ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsFlorida › New Smyrna Beach

Find Home Insurance Agents Near You in New Smyrna Beach, FL

Browse home insurance agents serving New Smyrna Beach, Florida. Updated 2026-07-14.

The top-rated home insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 361 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Michaels Insurance Group. This directory lists 13 home insurance agents serving New Smyrna Beach.

Showing 13 home insurance agents in New Smyrna Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Berlin & Denys Insurance110 S Orange St(386) 427-4510
2Buddy Davenport - State Farm Insurance Agent1305 State Rd 44(386) 426-2886
3Stan Harrison - State Farm Insurance Agent402 Canal St(386) 427-5277
4Michaels Insurance Group1119 N Dixie Fwy(386) 274-8150
5Tonya Tichnell - State Farm Insurance Agent155 Colony Park Rd(386) 428-0979
6Melanie Emanuel: Allstate Insurance530 Canal St(386) 427-0500
7Smith & Associates Insurance-New Smyrna Beach508 Canal St(386) 409-8004
8Mark Daniel Sr: Allstate Insurance2236 FL-44(386) 426-6000
9Allstate Insurance Agent: Norm Daniel Co.2236 FL-44(386) 426-6000
10WFG Insurance100 Faulkner St(386) 295-4252
BD
110 S Orange St
Berlin & Denys Insurance
Home Insurance Agent · New Smyrna Beach, FL

Berlin & Denys Insurance provides comprehensive home insurance services in New Smyrna Beach, FL, including policy consultations, coverage evaluations, and claims assistance. Its maintenance plans help homeowners adjust policies to reflect property updates or structural changes. The company also offers guidance on adjusting deductibles and reviewing liability limits for adequate protection. It services single-family homes, apartments, retail spaces, and restaurants in the local area.

BD
1305 State Rd 44
Buddy Davenport - State Farm Insurance Agent
Home Insurance Agent · New Smyrna Beach, FL

Buddy Davenport - State Farm Insurance Agent serves the New Smyrna Beach, Florida area as a home insurance agent. The company provides coverage options designed to protect residential properties from common local risks. Policies generally include protection for the dwelling structure, personal belongings, and liability against accidents on the property. The agency works with homeowners to explain different coverage levels and deductibles. It often helps clients in New Smyrna Beach with standard homeowners policies and with additional flood insurance options for the coastal region.

SH
402 Canal St
Stan Harrison - State Farm Insurance Agent
Home Insurance Agent · New Smyrna Beach, FL

Stan Harrison - State Farm Insurance Agent in New Smyrna Beach, Florida serves homeowners, rental property owners, and condominium associations with tailored home insurance policies. The agency provides coverage for dwellings, personal belongings, and liability protection suited to local coastal properties. It assists clients in evaluating deductibles and rebuilding cost estimates to ensure adequate protection. This agency also extends its services to nearby Port Orange and Edgewater in Volusia County.

MI
1119 N Dixie Fwy
Michaels Insurance Group
Home Insurance Agent · New Smyrna Beach, FL

Michaels Insurance Group serves homeowners in New Smyrna Beach and the surrounding communities of Volusia County. The agency handles a range of residential insurance needs, including coverage for coastal properties and standard single-family homes. Its agents work closely with clients to review policy details and explain coverage options for common regional risks. For a typical job, the company takes time to assess the property's specific exposures and then matches those needs with appropriate policy limits from its available carriers.

TT
155 Colony Park Rd
Tonya Tichnell - State Farm Insurance Agent
Home Insurance Agent · New Smyrna Beach, FL

Tonya Tichnell - State Farm Insurance Agent in New Smyrna Beach, FL helps clients understand the difference between one-time policy purchases and recurring insurance services that require annual review and renewal. Available coverage options typically protect homes, personal property, and liability against regional risks such as storms and flooding found along the Florida coast. Consulting with locals ensures policies match specific property needs and budget constraints. This home insurance agent generally operates on a scheduled basis, with annual policy check-ins and as-needed service when filing claims or updating coverage.

ME
530 Canal St
Melanie Emanuel: Allstate Insurance
Home Insurance Agent · New Smyrna Beach, FL

Melanie Emanuel: Allstate Insurance offers specialized coverage options tailored for homeowners, including policies for single-family homes, condominiums, and rental properties. It also provides personalized consultations to help clients assess their specific risks and select appropriate deductible levels. The agency handles policy adjustments and claims assistance for residents throughout New Smyrna Beach, FL. After a severe storm or hurricane, it helps clients review their coverage limits to ensure adequate protection against wind and flood damage.

