insurance, Inc. serves homeowners, businesses, and property managers in Lakeland, Florida, by assisting them in securing home insurance coverage that aligns with their specific needs. As a local home insurance agent, the company helps clients navigate policy options to protect their properties from common regional risks. Whether advising on dwelling coverage or liability protection, the agency focuses on providing clear explanations and practical guidance. The area it covers additionally extends to Auburndale, ensuring residents there also have access to its insurance services.
Acceptance Insurance serves homeowners, businesses, and property managers in Lakeland, Florida, with personalized home insurance agent services. It guides clients through policy options to protect residential and commercial properties against common local risks like storms and liability. The agency helps customers understand coverage limits and file claims when needed. Its team assists with choosing appropriate deductibles and endorsements specific to the Lakeland area. Acceptance Insurance also extends its home insurance agent services to clients throughout nearby Winter Haven and the greater Polk County metro.
Advantage Insurance in Lakeland, Florida specializes in securing tailored homeowners policies that match specific property needs and coverage limits. It also serves local homeowners with general insurance services, including policy reviews and claims assistance. These agents help clients navigate the complexities of windstorm protection, a key consideration for properties near the central Gulf region. Whether adjusting coverage after a home renovation or preparing for the heightened risks of hurricane season, Advantage Insurance assists homeowners in ensuring their assets are properly protected.
Unlike some one-time policy services that expire annually without review, Lock Insurance, a Division of World offers recurring coverage to ensure your home protection evolves with your needs. Their comprehensive homeowner policies typically bundle dwelling coverage, liability protection, and options for personal property against common Florida risks like storms. Serving Lakeland, FL, this home insurance agent provides policy reviews and claims assistance. These services run on a scheduled basis, with annual renewals and policy check-ins tailored to when your coverage term needs updating.
As summer storms roll through Lakeland, safeguarding a home against wind damage becomes a priority. Bret Denney, a State Farm Insurance Agent in the area, helps homeowners review their current coverage to ensure structures and belongings are protected against common local weather events. Understanding Florida’s specific insurance landscape, the agency focuses on clarifying policy details so clients know what their plan includes. Every relationship begins with a thorough inspection of the property’s age and condition, followed by a detailed initial-assessment appointment to tailor a suitable solution.
Bart Blessing - State Farm Insurance Agent in Lakeland, FL, offers comprehensive home insurance policies that protect homeowners from property damage and liability claims. Additional coverage options can be tailored to safeguard against specific local weather risks and personal belongings loss. The agent works with both residential and commercial clients, helping them secure appropriate insurance for offices, warehouses, and food service operations.
Julie Gilileo - State Farm Insurance Agent serves Lakeland, Florida, and the surrounding communities in Polk County. The company handles homeowner insurance policies that protect residential properties and personal belongings within the area. It assists clients in selecting coverage options that address common regional risks, such as severe weather or liability concerns. For a typical job, the agent evaluates each property’s specific needs and presents a tailored plan that fits the homeowner’s situation without using a rigid, one-size-fits-all approach.
What Does a a Home Insurance Agent in Lakeland Cost?
Home insurance costs in Lakeland Florida vary widely based on home value, location, roof age, and claims history. Average annual premiums in Florida are around 2000 to 4000 dollars but can be higher for older homes or those in high risk flood zones. Deductibles for windstorm claims are often separate and may be 1 to 5 percent of the home value. This is general information and not insurance advice.
About home insurance agents in Lakeland
Home insurance agents in Lakeland Florida help homeowners find coverage that meets state requirements and local needs. Florida law requires insurers to offer windstorm coverage and sinkhole coverage options. An agent can explain these requirements and help you compare policies from different companies.
Frequently Asked Questions
Do I need a home insurance agent in Lakeland Florida?
Using an agent is not required by law but can simplify the process. An agent can help you understand Florida specific coverage like windstorm and flood insurance. They also assist with filing claims and policy changes.
What documents do I need to get a home insurance quote in Lakeland?
You will need your home address, year built, square footage, roof age and type, and information about any previous claims. The agent may also ask about your homes construction materials and safety features like hurricane shutters.
How long does it take to get a home insurance policy in Florida?
Most agents can provide a quote within minutes and bind coverage the same day. However, some policies may require a home inspection which can take a few days. Florida law allows a 14 day free look period after you receive the policy.
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