The top-rated home insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 661 reviews. Other highly rated options include David Denbo Agency, Inc., Oakes and Associates Insurance, A&B Insurance and Financial. This directory lists 13 home insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | David Denbo Agency, Inc. | 2719 Letap Ct UNIT 102 | (813) 461-8020 |
| 3 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 4 | A&B Insurance and Financial | 20537 Amberfield Dr | (813) 288-9500 |
| 5 | Brightway Insurance - The Lutz Agency | 1527 Dale Mabry Hwy STE 100 | (813) 403-5600 |
| 6 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 7 | Suncoast Insurance Advisors | 16703 Early Riser Ave Suite 218 | (813) 522-5505 |
| 8 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 9 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
| 10 | A Kilbride Insurance | 2438 Land O' Lakes Blvd | (813) 996-7467 |
Florida Educators Insurance and GAC Wealth Management serves the Land O' Lakes area in Pasco County and surrounding communities as a home insurance agent. It connects property owners with policies that protect against common Florida perils like hurricane damage and sinkhole issues. The agency evaluates individual coverage needs for dwellings, personal belongings, and liability. Its work also includes assisting with policy adjustments when home renovations or major purchases occur. The team handles both new homeowner policy setups and annual policy reviews for existing clients in this region.
Serving the Land O' Lakes area, the agency offers a range of home insurance options designed to protect residential property investments. Service plans typically include annual policy reviews to adjust coverage as a homeowner's needs change. This agent helps clients understand policy details regarding liability and dwelling coverage. The agency services single-family homes, apartments, retail establishments, and restaurants.
Oakes and Associates Insurance works with homeowners to structure property insurance policies that protect single-family residences. The agency routinely adds optional water backup coverage and increased contents protection to standard plans for seasonal residents in the Pasco County area. It also writes inland flood policies separate from existing hazard coverage. Business insurance extends to offices, warehouses, and food service operations needing commercial property and general liability.
A&B Insurance and Financial serves residential clients in Land O’ Lakes, Florida, by offering home insurance policies that protect single-family dwellings and personal property. The company also provides commercial coverage for local small business owners and rental property investors throughout the greater Tampa Bay area. Agents work with each homeowner to evaluate specific risks, such as hurricane exposure, and find appropriate coverage limits. Customers often return for annual policy reviews or to update protection after renovations or major purchases, ensuring consistent service between regular claims-free periods.
Brightway Insurance - The Lutz Agency serves the Land O' Lakes area and surrounding communities in central Florida. The company handles home insurance policies that help protect residential properties against common regional risks such as storms, fire, and liability. Typical work begins with a consultation to assess a homeowner's specific coverage needs and property details. The agent then compares policy options from different carriers to find suitable protection. For each job, the agency takes a thorough approach by reviewing policy details carefully before finalizing the plan.
Some home insurance agents sell a onetime policy purchase, while others offer recurring reviews of changing coverage needs. Dieguez Insurance Enterprises Inc serves Land O Lakes property owners as a home insurance agent. Their work typically helps clients evaluate dwelling and personal property protection for local weather risks. Service appointments for policy updates or annual coverage checks are arranged on an as-needed basis.
As a home insurance agency in Land O' Lakes, FL, Suncoast Insurance Advisors specializes in helping homeowners secure coverage for single-family residences and condominiums. It works with clients to tailor policies that protect dwellings against common local perils such as hurricane-force winds and lightning strikes. The agency guides property owners through the process of evaluating dwelling coverage amounts and selecting appropriate deductibles. In the humid summer months, it also assists with claims related to sudden water damage from storms or plumbing failures, ensuring homes are restored after severe weather events.
As hurricane season approaches in Land O' Lakes, homeowners often seek reliable coverage for their properties. Insurance Center Of Connerton serves this need by offering tailored home insurance policies that address local weather risks and property values. The agency assists clients in comparing various plans to match individual dwelling and liability requirements. For those moving into the area or reassessing current protection, the company provides clear explanations of policy options. An initial consultation or property inspection is scheduled to evaluate specific coverage needs before any final plan selections are made.
GreatFlorida Insurance - Katie Bresciani helps homeowners in Land O' Lakes, FL find coverage for their property and personal liability. The agency can arrange additional specialty endorsements, such as protection for high-value personal items or additional living expenses after a covered loss. Home insurance policies generally cover damage from fire, wind, and theft, while also providing legal defense in certain situations. This agency serves residential clients as well as commercial sectors including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Land O' Lakes Cost?
The average cost of home insurance in Florida is around $1,900 to $3,600 per year for a typical single family home. In Land O Lakes premiums can be higher due to hurricane risk and proximity to water. Costs depend on factors like home age roof condition and coverage limits. This is general information and not insurance advice.
About home insurance agents in Land O' Lakes
Home insurance agents in Land O Lakes Florida help homeowners find coverage that meets state requirements. Florida law requires windstorm or hurricane coverage for most homes in the region. Agents can explain how the Florida Building Code affects your premiums and policy options.
Frequently Asked Questions
What does a home insurance agent do in Land O Lakes?
A home insurance agent helps you compare policies from different insurers. They explain Florida specific coverages like windstorm and flood insurance. They also assist with claims and policy changes.
Is flood insurance required in Land O Lakes Florida?
Flood insurance is not required by Florida state law. However mortgage lenders often require it for homes in high risk flood zones. Land O Lakes has areas near lakes and wetlands so flood risk varies by property.
How long do I have to file a home insurance claim in Florida?
Florida law gives you up to two years from the date of loss to file a property insurance claim. Some policies may have shorter deadlines so check your policy. This time limit is set by Florida Statute 627.7013.
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