SA
508 Canal St
Smith & Associates Insurance-New Smyrna Beach
Home Insurance Agent · New Smyrna Beach, FL

As Atlantic hurricane season approaches each summer, homeowners in New Smyrna Beach seek dependable coverage for wind and flood damage. Smith & Associates Insurance-New Smyrna Beach provides home insurance policies tailored to coastal properties, helping clients understand deductibles for storm-related claims. Their agents review dwelling coverage limits and personal property protection options, ensuring policies reflect current rebuilding costs in the area. A typical first step involves a walk-through inspection of the home’s roof, windows, and exterior features to assess risk and recommend appropriate coverage.

MD
2236 FL-44
Mark Daniel Sr: Allstate Insurance
Home Insurance Agent · New Smyrna Beach, FL

Mark Daniel Sr: Allstate Insurance provides homeowners in the New Smyrna Beach area with essential property coverage tailored to individual needs. The agency helps clients explore standard add-ons, including protection for valuable personal items, water backup liabilities, and additional living expenses following a covered loss. These customized options ensure policyholders have more complete residential risk management for their specific situations. The agent also serves commercial sectors such as local offices, warehouses, and food service establishments seeking reliable business insurance solutions.

AI
2236 FL-44
Allstate Insurance Agent: Norm Daniel Co.
Home Insurance Agent · New Smyrna Beach, FL

Allstate Insurance Agent: Norm Daniel Co. is a home insurance agency in New Smyrna Beach, Florida. The office helps local homeowners find coverage tailored to their property, including protection against common regional risks like hurricanes and flooding. Their service range includes standard dwelling and personal property policies, along with liability coverage for single-family homes. Clients often seek guidance on adequate replacement cost estimates for coastal construction materials. The agency can add on an inland flood insurance endorsement as a specialized add-on.

WI
100 Faulkner St
WFG Insurance
Home Insurance Agent · New Smyrna Beach, FL

WFG Insurance serves the New Smyrna Beach area by helping homeowners secure residential coverage that protects their property and belongings. Commercial insurance policies are also available for local business owners needing asset and liability protection. Their services extend throughout the surrounding region to meet various insurance needs. Clients often return for policy reviews between regular visits to adjust coverage after renovations or life changes, ensuring continued alignment with their current situation.

SI
529 Nature Creek Ln
SafeWay Insurance Agency
Home Insurance Agent · New Smyrna Beach, FL
(561) 406-9402
HI
424 Luna Bella Ln #113
Houston Insurance Agency
Home Insurance Agent · New Smyrna Beach, FL
(386) 410-2172
houstoninsuranceagency.net
EI
107 Magnolia St
Empower Insurance Services
Home Insurance Agent · New Smyrna Beach, FL
(386) 247-0696

What Does a a Home Insurance Agent in New Smyrna Beach Cost?

Home insurance costs in New Smyrna Beach vary widely. The average annual premium in Florida is around $3,600 but can be higher near the coast. Factors include home value, age of roof, and distance from the ocean. Windstorm deductibles are often 2 percent to 5 percent of home value. This is general information and not insurance advice.

About home insurance agents in New Smyrna Beach

A home insurance agent in New Smyrna Beach can help you find a policy that meets Florida legal requirements. Florida law mandates windstorm coverage and often requires separate flood insurance in coastal areas. Agents explain coverage options and help you file claims after storms or other damage.

Frequently Asked Questions

What does a home insurance agent do in New Smyrna Beach?

An agent helps you compare policies from different insurers. They explain Florida specific requirements like windstorm deductibles and flood coverage. They also assist with claims after hurricanes or other events.

Do I need flood insurance in New Smyrna Beach Florida?

Standard home insurance policies do not cover flood damage. If your home is in a high risk flood zone, your lender may require flood insurance. Even in low risk areas, flood insurance is recommended due to storm surge risks.

How does Florida law affect home insurance claims?

Florida law requires insurers to respond to claims within 14 days. You have up to 5 years to file a claim for property damage. An agent can guide you through the process and help meet deadlines.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.