The top-rated home insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 21,995 reviews. Other highly rated options include Lion Insurance Group, AllStar Insurance & Taxes, Estrella Insurance. This directory lists 19 home insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 3 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 4 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 5 | HoneyQuote | Florida Home Insurance | 5875 NW 163rd St #207 | (561) 264-2614 |
| 6 | Tom Ledwidge - State Farm Insurance Agent | 6177 Miami Lakes Dr | (305) 822-2424 |
| 7 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 8 | Josiel Sanchez: Allstate Insurance | 6175 NW 153rd St STE 402 | (786) 775-5943 |
| 9 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 10 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
Florida One Insurance serves homeowners across Miami Lakes and all of Miami-Dade County as a dedicated home insurance agent. The company helps clients find coverage for their properties, including protection against common local weather risks. Policies are tailored to suit individual home needs, from single-family residences to condominiums. The agency guides customers through the process of selecting appropriate deductibles and policy limits. It also assists with filing claims and adjusting coverage after home renovations or major purchases. These services include securing windstorm and flood insurance.
Lion Insurance Group provides comprehensive home insurance agent services for clients in Miami Lakes, Florida. The agency assists with securing homeowners policies that protect against common perils like fire, theft, and weather-related damage. Clients can receive guidance on policy coverage limits and deductibles to match their specific needs. The team works with standard residential properties, including single-family homes and apartments, as well as commercial spaces such as retail stores and restaurants.
AllStar Insurance & Taxes in Miami Lakes, FL serves local homeowners, businesses, and property managers seeking dependable home insurance coverage. They assist clients in comparing various policy options to protect residential properties against common regional risks. The agency also advises on tax-related matters to support financial planning for property owners in the area. Their work focuses on finding suitable coverage plans that match individual needs and budgets. The company extends its services to clients throughout the broader Miami metropolitan region, including surrounding communities like Hialeah.
Estrella Insurance of Miami Lakes is known for offering local homeowners personalized coverage options tailored to individual property needs. The agency provides policies that protect dwellings against common regional weather risks, liability claims, and theft. Its service range includes standard homeowner packages, replacement cost estimates for structures, and assistance during claims filing processes with insurers. For added protection, the company also offers scheduled personal property endorsements for high-value items like jewelry or electronics.
HoneyQuote | Florida Home Insurance serves homeowners in Miami Lakes and the surrounding South Florida communities. The agency handles a full range of residential property coverage, including policies for single-family homes, townhouses, and condominiums. It also arranges protection for windstorms, hurricanes, and flood risks common to the region. To manage a typical job, the agency starts by reviewing a client's property location and construction details before comparing policy options from multiple carriers to find appropriate coverage at a competitive rate.
For home insurance in Miami Lakes, clients choose between purchasing a single policy for a set term or establishing an ongoing relationship for continuous coverage adjustments. Tom Ledwidge - State Farm Insurance Agent assists in protecting residential properties against common perils like wind, fire, and theft. Policyholders select coverage limits based on their home’s value and personal belongings. Annual policy renewals allow periodic updates to keep pace with changing needs. Service for existing policies and new quote requests is offered on an as-needed basis through traditional office visits or telephone consultation.
Equiinsurance works with homeowners in Miami Lakes to secure coverage for their properties, including standard protections against weather and liability risks. Policyholders can also request specialty add-ons, such as flood or windstorm endorsements. The agency assists residential clients in customizing their deductibles and dwelling limits to match their needs. For commercial sectors, Equiinsurance provides coverage packages suitable for offices, warehouses, and food service establishments.
As a home insurance agent serving Miami Lakes, Josiel Sanchez with Allstate Insurance provides tailored coverage options for single-family homes, condominiums, and rental properties. The agency assists local residents in navigating standard policies that protect dwelling structures, personal belongings, and liability. Throughout the year, it offers guidance on adjusting coverage limits to reflect home renovations or new asset acquisitions. Ahead of hurricane season particularly, the agent helps homeowners evaluate flood and windstorm protections to ensure adequate defense against Miami Lakes’ severe storm threats.
When heavy rains threaten South Florida homes in Miami Lakes, securing adequate coverage becomes a priority. NSI Insurance Group provides personalized home insurance policies to protect properties from local weather risks. Their agents evaluate individual neighborhood requirements to tailor a plan that meets each homeowner’s specific needs. Whether for a waterfront property or a suburban residence, they guide clients through available options with clear explanations. The process begins with a thorough inspection of the home to identify risk factors and assess current conditions before finalizing a suitable policy.
What Does a a Home Insurance Agent in Miami Lakes Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a typical single family home. In Miami Lakes rates can be higher due to hurricane risk and local factors. Costs depend on your homes age, construction, and coverage limits. This is general information and not insurance advice.
About home insurance agents in Miami Lakes
Home insurance agents in Miami Lakes Florida help homeowners find coverage that meets state requirements and local risks. Florida law requires insurers to offer windstorm coverage for homes in certain areas. An agent can explain how sinkhole coverage and flood insurance work for Miami Lakes properties.
Frequently Asked Questions
What does a home insurance agent in Miami Lakes do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like windstorm and flood insurance. They also assist with policy changes and claims questions.
Do I need flood insurance in Miami Lakes Florida?
Flood insurance is not required by Florida law but may be required by your mortgage lender. Miami Lakes is near flood zones so many homeowners choose this coverage. You can buy flood insurance through your agent or the National Flood Insurance Program.
How does Florida law affect home insurance in Miami Lakes?
Florida law requires insurers to offer windstorm coverage for homes in windpool areas. The state also has a 90 day deadline to file a property insurance claim after a loss. An agent can explain these rules and how they apply to your policy.
Home Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont