The top-rated home insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,314 reviews. Other highly rated options include Rodrigo Planter - State Farm Insurance Agent, Mercado Insurance Agency North Miami, Del Toro Insurance. This directory lists 15 home insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Rodrigo Planter - State Farm Insurance Agent | 2018 NE 164th St | (305) 705-2559 |
| 3 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 4 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 5 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 6 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 7 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 8 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 9 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 10 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
Estrella Insurance in North Miami Beach, Florida, is known for providing personalized home insurance policies tailored to protect homeowners from common regional risks. Its service range includes coverage for structural damage, personal property, and liability protection, assisting clients in securing plans that meet their specific needs. The company can also add on flood insurance, a critical coverage option for properties in flood-prone areas of South Florida.
Rodrigo Planter - State Farm Insurance Agent serves the North Miami Beach, Florida, area with comprehensive home insurance solutions. The agency helps local homeowners protect their properties by offering policies that cover dwelling, personal belongings, and liability protection against common regional risks. Clients can customize coverage for additional structures like sheds or fences. The office also handles claims assistance for hurricane or theft damage.
Mercado Insurance Agency North Miami serves homeowners, property managers, and local businesses seeking residential insurance protection. The agency assists clients in securing coverage that safeguards properties against common regional risks. It helps customers navigate policy options to fit individual property values and liability needs. By working with multiple insurance carriers, the agency offers choices for structural coverage and personal contents protection. Its location in North Miami Beach allows it to serve the surrounding communities, including the greater Miami metropolitan area, with convenient access to property insurance solutions for neighborhood residents.
Del Toro Insurance serves the North Miami Beach area of Miami-Dade County, offering homeowners insurance solutions for local property owners. The agency assists residents in securing coverage that protects single-family homes and condominium units against common regional risks. Policy guidance covers standard perils and additional considerations relevant to South Florida living. Clients often seek advice on windstorm protection and flood insurance options to address the area's specific weather exposures. Del Toro Insurance handles policy reviews and new coverage purchases for these important protections.
Skylake Insurance provides comprehensive home insurance solutions for property owners in North Miami Beach, Florida. Its services encompass standard homeowners policies, protection against weather-related damages, and liability coverage. The agency assists clients in evaluating coverage options and adjusting policies as property needs evolve. Service plans include periodic policy reviews and claims assistance to ensure continued protection. Skylake Insurance serves a wide range of property types, from single-family homes and apartments to retail spaces and local restaurants.
Serving North Miami Beach and the surrounding South Florida communities, this agency handles residential property insurance coverage for local homeowners. It helps clients protect their dwellings against risks like storms, fire, and liability concerns common to the region. The office works to explain policy options clearly, ensuring each homeowner understands what their plan includes. For a typical client, it begins by assessing the specific needs of the property, then presents a few tailored coverage choices to match those requirements and the homeowner’s budget.
Univista Insurance provides a comprehensive range of home insurance options for property owners in North Miami Beach, Florida. Its service plans include personalized policy reviews to help clients assess appropriate coverage levels for dwelling protection and liability. Maintenance plans assist with periodic risk assessments, ensuring structures meet local safety standards. The company services single-family homes, apartments, retail spaces, and restaurants.
Clients seeking home insurance in North Miami Beach can choose between a one-time policy review or ongoing coverage management to protect their property. Coverage includes dwelling, personal belongings, liability, and additional living expenses in the event of a loss. As a local agency, Assure-Us The Insurance Agency in North Miami Beach, FL, helps homeowners assess their specific risks and select appropriate policies. Services for policy adjustments, claims assistance, and annual plan evaluations run on an as-needed basis rather than a fixed recurring schedule, allowing flexibility for changing circumstances.
As a home insurance agent in North Miami Beach, FL, AllStar Direct Insurance & Financial Services specializes in tailoring dwelling coverage and liability protection to fit individual property needs. It also provides general insurance solutions to safeguard local homeowners against common financial risks. This agency helps clients secure appropriate policies that address weather-related concerns, including hurricane season preparations and storm damage mitigation specific to the Florida coast.
What Does a a Home Insurance Agent in North Miami Beach Cost?
Typical home insurance costs in North Miami Beach range from 1500 to 4000 dollars per year for a standard single family home. Factors include the home age, construction type, roof condition, and proximity to the coast. Florida has higher average premiums due to hurricane risk and litigation costs. This is general information and not insurance advice.
About home insurance agents in North Miami Beach
Home insurance agents in North Miami Beach help homeowners find policies that meet Florida specific requirements. Florida law mandates that insurers offer windstorm coverage and sinkhole loss coverage in certain areas. A local agent can explain these options and help you compare quotes from different carriers.
Frequently Asked Questions
What does a home insurance agent in North Miami Beach do?
A home insurance agent helps you shop for policies from multiple insurance companies. They explain coverage types such as dwelling, personal property, and liability. They also assist with claims and policy changes.
Do I need flood insurance in North Miami Beach Florida?
Flood insurance is not required by Florida state law but is often required by mortgage lenders in flood zones. North Miami Beach is in a coastal area so flood risk is higher. A home insurance agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How does Florida law affect home insurance policies?
Florida law requires insurers to offer replacement cost coverage for dwelling and personal property. It also mandates a 30 day notice for non renewal and a 60 day notice for cancellation due to non payment. Agents must disclose these rights to policyholders.
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