The top-rated home insurance agent in Lauderhill, Florida is Kenya McCarty - State Farm Insurance Agent, rated 4.8 stars across 169 reviews. Other highly rated options include Direct Auto Insurance, Cohen Insurance Agency, DEL TORO INSURANCE. This directory lists 16 home insurance agents serving Lauderhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kenya McCarty - State Farm Insurance Agent | 4907 N University Dr #1 | (954) 747-7844 |
| 2 | Direct Auto Insurance | 7558 W Commercial Blvd #10 | (954) 742-2880 |
| 3 | Cohen Insurance Agency | 7150 NW 44th Ct | (305) 975-8523 |
| 4 | DEL TORO INSURANCE | 1311 NW 40th Ave | (954) 671-0925 |
| 5 | Del Toro Insurance F27 | 4820 N University Dr | (954) 634-5037 |
| 6 | B&S Insurance Agency | 4200 NW 16th St #220 | (954) 656-8636 |
| 7 | Estrella Insurance | 1448 N State Rd 7 | (954) 660-8805 |
| 8 | One Life Seguro | 6201 N Falls Cir Dr APT 413 | (407) 792-6171 |
| 9 | All Protection Insurance Services | 2994 NW 55th Ave | (954) 735-1931 |
| 10 | A Better Policy LLC | 7203 W Oakland Park Blvd | (954) 804-3898 |
Kenya McCarty - State Farm Insurance Agent serves the Lauderhill area in Broward County, offering home insurance coverage to local residents. Policies help protect single-family homes and condominiums from common regional risks, including storm damage and theft. Liability protection and personal property coverage are standard components of most plans. The agency assists clients in reviewing deductibles and replacement cost options to match their needs. Specific services include homeowners insurance for conventional homes as well as renters insurance for tenants. The office regularly helps homeowners pursue claims for water damage and wind remediation.
As hurricane season approaches in Lauderhill, Florida, securing reliable home insurance becomes a pressing priority for local homeowners. Direct Auto Insurance responds by offering policies that help protect residential property against common regional risks like wind and flood damage. Their agents work closely with clients to explain coverage options and tailor policies to individual home values and neighborhood conditions. Finding the right balance between deductibles and premiums is a key part of this process. An initial property assessment or virtual inspection is typically scheduled to finalize the quote.
Cohen Insurance Agency in Lauderhill, FL, offers a full range of home insurance services, including policy review and claims assistance. Its service plans focus on helping clients select appropriate coverage and adjust policies as needs change, ensuring protection against common regional risks like storms. Agency support extends to periodic policy evaluations and guidance on filing claims. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
DEL TORO INSURANCE helps customers in Lauderhill, Florida, secure coverage for residential properties against common perils such as fire, theft, and weather damage. The agency specializes in tailoring policies to include additional endorsements for valuables, liability protection, and replacement cost coverage. Clients can also add options for flood or windstorm protection. Its experience extends to safeguarding commercial spaces, including small offices, warehouses, and food service operations, ensuring different property types are properly protected.
Del Toro Insurance F27 in Lauderhill, FL, serves homeowners, condominium owners, and property managers seeking coverage for residential properties. The agency helps clients navigate standard policies and additional protections tailored to the local climate. Services include risk assessments, policy comparisons, and claims assistance for damages from storms or accidents. Working with area residents, it addresses the specific insurance needs common throughout South Florida. The agency also extends its home insurance services to nearby communities such as Tamarac and parts of western Broward County.
B&S Insurance Agency serves Lauderhill, FL, and the surrounding communities, handling home insurance policies for local property owners. The company assists clients with standard coverage options such as dwelling protection, personal liability, and contents insurance. In a typical job, the agent reviews the client’s current policy and property details, then compares available plans from different carriers to identify a suitable fit for the individual’s needs and budget.
Estrella Insurance is a home insurance agent in Lauderhill, Florida, providing residential coverage to protect local homeowners and their properties. The agency also offers commercial insurance solutions for businesses seeking risk management options, serving clients throughout the Lauderhill area and nearby communities. Policies are tailored to safeguard assets against common regional hazards, such as storms and flooding. After a claim is settled, the agent remains available for follow-up service needs, ensuring ongoing coverage adjustments between regular policy review visits.
One Life Seguro in Lauderhill, FL distinguishes between a single policy purchase for immediate property protection and ongoing service options that adjust coverage as needs evolve. As a home insurance agent, the company helps clients secure dwelling, personal property, and liability coverage suited to local weather risks and Florida’s insurance regulations. Policies are designed to guard homeowners from financial loss due to fire, theft, or storm damage. Service is available on either a one-time policy setup or an as-needed consultation basis for existing clients.
As a home insurance agent in Lauderhill, FL, All Protection Insurance Services specializes in helping homeowners secure appropriate coverage for their properties. The company assists clients in finding policies that protect dwellings and personal belongings against common risks. It also provides guidance on liability protection and additional living expenses coverage. For Lauderhill residents, the agent frequently addresses concerns about hurricane season, offering advice on updating policies and ensuring adequate storm-related coverage before a major weather system arrives.
What Does a a Home Insurance Agent in Lauderhill Cost?
The average cost of home insurance in Florida is around $1,900 per year but rates in Lauderhill can range from $1,200 to $3,500 depending on the home value age and construction type. Factors like the roof age and distance from the coast also affect premiums. This is general information and not insurance advice.
About home insurance agents in Lauderhill
Home insurance agents in Lauderhill Florida help homeowners find policies that meet state requirements and protect against local risks like hurricanes and flooding. Florida law requires insurers to offer windstorm coverage and agents can explain the specifics of your policy. Working with a local agent ensures you understand the coverage limits and deductibles that apply to your Lauderhill property.
Frequently Asked Questions
What does a home insurance agent in Lauderhill do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They explain Florida specific requirements such as windstorm coverage and sinkhole coverage. Agents also assist with filing claims and updating your policy as needed.
Is flood insurance required in Lauderhill Florida?
Flood insurance is not required by Florida law for most homeowners but mortgage lenders often require it if your home is in a flood zone. Lauderhill is located in a region that can experience heavy rain and flooding. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
How does Florida law affect home insurance policies in Lauderhill?
Florida law mandates that insurers offer windstorm coverage and allows for a 2 percent hurricane deductible on policies. The state also has a 90 day time limit for insurers to accept or deny a claim after it is filed. Agents can explain these rules and help you understand your rights under Florida statutes.
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